Izwe lamanje lezomnotho lihamba ngesivinini esikhulu: ukuhwebelana komhlaba wonke, ukuncintisana okukhulu, ukusungula izinto ezintsha njalo, kanye namakhasimende afuna izinto eziningi. Kulesi simo, Izinkampani ezingaziqondi ngokugcwele izimakethe zazo kanye nezimali zisala ngemuva.Yingakho izindima zabahlaziyi bemakethe kanye nezezimali sezibe ngamasu amakhulu.
Laba ochwepheshe bahlanganisa izibalo, ezezimali, ukumaketha, kanye nobuchwepheshe ukuze bahumushe inqwaba yedatha ibe yizinqumo eziqondile: ukuthi yimiphi imikhiqizo okufanele iqalwe, ukuthi ibekwe kanjani amanani, ukuthi itshalwe kuphi, noma ukuthi yiziphi izingozi okufanele zithathwe. Indima yabo ibalulekile ekutholeni amakhasimende amasha kanye nasekugcineni akhona., kanye ne- for vikela ifa yabatshalizimali kanye nezinkampani.
Laba ochwepheshe bahlanganisa izibalo, ezezimali, ukumaketha, kanye nobuchwepheshe ukuze bahumushe inqwaba yedatha ibe yizinqumo eziqondile: ukuthi yimiphi imikhiqizo okufanele iqalwe, ukuthi ibekwe kanjani amanani, ukuthi itshalwe kuphi, noma ukuthi yiziphi izingozi okufanele zithathwe. Indima yabo ibalulekile ekutholeni amakhasimende amasha kanye nasekugcineni akhona.kanye nokuvikela izimpahla zabatshalizimali nezinkampani.
Uyini umhlaziyi wemakethe?
Umhlaziyi wemakethe, owaziwa nangokuthi umhlaziyi wezentengiso Umhlaziyi wokumaketha unguchwepheshe ophethe ukuqoqa, ukucubungula nokuhumusha idatha ehlobene nemakethe: amakhasimende angaba khona, abathengi bamanje, abancintisana nabo, izitayela zemboni, izinguquko zomthetho, njll. Umsebenzi wayo oyinhloko ukuhlinzeka ngolwazi oluqinile ukuze indawo yokumaketha kanye nethimba labaphathi bakwazi ukuklama amasu ebhizinisi aphumelelayo.
Empeleni, lokhu kusho ukuthi Ifunda imikhuba yokuthenga, izintandokazi, imibono, kanye nezidingo zezilaleli eziqondiwe.Ngaphezu kokuqapha lokho okwenziwa ezinye izinkampani ezihamba phambili, lo mbono womhlaba wonke uzivumela ukuthi zithole amathuba ebhizinisi, izikhala emakethe, imikhiqizo esesimweni esibi, noma izingxenye ezingafaneleki kahle.
Umsebenzi wakhe awugcini nje ekuhlaziyeni okungokwemfundiso: Uhlanganyela ekuhleleni, ekuqaliseni nasekuqapheni imikhankaso yokumakethaIhlola ukuthi yiziphi izenzo ezisebenza kahle kakhulu, ukuthi yimiphi imiyalezo ethinta izilaleli, nokuthi ingathuthukisa kanjani imbuyiselo ekutshalweni kwezimali zokukhangisa. Ngandlela thile, isebenza "njengomhumushi" phakathi kwezinqumo zedatha nokumaketha.
Ngaphezu kwalokho, umhlaziyi wemakethe uvame ukuba yingxenye yokulungiselela isabelomali sokumaketha, esiza ekwenzeni nikeza izinsiza eziteshini nasezenzweni ezinomthelela omkhulu kakhuluUmbono wabo unesisindo esikhulu ekwenzeni izinqumo ngoba usekelwa yizilinganiso, hhayi nje ukuqonda.
Konke lokhu kwenza kube njalo ube ngomunye wabantu abafunwa kakhulu ezinkampanini zanamuhla zanoma yiluphi usayizi, kusukela ezinkampanini ezinkulu zamazwe ngamazwe kuya ezinkampanini eziphakathi nendawo ezifuna ukuthuthukisa isu lazo lezentengiselwano.
Imisebenzi eyinhloko yomhlaziyi wemakethe
Ukuze uqonde ngokugcwele lokho okwenziwa yisazi semakethe nsuku zonke, umuntu kumele aqale ngomsebenzi wakhe obaluleke kakhulu: ucwaningo lwemakethe. Lobu chwepheshe buklama futhi buxhumanise izifundo ezifana nezinhlolovo, izingxoxo, imibuzo, noma amaphaneli abathengi, ukuze kutholakale ulwazi olufanele mayelana nokuziphatha komphakathi kanye nemibono.
Lolu phenyo luhlaziya izici ezifana nokuthi imvamisa yokuthenga, ukuzwela kwentengo, ukulinganisa uphawu, izithiyo zokuthenga, iziteshi ezikhethwayo noma ukusabela emikhiqizweni emisha. Idatha yobuningi (amanani okuthengisa, amasheya emakethe) kanye nedatha yobuningi (imibono, izisusa, imizwa ehlobene nokusetshenziswa) nayo iyaqoqwa.
Enye ingxenye ebalulekile yemisebenzi yayo yile ukuqapha njalo imibono yabathengi ngemikhiqizo noma izinsizakalo zenkampaniUkubuyekezwa kwe-inthanethi, ukuphawula ezinkundleni zokuxhumana, izinhlolovo zokwaneliseka, izikhalazo eziphindaphindayo, njll. Iphinde ihlaziye ukuziphatha kwabancintisana nezinye izinkampani. uphawu lokubonisa, lezo ezithathwa njengezinkomba zemikhuba yazo emihle.
Ngalo lonke lolo lwazi, umhlaziyi wemakethe ufinyelela iziphetho ezisebenza njengesisekelo klama noma ulungise amasu okumaketha nokuthengisaNgezinye izikhathi ukuhlaziywa kwembula ukuthi kuyalulekwa ukuthuthukisa umkhiqizo, ukushintsha indawo yawo, ukushintsha intengo, noma ngisho nokudala umugqa omusha ukuze kuhlangatshezwane kangcono nezidingo ezitholiwe.
Kuvamile futhi ukuthi abe ngumphathi we Lungiselela imibiko enemininingwane ngamashadi, amathebula, kanye nezifinyezo eziphezuluLe mibiko yethula okutholakele ocwaningweni futhi inikeza izincomo ezithile. Yabelwana ngayo nabaphathi, ukumaketha, ukuthengisa, kanye neminye iminyango efanele.
Ngamafuphi, imisebenzi yabo isukela esigabeni sokuqoqwa kwedatha kuya esigabeni sokuqapha imiphumela, okuhlanganisa ukuhlaziya, ukuhumusha, kanye nesiphakamiso sezenzo. Inani layo lisekuguquleni idatha ehlakazekile ibe amasu acacile futhi asebenzayo.
Uyini umhlaziyi wokutshalwa kwezimali noma umhlaziyi wemakethe yezezimali?
Uma singena emakethe yamasheya kanye nokuphathwa kwengcebo, kuvela isibalo esifanayo, kodwa sigxile ngokuhlukile: umhlaziyi wokutshalwa kwezimali noma umhlaziyi wemakethe yezezimali. Lona uchwepheshe ofunda ukuziphatha kwezimpahla zezimali, izinkampani, imikhakha kanye nezimakethe. ukuncoma amathuba athile okutshala imali (ukuthenga, ukuthengisa, noma ukubamba izikhundla).
Lochwepheshe usebenza nemikhiqizo efana ne amasheya, amabhondi, izimali zokutshalwa kwezimali, ama-ETFizinto ezisuselwe kwezinye izinto kanye nezinye izinsimbi zezimaliUmgomo wayo ukunikeza amakhasimende ayo—okungaba abatshalizimali ngabanye, izikhwama zezimali, amabhange, noma izinkampani—ulwazi olungcono kakhulu ukuze bakwazi ukwenza izinqumo ezinolwazi ngemali yabo.
Iningi labahlaziyi bezimali bathuthukisa imisebenzi yabo e- izikhungo zezimali, amabhange okutshalwa kwezimali, izinkampani zezibambiso, abathengisi bamasheya noma abaphathi bezimaliKodwa-ke, bangasebenza njengabeluleki abazimele, banikeze imibiko kanye nezincomo kumakhasimende afuna umbono wobungcweti ngezimakethe.
Kulo mkhakha, umhlaziyi usebenza njengohlobo "lomdlali we-chess" wezezimali: Funda ibhodi, lindela izinyathelo, bese ubala izimo ezingaba khona esikhathini esizayo. ukweluleka ngokuthi yimiphi imidlalo enikeza ubudlelwano obuhle kakhulu phakathi kwembuyiselo elindelekile kanye nengozi ecatshangelwayo.
Umsebenzi wabo ubaluleke kakhulu ezimweni zokungaqiniseki kwezomnotho, izinguquko emazingeni enzalo, izinkinga zemikhakha, noma ukunyakaza okunamandla kwemakethe yamasheya, izikhathi lapho Ulwazi olunembile lwenza umehluko phakathi kokuvikela noma ukufaka imali etshaliwe engozini..
Imisebenzi yomhlaziyi wezezimali kanye nokutshalwa kwezimali
Umsebenzi obalulekile womhlaziyi wemakethe yezezimali ukuthi ukuhlola isimo kanye nokuthuthuka kwezimakethe zezimalikanye nokuhlaziya ezinye izindlela zokutshala imali ezitholakalayo. Ukusuka lapho, bayeluleka ngokuthi yiziphi izimpahla okufanele zengezwe, zigcinwe, noma zithengiswe kuphothifoliyo ethile.
Omunye wemisebenzi yabo yansuku zonke ukuqapha njalo ulwazi lwezomnotho nolwezezimali: imali engenayo yezinkampani, izinkomba zomnotho omkhulu, izinqumo zebhange eliphakathi, izinguquko zomthetho kanye izindaba ze-geopoliticalKonke lokhu kungathinta ngqo amanani empahla.
Ukuze akhethe ukutshalwa kwezimali, usebenzisa kokubili ukuhlaziya kobuchwepheshe kanye nokuyisisekelo. Ngokuhlaziya kobuchwepheshe, umhlaziyi Funda amashadi entengo, amanani okuhweba, kanye namaphethini omlando ukuhlonza izitayela, izindawo zokusekela kanye nokumelana, noma izimpawu zokubuyela emuva kwezitayela.
Ngesikhathi esifanayo, ukuhlaziywa okuyisisekelo kukuvumela ukuthi uhlole ukuthi impahla ibiza kakhulu noma ishibhile ngokusekelwe ku-"inani langaphakathiUma kwenzeka amasheya, isibonelo, ihlola imali engenayo, inzuzo, isikweletu, ukuhamba kwemali, isikhundla sokuncintisana, kanye nombono wembonikanye nezici zomnotho omkhulu ezingase zithonye leyo nkampani.
Esinye sezindawo zabo zomthwalo wemfanelo ukuphathwa kwephothifoliyo. Lokhu kuhilela nquma ingxube yokutshalwa kwezimali engcono kakhulu kuklayenti ngalinyeIlungisa iphothifoliyo ukuze ihambisane nephrofayili yakho yengozi, isikhathi, kanye nezinhloso (ukukhula, ukulondolozwa kwemali, ukukhiqizwa kwemali engenayo, njll.). Incoma ukuthi yiliphi iphesenti okufanele libekwe kumasheya, imali engenayo engaguquki, imali, noma ezinye izimpahla, futhi ilungisa iphothifoliyo njengoba imakethe ithuthuka.
Ukuhlola ubungozi kubalulekile emsebenzini wabo. Akwanele ukulinganisa inzuzo engaba khona ekutshalweni kwemali: Kuyadingeka futhi ukuhlonza nokulinganisa izingozi ezihambisanayo. (ukuguquguquka, izingozi zesikweletu, izingozi zesilinganiso sokushintshisana, izingozi zomthetho, izingozi zokushintshana kwemali, phakathi kwezinye) bese unquma ukuthi ziyafanelana yini nephrofayili yomtshali-zimali.
Ekugcineni, umhlaziyi wezezimali wethula iziphetho zakhe emibikweni, amanothi emakethe, kanye nemihlangano namakhasimende noma amaqembu angaphakathi. Ikhono labo lokuxhumana ngolwazi oluyinkimbinkimbi ngokucacile nangokuqondile libaluleke njengokuhlaziywa kwezinombolo ngokwako.ngoba izinqumo zokugcina zincike kulokho kuxhumana.
Imisebenzi yomhlaziyi wemakethe yezezimali ezinkampanini
Uma umhlaziyi wezezimali ejoyina inkampani hhayi nje njengochwepheshe ekutshalweni kwezimali kwangaphandle, kodwa futhi njengomuntu ophethe ukuqapha imisebenzi yezezimali yenkampani, imisebenzi yakhe ihloselwe ukuhlola impilo yezomnotho yebhizinisi nokusekela ukwenza izinqumo ezihlakaniphile.
Ezinhlanganweni ezinkulu, le phrofayela inikezelwe ekufundeni amathuba okukhula, izidingo zezimali, inzuzo yephrojekthi, kanye nezingozi zezimaliIhlaziya izitatimende zezimali, ukuhamba kwemali, izindleko, imingcele, nazo zonke izinhlobo ze- izinkomba ezivumela ukulinganisa amandla enkampani.
Umsebenzi wabo uhlanganisa nokulungiselela imibiko yezikhathi ezithile lapho Kubonisa isimo sebhizinisi, sezomnotho kanye nesezimboniKusukela kumashadi abonisa ukuvela kwemali engenayo kanye nezindleko kuya ekuhlaziyweni kokuzinza, izikweletu, kanye namandla okutshalwa kwezimali, la madokhumenti asebenza njengesisekelo sabaphathi sokuhlela isikhathi esimaphakathi neside.
Uphinde aklame, kanye nabanye abaphathi, uhlelo lokusebenza lwezezimali: ukuthi utshale kuphi imali, ukuthi yimaphi amaphrojekthi okufanele uwabeke phambili, ukuthi yimiphi imigqa yesikweletu efaneleka kakhulu noma lapho kungase kube ngcono ukucwila ezindaweni ezithile. Ezimweni eziningi, kulandelela ukunyakaza kwezimali kanye nokuhambisana nesabelomali nsuku zonke.
Lokhu kuhlaziywa okuqhubekayo kolwazi lwezezimali kanye nemakethe yamasheya oluthinta inkampani yikho okumvumela ukuthi aphakamise "izinyathelo ezinhle kakhulu okufanele azilandele". Umgomo wayo omkhulu ukuqhubekisela inkampani ekukhuleni okunenzuzo, ukunciphisa izingozi nokusebenzisa amathuba. kokubili ezimakethe zikazwelonke nezamazwe ngamazwe.
Ukuqeqeshwa kanye nezidingo zokuba ngumhlaziyi wemakethe kanye nezezimali
Isizinda sezemfundo esivame kakhulu sokusebenza njengomhlaziyi wemakethe noma uchwepheshe wezezimali sihilela iziqu zaseyunivesithi ezihlobene nezomnotho kanye nezibalo. Iziqu ze-Economics, Finance, Business Administration, Statistics, Industrial Engineering noma ngisho ne-Computer Science Lezi izindlela ezivamile zokungena kulezi zinhlobo zezikhundla.
Ngokombono wezobuchwepheshe, laba ochwepheshe badinga Ulwazi oluqinile kwezokumaketha (lokuhlaziywa kwemakethe), izibalo, kanye nezibalo (yokucubungula idatha kanye nokwenza amamodeli), kanye nokuqonda okuhle kwe- izimiso zokubala kanye nezezimali. Imikhakha efana ne-psychology yezenhlalo kanye ne-sociology nayo iwusizo kakhulu ekuqondeni izinqubo zokwenza izinqumo zabathengi.
Uma kukhulunywa ngomhlaziyi wezimali noma umxhasi wezimali, ngokuvamile bayaziswa kakhulu Iziqu ze-Postgraduate kanye ne-Master's kwezezimali, ebhange, ezimakethe zezimali noma ezezimali zezinkampaniIzinhlelo ezikhethekile ekulinganisweni kwebhizinisi, ukuphathwa kwephothifoliyo, noma ukuhlaziywa kwengozi zengeza inzuzo ebaluleke kakhulu.
Kukhona nezitifiketi zobungcweti eseziyindinganiso embonini. Lokhu kufaka phakathi: I-CFA (I-Chartered Financial Analyst) kanye ne-EFA (Umeluleki Wezezimali waseYurophu)Lezi ziqinisekiso zibonisa izinga eliphezulu lolwazi lwezezimali kanye nokuziphatha okuhle kobungcweti. Ukuba nalezi ziqinisekiso kuvula iminyango emabhange azimele, ezinkampanini zokutshala imali, kanye nasezinkampanini zokubonisana.
Endaweni ehlobene kakhulu nomthengi kanye nokumaketha, ukwenza Iziqu ze-Masters ekuziphatheni kwabathengi kanye nokuqonda kokumakethalapho kuhlanganiswa khona i-neuromarketing, ubuhlakani bokwenziwa, ukuhlaziywa kwedatha okuthuthukisiwe kanye nobuchwepheshe obusha obusetshenziswa ekwenzeni izinqumo zebhizinisi.
Kungakhathaliseki ukuthi ukhetha liphi igatsha, kubalulekile kakhulu. Ubuchwepheshe besiNgisi kanye namakhono athuthukile kumathuluzi ekhompyutha kanye nokuhlaziywa kwedatha (amaspredishithi, isofthiwe yezibalo, amapulatifomu e- kwezamabhizinisinjll.). Ukuvuselelwa okuqhubekayo kuyimpoqo, ngoba kokubili izimakethe kanye namasu okuhlaziya ahlala eshintsha.
Amakhono obuchwepheshe kanye amakhono alula ukhiye
Ngale kweziqu, abahlaziyi bemakethe kanye nezezimali badinga isethi yamakhono obuchwepheshe. Phakathi kwezinto ezibaluleke kakhulu yilezi: Izibalo ezisetshenzisiwe, ukumodela kwezezimali, ukuphathwa kwedathabheyisi kanye nokusetshenziswa kahle kwamathuluzi okuhlaziya njenge-Excel ethuthukisiwe, i-R, i-Python, i-SQL noma amapulatifomu okubonisa idatha.
Emkhakheni wokumaketha kanye nocwaningo lwemakethe, amakhono alandelayo abalulekile: klama imibuzo, izilaleli zesigaba, chaza izinkomba zokusebenza ezibalulekile (ama-KPI) futhi uqonde izilinganiso ezifana nesabelo semakethe, ithikithi elimaphakathi, izinga lokuguqulwa, noma inani lempilo yamakhasimende (i-LTV).
Ngasohlangothini lwezezimali, ubuhlakani be Ukubalwa kwezimali, ukuhlaziywa kwezitatimende zezimali, ukuhlolwa kwebhondi kanye nesitoko, ukuphathwa kwengozi, kanye nokwakhiwa kwephothifoliyoKuwusizo futhi ukujwayelana nemikhiqizo yezezimali eyinkimbinkimbi kanye nokuqonda kahle ukuthi izimakethe zezimali zisebenza kanjani.
Kodwa-ke, impumelelo kulezi zikhundla ayixhomekile olwazini lobuchwepheshe kuphela. amakhono alula (noma amakhono athambile) ngokuvamile enza umehlukoBavelele ngamakhono okuhlaziya, ukuhlela, ukunaka imininingwane, kanye nokucabanga okujulile.
Lezi zikhundla zidinga futhi ikhono lokukhulumisana nokulalela, ukusebenza ngaphansi kwengcindezi, nokwenza izinqumo ezisekelwe kudathaUkukwazi ukuchaza iziphetho eziyinkimbinkimbi ngolimi olutholakala kumaphrofayili angewona awezezimali kubalulekile, ikakhulukazi uma kukhulunywa ngokudlulisela izincomo kubaphathi noma kumakhasimende jikelele.
Okokugcina, ukuthambekela kokuxazulula izinkinga kanye nelukuluku lokuhlakanipha kuyaziswa kakhulu. Umhlaziyi omuhle uhlala ebuza imibuzo, ephonsela inselelo imibono ethile, futhi efuna imithombo emisha yolwazi. lokho kuzomvumela ukuthi athuthukise iziphetho zakhe.
Amathuba emisebenzi kanye nemikhakha lapho ungasebenza khona
Amathuba emisebenzi yabahlaziyi bemakethe kanye nezezimali ahlukene kakhulu, ngokwengxenye ngenxa yokuthi Cishe zonke izinhlangano zidinga ukuqonda kangcono indawo ezikuyo, amakhasimende azo, kanye nenani lazo.Lokho kuvula amathuba amaningi athakazelisayo kokubili emkhakheni wangasese kanye nokahulumeni.
Ngasohlangothini lokuhlaziywa kwemakethe, laba ochwepheshe bathola indawo efanelekile iminyango yokumaketha kanye nokuthuthukiswa kwebhizinisi ezivela ezinkampanini zezimpahla zabathengi, izinsizakalo, ubuchwepheshe, ukusatshalaliswa, njll. Bavame futhi ukuba yingxenye yezinhlangano ezikhethekile zocwaningo lwemakethe ezithengisa ucwaningo lwazo kubantu besithathu.
Ngokuphathelene nokuhlaziywa kwezezimali nokutshalwa kwezimali, amathuba agxile ku amabhange, izinkampani zezokuphepha, izikhwama zokutshalwa kwezimali, izinkampani zomshuwalense kanye nezinkampani zokubonisanaKukhona indawo yabahlaziyi abagxila emasheya, imali engenayo engaguquki, ama-derivatives, ukuhlanganiswa kanye nokuthengwa, kanye nengozi. idatha enkulu ezezimali nokuningi.
Abahlaziyi abaningi bakhetha ukugxila emkhakheni othize—amandla, ubuchwepheshe, impilo, izimpahla zabathengi, ingqalasizinda—noma emkhakheni othile. izimakethe zakwamanye amazwe kanye nokuhlanganiswa kwamazwe ngamazweUma kunjalo, bangasebenza njengabahlaziyi abafanelekayo emahhovisi ezomnotho nawezentengiselwano kwamanye amazwe, basize izinkampani zande ziye emazweni amasha.
Ngokusho kwedatha evela kumawebhusayithi emisebenzi, ingxenye enkulu yochwepheshe bezezimali — cishe ama-40% kwezinye izifundo — unezinfundo ezengeziwe kwezezimali noma ezezimali, ezivame ukuhambisana neziqu ze-master ezikhethekileLokhu kubonisa izinga lokulungiselela elivame ukudingwa yimakethe.
Phakathi kwezikhundla ezingafinyelelwa ngale phrofayela yilezi: Umhlaziyi wezezimali enkampanini, izikhundla ebhange lezentengiselwano noma lokutshalwa kwezimali, umlawuli wezezimali, uchwepheshe wedatha enkulu yezezimali, uchwepheshe ekuhlanganisweni nasekuthengweni kwezinkampani, umphathi wezingozi noma umhlaziyi wezinkampani zomshuwalense onesibopho sokuhlola ukuthi izimali zanele yini ukumboza ukulahlekelwa okungenzeka.
Umholo wemakethe kanye nomhlaziyi wezezimali
Iholo lalaba ochwepheshe lincike ezintweni eziningana: iminyaka yesipiliyoni, uhlobo lwenkampani, umkhakha, ubukhulu benhlangano, indawo kanye nokukhethekileIphrofayili yabancane eqala enkampanini encane ayitholi imali efanayo neyomhlaziyi omkhulu ebhange elikhulu lamazwe ngamazwe.
Endaweni ethile yokuhlaziywa kwemakethe, amaholo wonyaka angaqala kusukela cishe Ama-euro angu-25.000 aphelele ezikhundleni ezincanekanye nethuba lokukhula okukhulu njengoba kutholwa ulwazi futhi kucatshangelwa imithwalo yemfanelo emikhulu. Ezikhundleni eziphezulu nasezinkampanini ezinkulu, akuvamile ukudlula kalula i-€70.000.
Ngaphakathi kwensimu yabahlaziyi bezezimali eSpain, izinkomba ezivamile zibeka ububanzi obuzungeze Isamba semali esingu-30.000 kuya ku-50.000 euros ngonyaka kumaphrofayili amaningiKodwa-ke, ebhange lokutshalwa kwezimali, ekwelulekeni okusezingeni eliphezulu noma ekuphathweni kwempahla izibalo zingaba ziphakeme kakhulu, ikakhulukazi uma amabhonasi ahlobene nemiphumela efakiwe.
Kufanele ugcine engqondweni ukuthi amathonya endawoAmadolobha amakhulu nezikhungo zezimali ngokuvamile zinikeza amaholo aphezulu kunezindawo ezinamanani aphansi amabhizinisi nezikhungo. Ngaphezu kwalokho, izitifiketi ezifana ne-CFA noma i-EFA kanye nomlando oqinile kungasheshisa ukuqhubekela phambili komholo.
Njengakweminye imikhakha eminingi, ubuchwepheshe kanye nekhono lokunikeza inani elihlukile (isibonelo, ku idatha enkulu ukuhlaziywa kwezezimali, okuthuthukisiwe kwezibalo noma izimakethe zomhlaba wonke) izinketho zokufinyelela amazinga aphezulu okukhokha zithuthuka kakhulu.
Okuhlangenwe nakho, indlela yomsebenzi kanye namathemba esikhathi esizayo
Ngaphandle kokuqeqeshwa, izinkampani zivame ukubuza okungenani iminyaka eminingana yesipiliyoni ezikhundleni ezihlobene nokuhlaziywa kwemakethe noma kwezezimaliikakhulukazi uma kukhulunywa ngezindima eziphakathi nendawo noma eziphezulu. Abaningi baqala imisebenzi yabo njengabahlaziyi abancane, kamuva badlulela ezikhundleni zomthwalo wemfanelo omkhulu.
Indlela ejwayelekile yomsebenzi ingasukela ku- umhlaziyi osemncane, umhlaziyi omkhulu, umholi weqembu, umlawuli wezezimali, noma umphathi wocwaningo lwemakethe kuze kufike ezikhundleni zokuphathwa kwezezimali noma ukumaketha okunengxenye eqinile yokuhlaziya. Ezimakethe zasebhange nezemali, izindlela zomsebenzi zingafaka phakathi inhloko yocwaningo, umphathi wesikhwama, noma umphathi wezingozi.
Ezinye izinkampani nazo ziyayazisa into yokuthi laba ochwepheshe sebeqedile Iziqu ze-Masters ekuhlanganiseni izinkampani kwamanye amazwe noma izinhlelo ezithile kwezezimali ezithuthukisiweLokhu kwenza kube lula ukufinyelela kwabo kumaphrojekthi omhlaba wonke asunguliwe ngobubanzi obucacile bamazwe ngamazwe.
Amathemba emisebenzi, ngokuvamile, amahle. Esimweni esiqhutshwa kakhulu yidatha, Izinkampani ezingahlanganisi ukuhlaziywa kwemakethe okujulile kanye nokuhlaziywa kwezezimali okuqinile zizothola kunzima ukuncintisanaLokhu kuhumusha isidingo esiqhubekayo samaphrofayili anale nhlanganisela yamakhono.
Ngakolunye uhlangothi, umongo wamuva nje wezomnotho omkhulu—ngokukhula kwe-GDP, ukwehluka kwamazinga enzalo kanye nokubuyiselwa okukhulu kwemakethe yamasheya—kwenza indima yomhlaziyi ibaluleke kakhulu. Umsebenzi wabo ukuqinisekisa nokulinganisa yonke le datha ukuze kuhlolwe ukuphathwa kwezingozi kokubili abatshalizimali kanye nezikhungo zezimali kanye nezinkampani.
Ngamafuphi, sikhuluma ngomsebenzi ohlanganisa idatha, isu kanye nokwenza izinqumo, kanye nendawo yokugxila ezindaweni eziningi ezahlukene. Labo abajabulela ukuhlaziya ulwazi, ukuqonda ukuziphatha kwamakhasimende nabatshalizimali, kanye nokuhlongoza izinhlelo zokusebenza bazothola ukuthi la maphrofayili ayindlela ekhangayo kakhulu yomsebenzi..
Uma sibheka isethi yemisebenzi, ukuqeqeshwa, amakhono kanye nezindlela zomsebenzi okuxoxwe ngazo, kusobala ukuthi indima yabahlaziyi bemakethe kanye nezezimali ingaphezu nje "kokwenza izinombolo": Ziyizingxenye ezibalulekile emshinini ezivumela izinkampani kanye nabatshalizimali ukuthi baziqondise endaweni engaqinisekile., ukuguqula idatha ibe yizinqumo nokuguqula isu lezomnotho libe yimiphumela ebonakalayo.
