I-akhawunti yokwandiswa kweSabadell Luhlobo lwe-akhawunti yokukhokha eyenzelwe abantu abafuna ukuthola izinzuzo kuma-akhawunti abo okukhokha. Lawa ma-akhawunti, ngakolunye uhlangothi, asinikeza ithuba lokuba ne-akhawunti yasebhange engenawo amakhomishini futhi, kugcizelela ukuthi akukho mali ekhokhwayo ekhokhwayo. Ngaphezu kwalokho, ibhizinisi alikhokhisi ngokwenza ukudluliswa, inqobo nje uma lisendaweni ye-euro.
Izinzuzo zabanikazi
Ngenxa ye-akhawunti yokwandisa, abaphathi be-akhawunti bangajabulela amakhadi wesikweletu nawasebhange ngokuphelele. Ungaba futhi nekhadi eliphezulu le-Repsol noma ikhadi le-SIN, mahhala.
Uma kwenzeka ufuna izinzuzo zolunye uhlobo, ungazithola nge- ATM, selokhu ukhiphe imali, awudingi ukukhokha noma yini. I-akhawunti yokwandisa ikunikeza ukuthi kungenzeka khipha imali kunoma yimaphi ama-ATM ayo angaphezu kwama-30.000 kunethiwekhi ngaphandle kokukhokhiswa lutho.
Mayelana nama-ATM kazwelonke, amadiphozithi angenziwa kunoma yimaphi ama-ATM asebhange. Esinye sezici ze-akhawunti entsha yokwandiswa kweBanco Sabadell yi- ukukhonjwa kweminwe kunoma yimaphi ama-ATM abo, kwazise izinombolo eziyimfihlo ogcina uzikhohlwa zisele ngemuva.
Ziyini izinzuzo ezinkulu zalolu hlobo lwe-akhawunti
Le akhawunti yokwandisa isiza nawo wonke amaklayenti ayo ngezinzuzo ezahlukahlukene. Okunye kokuqala ukuthi bakunikeza ithuba lokuthi thola imali efinyelela ku-3% kagesi, amanzi, ucingo lwasendlini kanye nomakhalekhukhwini.
Ungajabulela futhi i- Ukubuyiselwa imali okungu-2% eziteshini zikaphethiloli iRepsol naseCampsa futhi esimweni lapho umnikazi we-akhawunti enempesheni, ibhange lizophinde likhokhe imali kwi-akhawunti yekhasimende, njalo zingama-25 zenyanga ngayinye liqhubekisela phambili impesheni; inqobo nje uma impesheni ivela kuMgcinimafa Jikelele.
Zonke lezi zinzuzo zingajatshulelwa uma nje une Ukukhokhelwa kwasekhaya. Uma kwenzeka ungenayo inkokhelo, ungabeka impesheni noma yiluphi uhlobo lwemali engenayo yenyanga, inqobo nje uma le mali engenayo ingaphezu kwama-euro angama-700. Le ndlela ivumela abantu abasebenza ngokuzimela ukuthi bajabulele lolu hlobo lwe-akhawunti.
Ezinye izinzuzo ezengeziwe
Kungenziwa ukudluliswa ngaphandle kokuba ibhizinisi likukhokhise noma yiluphi uhlobo lwekhomishini kunoma yiliphi izwe elikwi-European Union. Kodwa-ke, ungenza kuphela ukudluliselwa okufika kuma-euro angama-50.000.
Ungakwazi yenza isivumelwano ne-akhawunti yokwandisa online, Ukuphela kwesidingo okufanele uhlangabezane naso ukuthola imali engaphezu kwama-euro angama-700, kungakhathalekile ukuthi ngabe ukhokhelwa noma cha.
Kunoma yiluphi uhlobo loshintsho noma ukunyakaza kuma-akhawunti akho, i-akhawunti yokwandisa izokwazisa ngesikhathi sangempela kwalokhu okwenziwa ku-akhawunti yakho, ngakho-ke ungamisa noma yiziphi izindleko ongavumelani nazo.
Lolu hlelo lubuye lube nefayela le- ukubhenka okukude Ngaleyo ndlela uzothola indawo yeklayenti lakho futhi uzokwazi ukujabulela zonke izinzuzo ezikunikeza i-akhawunti nebhizinisi.
Ngaphezu kwalokho, ungajabulela ukufinyelela endaweni yeklayenti lakho kusuka noma yikuphi emhlabeni nganoma yisiphi isikhathi.
Lolu hlobo lwe-akhawunti lulungele bani?
Lolu hlobo lwe-akhawunti luphelele abantu abaphakathi kweminyaka eyi-18 nengama-25 ubudala futhi badinga ukuthola izinzuzo uma kukhulunywa ngama-akhawunti asebhange.
Izinguquko ngo-2016
Ngale 2016, i i-akhawunti yokwandiswa iyaqhubeka nokuhlinzeka izinzuzo kuwo wonke amakhasimende ayo. Enye yezinzuzo zalo nyaka ukuthi ngeke usadinga ukuba nephasiwedi eyimfihlo engantshontshwa noma ibonwe nganoma yisiphi isikhathi, ngoba i-akhawunti yokwandisa, ngicabanga ngekusasa lethu futhi ikakhulukazi nge ukuphepha kwawo wonke amakhasimende akho, yenza itholakale kubasebenzisi i- ukuhlonza iminwe, okusho ukuthi akekho umuntu ongafinyelela kuma-akhawunti ethu, ngoba iminwe yethu isinikeza ukufinyelela kuphrofayela yethu.