Kubonakala sengathi izinyathelo ezithathwe ebhodini le-chess lasebhange laseYurophu azipheli, futhi kulokhu sekuyithuba lemakethe yaseSpain. Isikhulu saseFrance i-Crédit Agricole sinqume hambisa ithokheni ngendlela efanele ngokufinyelela esivumelwaneni sokuthola isabelo esincane ku-Banco de Crédito Social Cooperativo, inkampani engumzali we-Cajamar Group. Lokhu akuyona into encane, njengoba kumelela ukungena kwelinye lamabhange ahamba phambili emhlabeni ekubeni namasheya e-cooperative enkulu kunazo zonke eSpain, okuqinisa ubudlelwano phakathi kwezikhungo ezimbili ezabelana ngefilosofi yebhizinisi efanayo esekelwe kumodeli yokubambisana.
Lezi zindaba, esezivele zidluliselwe ngokusemthethweni kwi-National Securities Market Commission, zibonakale ngokuthengwa kwenhloko-dolobha engu-9,9% yi-a ukukhokhwa kwemali engaba yizigidi eziyi-150 zama-euroKunokuba kube ukutshalwa kwezimali okulula, lesi sivumelwano sihlose ukudala ubumbano lwezentengiselwano lwesikhathi eside oluzovumela zombili izinhlangano ukuthi zikhulise amandla azo. Eqenjini laseFrance, kuyithuba elihle lokuqhubeka nokusungula indawo eSpain, kuyilapho kuCajamar kubonisa ukukhushulwa okukhulu ekukwazini kwayo ukuxazulula izinkinga kanye nendlela eqondile yokunikeza izinsizakalo eziyinkimbinkimbi kakhulu kumakhasimende ayo amakhulu.
Imininingwane yombimbi lwebhizinisi olubalulekile
Lo mkhuba uhlelwe ngokwenyuka kwemali okuzovumela i-Crédit Agricole ukuthi ibe nesihlalo ebhodini labaqondisi benhlangano, ikakhulukazi umeluleki oyedwa wamalungu ayishumi nane okuhlanganisa lokho. Okubaluleke kakhulu ezingeni lomgwaqo ukuthi le nyunyana izoletha ukuvuselelwa kwekhathalogi yemikhiqizo. Ngenxa yalesi sivumelwano, amakhasimende amabhange asemakhaya eqembu azokwazi ukufinyelela izinsizakalo ezazikude kakhulu ngaphambili, njengokugcinwa kwempahla, ukuqoqwa kwezimali zamabhizinisi, noma ukusesha. amadiphozithi asebhange amahle kakhulukanye nezinketho ezintsha zokuqasha nokuqasha, kokubili izimoto kanye nemishini yezimboni.
Kuyisimo lapho izinhlangothi zombili zibonakala zizuza kakhulu. Ngakolunye uhlangothi, ibhange laseFrance liphatha finyelela inethiwekhi ye-capillary Njengoba amahhovisi acishe abe yinkulungwane esakazeke kulo lonke elaseSpain, iCajamar ingasabalalisa izixazululo zayo zokutshalwa kwezimali kanye nomshuwalense ngendlela ephumelela kakhulu. Ngaphezu kwalokho, iCajamar izuza olwazini olukhethekile lomlingani ongumholi waseYurophu ekuphathweni kwempahla, into ezoba usizo kakhulu ekuncintisaneni emakethe ekhula ngamandla futhi ebanzi lapho ukuhlukahluka kuyisihluthulelo sempumelelo.
Ukwanda kwekhono lokuxazulula izinkinga zeqembu le-Cajamar
Uma sibheka izinombolo ngokucophelela, ukungena kwemali entsha kunomthelela osheshayo nohle kakhulu kuma-akhawunti enhlangano yaseSpain. Lo msebenzi uzovumela isilinganiso se-solvency seqembu ukuthi sithuthuke. isikali sisuka ku-16,6% saya ku-17,1%Lokhu kuyinikeza inethi yokuphepha eqinile kakhulu ngokumelene nezinkinga zomnotho ezingaba khona. Ngokuthakazelisayo, kule nkampani enkulu yaseFrance, lokhu kutshalwa kwezimali akumeleli ukusetshenziswa kwemali okukhulu, okubonisa ubukhulu bezinsiza zayo kanye nekhono layo lokwenza lolu hlobo lokuthengwa kwezimali okunecebo ngaphandle kokuthinta kakhulu ama-balance sheet ayo.
Njengamanje, iCajamar ayiyona umdlali omncane eSpain; sikhuluma ngesikhungo sezezimali seshumi ngobukhulu ezweni ngokwenani lempahla. amakhasimende angaphezu kwezigidi eziyi-3,9 Njengoba likhona kakhulu emkhakheni wezolimo, lapho liphethe khona isabelo semakethe esingaphezu kuka-16%, leli qembu likwazile ukugcina imvelo yalo yasemakhaya ngenkathi lithuthukisa. Lesi sigaba esisha kanye ne-Crédit Agricole sibonakala siyisici esidingekayo sokusheshisa izinhlelo zalo zokukhula kwemvelo kanye nendawo, ikakhulukazi ngesikhathi lapho inyunyana yamabhange yaseYurophu ikhuthaza ukudalwa kwabadlali abanamandla anele okuncintisana ubuso nobuso namabhange aseMelika.
Ithonya labadlali ababalulekile kulo mkhakha
Akufanele kukhohlwe ukuthi i-Crédit Agricole isivele inomlando omkhulu eSpain, isebenza nabasebenzi abangaphezu kuka-1.200 ngemikhiqizo enamandla njenge-Amundi ne-Caceis. Lo mfelandawonye omusha uqinisekisa lokho kuphela. ISpain iyimakethe ebaluleke kakhulu Kubo. Ngokuhlangana neCajamar, ehlanganisa amabhange okonga asemakhaya angu-18, amaFulentshi athola umlingani owazi kahle le ndawo futhi onobudlelwano obuseduze kakhulu namalungu ayo ayizigidi ezingu-1,8. Kuyinhlanganisela yolwazi lwamazwe ngamazwe nolwazi lwendawo oluvame ukuveza imiphumela emihle kakhulu emkhakheni wezezimali.
Abameleli bezikhungo zombili baveze ukwaneliseka kwabo ngesivumelwano, begcizelela izindinganiso zabo ezifanayo kanye nombono webhange ohlobene kakhulu nomnotho wangempela. Ukuphothulwa kokuthengwa kusazokwenziwa manje. kusalindelwe imvume evela eBhange Elikhulu laseYurophu kanye nezinye iziphathimandla ezifanele, inqubo okulindeleke ukuthi ixazululwe ngaphandle kwezingqinamba ezinkulu ezinyangeni ezizayo. Okwamanje, zombili izinhlangano sezivele zisebenzisana eduze ukuqinisekisa ukuthi izinzuzo zalokhu kubambisana ziqala ukuzwakala ngokushesha okukhulu ezinsizeni zansuku zonke ezinikezwa abasebenzisi.
Ukuthengwa kwe-Crédit Agricole kwesabelo enkampanini engumzali kaCajamar kuphawula ingqophamlando ekuhlanganisweni kwamabhange okubambisana eYurophu, okuqinisa i- isakhiwo sezezimali sebhizinisi le-Almería kanye nokwandisa amathuba ayo ebhizinisi. Ngokutshalwa kwezimali okungu-€150 million kanye nokuthuthuka okukhulu kwezilinganiso zayo zemali, iqembu laseSpain lilungiselela isigaba sokukhulisa esisekelwa yisipiliyoni selinye lamabhange amakhulu emhlabeni. Lo mfelandawonye awuzuzisi nje kuphela izikhungo ezihilelekile kodwa futhi uthembisa uhla lwemikhiqizo yezezimali oluhlukahlukene noluncintisanayo ezigidini zamakhasimende eSpain, okuhlanganisa imodeli yebhizinisi ehlanganisa ukugxila kwamakhasimende kwendabuko namandla ezimakethe ezinkulu zomhlaba.