Iqembu lezezimali laseBrithani IBarclays icabanga ngokujulile ukuqala uhlelo ipulatifomu esekelwe ku-blockchain ukuphatha izinkokhelo ezithokheniwe kanye namadiphozithiLesi sinyathelo sizoyibeka ezingeni elifanayo namanye amabhange amakhulu omhlaba asevele ethathe izinyathelo kule ndawo. Lesi sikhungo esiseLondon sifuna ukuhlola kahle ukuthi singayifaka kanjani lobu buchwepheshe ezinsizeni zaso eziyinhloko zebhange.
Ngokusho kwemithombo ejwayelene nezingxoxo, ibhange seliqalile Ukuhlola abahlinzeki bezobuchwepheshe abahlukene ukuhlola izixazululo ezivumela ukusebenza ngama-stablecoins namadiphozithi amelwe njengamathokheni ku-ledger esabalalisiwe. Umgomo uwukwenza ingqalasizinda yayo yokukhokha ibe yesimanje futhi ingasali ngemuva kwabancintisana nabo njenge-JPMorgan noma i-HSBC, esevele ihlola noma isebenzisa izinhlelo ezifanayo.
I-Barclays ihlola ipulatifomu ye-blockchain yokukhokha kanye nokufaka imali
Abantu abajwayelene nenqubo bachaza lokho I-Barclays ithumele izicelo zolwazi (ama-RFI) ezinkampanini eziningana ezingochwepheshe kwezobuchwepheshe be-blockchain kanye nezimpahla zedijithali.Ngalezi zindlela zokukhokha, ibhange lifuna ukufunda mathupha ukuthi yimaphi amakhono abalingani abangaba khona abawanikezayo, ukuthi bangaphatha inani elingakanani lemisebenzi, nokuthi izixazululo zabo zingahlanganiswa kanjani nengqalasizinda yamabhange ekhona.
Le nhlangano ingaba nesithakazelo ku- Ipulatifomu evumela ukucubungula izinkokhelo, amadiphozithi, kanye nezinsizakalo zokukhokha ezingaba khona kusetshenziswa amanethiwekhi e-blockchainUmgomo ukuvumela ukuthengiselana okusheshayo nabalamuli abambalwa. Nakuba lo msebenzi usesigabeni sokuhlola, kubikwa ukuthi ibhange lizimisele ukukhetha iqembu elincane labantu abazongenela ubuchwepheshe ezinyangeni ezizayo, ngenhloso yokuchaza umklamo wepulatifomu oqondile.
Ngaphakathi kwalolu hlaka, Ama-Stablecoins athatha indawo ephakathi ezingxoxweni zangaphakathiLezi zimpahla ze-crypto, ezivame ukuhlanganiswa nezimali ze-fiat njengedola noma i-euro, zivumela abasebenzisi ukuthumela nokwamukela inani nganoma yisiphi isikhathi sosuku ngokukhokha okusheshayo. Ebhange elilingana neBarclays, isihluthulelo kungaba ukuhlanganisa lobo buchule nezidingo zokulawula kanye nokuphathwa kwezingozi zamabhange avamile.
Le nhlangano iphinde ihlaziye ukusetshenziswa kwe amadiphozithi anethokheniOkusho ukuthi, izilinganiso zebhange zendabuko ezimelelwa njengamathokheni edijithali kunethiwekhi ye-blockchainLawa mathokheni azobe esasekelwa yizimali ezigcinwe yibhange uqobo, kodwa angahamba kahle phakathi kwamakhasimende nezikhungo zezimali, enze kube lula ukukhokha ngobuningi, ukugcinwa kwezimali zezinkampani, kanye nokuxazululwa kwemisebenzi.
Ngesikhathi esifanayo, kwenziwa izifundo ukuze kutholakale ukuthi ipulatifomu yesikhathi esizayo ingakwazi yini ukwandisa ukuze kufakwe izinsizakalo zokudlulisela imingcele kanye nezinsizakalo zokuhlala phakathi kwezinhlangano, izindawo lapho ubuchwepheshe be-ledger obusatshalaliswa buthembisa ukunciphisa isikhathi nezindleko uma kuqhathaniswa nezinhlelo zamanje zokuthumela imiyalezo kanye nokuhlanza.
Ama-Stablecoins nama-deposit anezimpawu: impendulo evela emabhange aseYurophu nasemhlabeni jikelele
Isinyathelo sikaBarclays siza esimweni lapho Ukusetshenziswa kwama-stablecoins kanye nokufakwa kwama-token kwediphozithi kuthola ukuthandwa njengendlela ehlukile yezinhlelo zebhange zendabuko.Amaqembu amakhulu ezezimali ayabona ukuthi izinkampani zobuchwepheshe kanye ne-fintech ziqala kanjani ukunikeza izixazululo zokukhokha ngokusekelwe kulezi zimpahla zedijithali, ngesevisi yamahora angu-24/7 kanye nokukhokhelwa okusheshayo.
Ukuhlaziywa okuhlukahlukene kwemakethe kulinganisa ukuthi Izinkokhelo ze-Stablecoin zingadlula ama-dollar ayizigidigidi ezingama-50 ngonyaka ngo-2030Lesi sibalo sibonisa ubukhulu obungaba khona boshintsho ohlelweni lwezezimali. Ukwanda kwemali emakethe yama-stablecoin amakhulu kuye kwanda kakhulu eminyakeni yamuva nje, okuqinisa la mathuluzi njengengxenye ebalulekile yesistimu yokukhokha yedijithali.
Njengoba sibhekene nalokhu kuthuthuka, Amabhange alawulwayo afuna ukusizakala ngobuchwepheshe ngaphandle kokulahlekelwa ukulawula amadiphozithi amakhasimende.Amadiphozithi anezimpawu avela ngqo njengendlela ephakathi nendawo: izimali zihlala kuma-akhawunti asebhange ngaphansi kokuqashwa, kodwa zimelelwa njengamathokheni angadlula kunethiwekhi ye-blockchain yangasese noma evunyelwe, eyenzelwe ukuhlangabezana nezidingo zomthetho.
EYurophu nakwezinye izifunda, abalawuli kanye nabaphathi Bazibhekisisa kakhulu lezi zinhlelo zokufaka amathokheni ebhange.ukuzama ukufaka amamodeli amasha ezinhlakeni zomthetho ezikhona noma ezisathuthuka. Kumabhizinisi afana neBarclays, inselele isekuthuthukiseni ukuhlola ubuchwepheshe ngaphandle kokungqubuzana nezidingo zokukhokha imali, ukuvikelwa kwamakhasimende, kanye nemithetho yokulwa nokuhlanzwa kwemali.
Ngesikhathi esifanayo, ukwamukelwa ngobuningi kwalezi zinhlobo akusheshi. Amaphrojekthi e-blockchain ebhange abesesigabeni sokuhlola iminyaka eminingi futhi, yize intuthuko yenziwe, amanani asekude kakhulu nalawo ezinhlelo zendabuko.Izinhlangano eziningi zisasebenza “ngokuzama nokulungisa”, zifuna izimo zokusebenzisa lapho ubuchwepheshe buhlinzeka ngentuthuko ecacile phezu kwengqalasizinda ekhona.
Ukuncintisana okuqondile neziqhwaga ezifana ne-JPMorgan kanye ne-HSBC
Isinyathelo sikaBarclays sinokuchazwa kokuncintisana. I-JPMorgan yayingenye yamabhange amakhulu okuqala ukuqalisa amadiphozithi anezimpawu nge-JPM Coin yayoLeli thuluzi livumela amaklayenti ezikhungo ukuthi ahambise izimali ngaphakathi kweqembu esebenzisa ithokheni yangaphakathi esekelwa yidiphozithi yamadola. Uhlelo lusetshenziselwa izinkokhelo zezinkampani, ukuphathwa kwezimali, kanye nemisebenzi ethile yemakethe.
Omunye umlingisi omkhulu, I-HSBC isiqalile ukuqalisa izinsizakalo zediphozithi ezithokheniwe kumakhasimende ezinkampani ezindaweni ezahlukene.Izinhlelo zabo zifaka phakathi ukwandisa kancane kancane ukunikezwa kwabo ezimakethe ezintsha, besebenzisa amanethiwekhi e-blockchain aklanyelwe izinkokhelo zebhizinisi kanye nezivumelwano. Lezi zixazululo zivumela izinkampani ukuthi zidlulise imali phakathi kwama-akhawunti nezinkampani ezingaphansi kwazo ngokushesha okukhulu.
Kulesi sigaba, I-Barclays ifuna ukuzibeka njengomunye wabadlali abaphambili baseYurophu ekusebenziseni i-blockchain kwezinsizakalo zebhange eziyinhlokohhayi nje njengokuhlola okungaphandle. Le nhlangano isivele ibonise intshisekelo kule ndawo ngokutshalwa kwezimali ezinkampanini ezikhethekile ezixazululweni zokukhokha kanye nokukhokha ngama-stablecoins alawulwayo, isinyathelo esihunyushwa njengengxenye yesu elibanzi elibheke "ezinhlotsheni ezintsha zemali yedijithali."
Nakuba ibhange laseBrithani lingazange lenze izitatimende zomphakathi ezinemininingwane mayelana nale phrojekthi entsha, Iqiniso nje lokwethula inqubo yokuhlola umhlinzeki esemthethweni libonisa ukuthi inhlangano ithatha isinyathelo esengeziwe uma kuqhathaniswa nezinhlelo zangaphambilini., igxile kakhulu ezivivinyweni zokuhlola noma ezithagethini ezincane ezinkampanini ze-fintech kulo mkhakha.
Emakethe yaseYurophu, Ukungena okuqondile kwebhange elihlelekile njengeBarclays ekwenzeni ama-deposit kanye nezinkokhelo ku-blockchain kungasheshisa ukwamukelwa kwalezi zixazululo.ngokukhuthaza amanye amaqembu asebhange ukuthi andise izivivinyo zawo futhi ahlole amaphrojekthi angasebenzisana phakathi kwezinhlangano.
Umkhakha wezezimali ovumelana nengcindezi yezobuchwepheshe
Ukwenyuka kwezinkokhelo zedijithali akubangelwa yibhange kuphela. Izinkampani ezinkulu zobuchwepheshe kanye ne-fintech bezilokhu zikhula iminyaka eminingi. ngezixazululo ezisheshayo, ezishibhile futhi ezilula ukuzihlanganisa zezinhlelo zokusebenza zabathengi kanye namapulatifomu aku-inthanethiKulesi simo, amabhange endabuko aphoqelekile ukuthi abukeze izinhlelo zawo ezindala futhi atshale imali ekuthuthukisweni kobuchwepheshe.
Amanethiwekhi e-Blockchain kanye nezimpahla ezithokenisiwe zethulwa njenge indlela yokunikeza izinkokhelo ezisheshayo, ukunciphisa izindleko zokusebenza, kanye nokwenza kube lula ukubuyisana nokulandelwa kokuthengiselanaNakuba kungezona zodwa izinketho emakethe, zigxila kakhulu entshisakalweni lapho zikhuluma ngokuklama kabusha ingqalasizinda yezezimali emashumini eminyaka ezayo.
Isu lezinhlangano ezifana neBarclays lihilela ukuhlanganisa ulwazi lwabo ekuphathweni kwezingozi, ukuthobela imithetho kanye nobudlelwano namakhasimende nezinhlaka ezintsha zobuchwepheshe lokho kuzozivumela ukuthi zihlale zibalulekile uma ziqhathaniswa nabancintisana abasheshayo. Isihluthulelo kuzoba ukuthi lezi zixazululo azihlali ziyizivivinyo ezizimele, kodwa zihlanganiswe ngempela emikhiqizweni yansuku zonke yamabhizinisi nabantu ngabanye.
Esikhathini esifushane, Amabhange aseYurophu akulindelekile ukuthi ashiye izinhlelo zokukhokha zendabukoLokhu kuzoqhubeka nokuba yisisekelo sokusebenza kwezezimali. Kodwa-ke, ukwanda kwamaphrojekthi ediphozithi athokheniwe kanye nezinkokhelo ze-blockchain kuvula umnyango wokuba khona ndawonye kwalezi zinhlobo zombili, lapho amakhasimende angakhetha khona iziteshi ngokusekelwe ezidingweni zawo zesivinini, izindleko, kanye nesikhathi.
Ipulatifomu ye-blockchain engaba khona yeBarclays ifanelana kahle nalolo shintsho. Uma ibhange likwazile ukuthuthukisa uhlelo oluqinile oluhambisana nezidingo zomthetho, linganikeza amakhasimende alo ezinkampani kanye, esikhathini esizayo, izindlela ezintsha zokuhambisa nokuphatha imali yawo. kwingqalasizinda eguquguqukayo evumelaniswe nomnotho wedijithali.
Konke lokhu kusikisela ukuthi intshisekelo yeBarclays epulatifomu ye-blockchain yezinkokhelo namadiphozithi anethokheni ibonisa ukuthi Amabhange aseYurophu aseqala ukuthatha izinyathelo zokugwema ukulahlekelwa udumo esigabeni esilandelayo sokuthuthuka kohlelo lwezezimali., lapho ukuzinza okulawulwayo kanye nobuchwepheshe obuhlukaniswe ngokwezigaba kuzodingeka bafunde ukuhlala ndawonye ngaphansi kophahla olufanayo.
