Ukuqala konyaka kubonakala kunamandla kakhulu ku- imboni yesikhwama sokutshalwa kwezimali eSpainPhakathi nenyanga kaFebhuwari, lezi zindlela zokonga ezihlangene zakhula futhi futhi zaqinisa umkhuba wokukhula osekuphele iminyaka engaphezu kwemihlanu ngaphandle kokuphazamiseka.
Ngokuvumelana ne idatha yesikhashana evela ku-InvercoIzimpahla zezimali zibhalise ukwanda ngoFebhuwari ka-2019 1,3%, kuze kufike lapho 463.628 million euroLokhu kukhula kusekelwa kokubili ukusebenza okuhle kwezimakethe zezimali kanye nokugcinwa kwe- inzuzo enhle evela kubahlanganyeli.
Izimpahla zikhula ngo-1,3%, okubonisa enye inyanga yokukhula.
Inani eliphelele eliphethwe yizimali zokutshalwa kwezimali lenyuke ngoFebhuwari ngo- Ama-euro ayizigidigidi eziyi-12.780 ngonyaka kuze kube manje, okubonisa ukukhula ku 2,8% kusukela ekuqaleni konyaka. Enyangeni kuphela, ukwanda kwezimpahla kungenxa yokuhlanganiswa kokuhlaziywa kabusha kwezimpahla kanye neminikelo emisha evela kubatshalizimali.
Ngakho-ke imboni ihlanganisa ukukhula okuqhubekayo ESpain, lokhu kusekelwa amazinga enzalo asakhanga emali engenayo engaguquki, ukusebenza kahle kwezimakethe zamasheya, kanye nokusetshenziswa kwezimali zokutshalwa kwezimali njengethuluzi elivamile lokuhlela ezezimali zesikhathi esimaphakathi neside.
Kulesi simo, zonke izigaba ezinkulu zezikhwama, ngaphandle kwezimbalwa, zikwazile ukuphatha Ukuvala uFebhuwari ngenqubekela phambili empahlenikungaba ngokungena kwemali okusha, noma ngenzuzo etholakala ezimakethe.
Ibhalansi iyonke iqinisekisa ukuthi izikhwama zokutshalwa kwezimali sezisungule njenge indlela ephindaphindayo yokonga ebhange yendabukoikakhulukazi endaweni lapho amadiphozithi ebonisa inzuzo encane futhi abatshalizimali bafuna ukuhlukahluka.
Imali engenayo engaguquki kanye namasheya aphesheya kwezilwandle aqhuba ukukhula kwengcebo.
Ngokwesigaba, izimali ezingenayo ezigxilile Babengabalingiswa abaphambili ngokuphelele. Ingcebo yabo yanda ngo- Ama-euro ayizigidigidi eziyi-1.876 ngoFebhuwari, okuqhutshwa kokubili ukusebenza okuhle kwezimakethe zezikweletu kanye nabanye ukungena okubalulekile kakhulu.
I-Los izikhwama zamazwe ngamazwe zamasheya Kwalandela, ngokwanda kwe- 1.440 million euro kwezimpahla ngenyanga. Lokhu kwanda kuchazwa yi- ukusebenza okuhle kwezinkomba zemakethe yesitoko ezilinganiselwe kanye nokungena kwemali engenayo, okuqhubeke nokusekela lezi zinhlobo zamasu omhlaba wonke.
Futhi i izimali zemali engenayo ezihlanganisiwe Babhalise intuthuko emangalisayo, Ukwenyuka kwe-€1.309 billion kwenani eliphelele ngoFebhuwariKulokhu, ukukhushulwa kwavela kakhulu ekubhaliseni kwe-inthanethi, okubonisa intshisekelo yabagcini bemali ku- imikhiqizo enengozi emaphakathi ezihlanganisa imali engenayo engaguquki nengxenye yemali engenayo eguquguqukayo.
I-Los izimali zomhlaba futhi i izikhwama zezabelo ezixubile Baqhubeka nendlela enhle, benezela Izigidi ezingu-904 y 561 million euro kwezimpahla ezengeziwe, ngokulandelana. Kuzo zombili izimo, bayazuza ukuhlukahluka kwezindawo kanye nempahla, into abatshalizimali abaningi abayazisayo ekunciphiseni ukuguquguquka kwesimo sezulu.
Uma sibheka ukuziphatha ngokwephesenti, okulandelayo kwagqama kakhulu: izimali zemali engenayo ezihlanganisiwe futhi i izikhwama zamasheya zasekhaya, kokubili ngokukhula kwe ngo-February 3,1 ashintshwe ku--XNUMX%.Kweyokuqala, isihluthulelo kwakuwukubhalisela okunamandla, kanti kweyokugcina, ugqozi lwaluvela kakhulu enkampanini uqobo. inzuzo etholwe yimakethe yamasheya yaseSpain.
Ukwehla kwezinqubomgomo zezimali kanye nokulungiswa kwezinqubomgomo eziqinisekisiwe nezinenkomba
Akuzona zonke izigaba ezaya ohlangothini olufanayo. izimali zemali Bahlushwa yi- ukuncishiswa kwempahla ngama-euro ayizigidi ezingama-330 ngoFebhuwari, okubonisa ukudluliselwa kwemali ethile emikhiqizweni enengozi enkulu, kodwa futhi enethuba elikhulu lokubuyiselwa kwemali.
I-Los imali eqinisekisiwe Babhalise ukwehla okuncane, ngokulungiswa kwe 17 million euro ezimpahleni zabo phakathi nenyanga. Lokhu kulungiswa, nakuba kuncane, kukhombisa ukuthi abahlanganyeli babonakala belahlekelwa yisithakazelo ku- izinhlelo ezinenzuzo elinganiselwe kakhulu uma kuqhathaniswa nezinye izindlela ezinokuguquguquka okukhulu.
Ngokwengxenye yabo, izimali zenkomba ingcebo yabo yancipha ngo 20 million euro maqondana nomthamo ophethwe, naphezu kokuthola Inzuzo evelele ngoFebhuwariNgamanye amazwi, kube nokuzuza kwenani lempahla, kodwa ukuphuma kwemali kunciphise ingxenye yalowo mphumela.
Uma zizonke, lezi zibalo ziqinisekisa iphethini lapho abatshalizimali bebonakala bephinda belinganisela khona amaphothifoliyo abo, besuka ezindleleni zokuzivikela noma ezinobungozi obuphansi. Inzuzo elinganiselwe kakhulu, njengeyemali, ukuze bazibeke ezigabeni ezikwazi ukunikeza amandla engeziwe esikhathini esiphakathi.
Ngakho-ke isithombe esiphelele semakethe sibonisa ukukhula okugxile ezigabeni ezinengxenye ethile yengozi —imali engenayo ezinzile enesikhathi eside, exubile kanye namasheya— uma kuqhathaniswa nemikhiqizo yokushintshashintsha kwemali kuphela.
Ukubhalisela okune-Net: Izinyanga ezingama-64 ezilandelanayo zokungena okuhle
Ngokuphathelene nokugeleza kwemali, uFebhuwari uphinde waba yinyanga evumayo embonini. Izimali zokutshalwa kwezimali ziqoshwe phansi €2.935 billion ekubhaliseni okunetha (umehluko phakathi kweminikelo kanye nokubuyiselwa kwemali), okuphakamisa Izinyanga ezingu-64 zilandelana ngenzuzo enhle.
Intshisekelo yabahlanganyeli yayigxile kakhulu ku- izigaba ezilondolozayo kakhulu, yize kukhona ukuvuleleka okuthile emikhiqizweni exubile. izimali ezingenayo ezigxilile Bahola ukungena kwenetha, kanye 1.143 million euro kokufakiwe okusha phakathi nenyanga.
Bekuseduze kakhulu izimali zemali engenayo ezihlanganisiwe, okwanezela €1.126 billion ekubhaliseni okunethaLesi sibalo siqinisekisa ukukhanga kwalezi zimoto kulabo abafuna imbuyiselo ephakeme kancane kunemali engenayo eqondilekodwa ngaphandle kokuthatha u-100% wokuguquguquka kwamasheya.
Esigabeni esinobungozi obukhulu kakhulu, izikhwama zamazwe ngamazwe zamasheya kuthunjiwe 494 million euro ngemali entsha, ngenkathi izikhwama zezabelo ezixubile kuhlanganisiwe 357 million euro ezengeziwe. Zombili izinhlobo zemikhiqizo zibonisa ukuthi kusekhona isifiso samasheyaikakhulukazi uma kuhlanganiswa nendlela ehlukahlukene.
Ukuqedela isithombe, izimali zomhlaba wonke kanye nezimali zokubuyisa ngokuphelele Bebonke baqoqana cishe Imali engenayo entsha engama-euro ayizigidi ezingama-394. Ngokuvumelana, los izikhwama zamasheya zasekhaya kubhalisiwe Ama-euro ayizigidi ezingama-43 ekungeneni kwemali engenayo, umuntu onesizotha kodwa osalokhu enethemba.
Ukubuyiselwa kwemali kugxile ezimalini, ezinkomba kanye nasesiqinisekisweni
Ngasohlangothini lokuphuma kwemali eyinhloko, izimali zemali Baphinde babhalise ukusebenza okubuthakathaka kakhulu. NgoFebhuwari bamelana nomdlalo. Ama-euro ayizigidi ezingama-380 ekubuyiselweni kwe-net, ukugcina umkhuba owaqala ngoJanuwari wokushintshanisa eminye imikhiqizo.
I-Los izimali zenkombaNaphezu kwenzuzo yabo enhle phakathi nenyanga, bahlupheke kakhulu Ama-euro ayizigidi eziyi-183 ekuphumeni kwemali engenayoLesi sinyathelo sibonisa ukuthi ingxenye yabatshalizimali inqume sebenzisa ithuba noma ubeke kabusha kwezinye izigaba ezinephrofayili ehlukile yengozi.
Ekugcineni, i- izimali eziqinisekisiwe kanye nezimali zokubuyiselwa eziqondiwe ndawonye Imbuyiselo yama-euro ayizigidi ezingama-60Lesi sibalo sincane ngokwemibandela ethile, kodwa sikhomba ku- ukukhetha okuncane kwezakhiwo eziqinile uma kuqhathaniswa nezimali ezinezinqubomgomo zokutshalwa kwezimali eziguquguqukayo.
Sekukonke, ibhalansi yokugeleza ikhombisa iphethini ecacile: Imali ingena kwimali engenayo engaguquki, exubile kanye nezabelofuthi ivela kakhulu emakethe yemali, izinkomba kanye nezimali eziqinisekisiwe, ngohlobo lokuhlelwa kabusha kwangaphakathi kokonga okutshalwe ezikhwameni.
Lokhu kuguquguquka kokunyakaza kuqinisekisa ukuthi umhlanganyeli ojwayelekile ukulungisa iphrofayili yakho yengozi Ukusebenzisa imvelo yemakethe, kodwa ngaphandle kokushiya indlela yesikhwama sokutshala imali, egcina imali engenayo eqinile kakhulu.
Inzuzo: ithoni enhle cishe kuzo zonke izigaba
Ngaphandle kwezimpahla kanye nokugeleza kwemali, uFebhuwari uphinde waba nemiphumela emihle. Njengoba idatha isesesikhashana, Izimali zokutshalwa kwezimali zithole imbuyiselo emaphakathi engu-0,53% ngenyanga, okukhuphukela ku- 1,47% kuze kube manje.
Cishe yonke imindeni emikhulu yesikhwama ivaliwe UFebhuwari onezinzuzo ezinhle, ngaphandle kwe- kuphela izimali zokubuyisa ngokupheleleokwasala ngemuva phakathi nalesi sikhathi. Izigaba ezisele zazuza ethoni yokukhula kwezimakethe zemali engenayo engaguquki kanye namasheya.
Phakathi kwemikhiqizo evelele kakhulu kwakuyi- izimali zenkomba, okuthole inzuzo ye ngo-February 2,05 ashintshwe ku--XNUMX%.Lokhu kuthuthuka kuhambisana nokusebenza kahle kwe- izimakethe zamasheya zomhlaba wonke, njengoba lolu hlobo lwemoto luphinda ngokunganaki ukuvela kwezinkomba zokubhekisela.
I-Los izikhwama zamasheya zasekhaya Babenenyanga eqinile, ene Imbuyiselo engu-1,86%okubonisa isimo esihle semakethe yaseSpain. izikhwama zamazwe ngamazwe zamasheya Babesemuva kancane, kodwa baqhubeka nokuphatha 1,27% isivuno, isekelwa ngumnikelo wezifunda ezahlukene kanye nemikhakha.
Ezigabeni ezilondoloza kakhulu, izimali ezingenayo ezigxilile Bathole i- Imbuyiselo engu-0,30%, ngenkathi izimali zemali engenayo ezihlanganisiwe bafeze i- 0,33%. Ngisho ne izimali zemaliNaphezu kokuthola imali engenayo, bakwazile ukuthuthuka. 0,11% ngenyanga, okuhambisana nethoni evamile eyakhayo.
Uma sithatha isithombe sonke, imakethe yesikhwama sokutshalwa kwezimali saseSpain ibhekene nobunzima obukhulu. Ukuqala konyaka kwaphawulwa ukukhula kwengcebo, ukungena kwemali emisha okuqhubekayo, kanye nenzuzo enkulu kakhulu.Ukuhlanganiswa kwalezi zici ezintathu kuhlanganisa izimali njengengxenye ebalulekile yokonga ngezimali kwemindeni eminingi, endaweni lapho inhloso iwukulinganisela ukuhlakanipha nenzuzo ngaphandle kokubangela ukushaqeka okungadingekile.
