I-Las Izinhlangano kanye nezinhlangano zoMkhakha Wesithathu Bavame ukubhekana nenselele efanayo: ukwenza umsebenzi wabo wezenhlalo ngesabelomali esincane kakhulu ngenkathi ngesikhathi esifanayo bezivikela ezinkingeni zomthetho ezingaba khona, izingozi, noma umonakalo wempahla ongafaka imisebenzi yabo engozini. Kulesi simo, ukuba nomshwalense ohambisana nezidingo zabo ezithile akuyona into yokunethezeka, kodwa kuyisidingo sokusebenza.
Ukuphendula lesi simo, i-Zurich Insurance yethule uhlelo isiphakamiso esisha somshuwalense esenzelwe izinhlangano ezingenzi nzuzo kuphela ESpain, lokhu kusebenza ikakhulukazi ezisekelweni nasezinhlanganweni. Lesi siphakamiso senzelwe izimo ezikhethekile kanye nokumbozwa okulungiselelwe izidingo ezithile zalezi zinhlangano, ngenhloso yokuzivumela ukuthi ziqhubeke nomsebenzi wazo wezenhlalo ngaphandle kokuphazamiseka lapho kuvela izenzakalo ezingalindelekile.
Isipho somshuwalense esithile sezinhlangano eziyisisekelo nezinhlangano
Ngokusho komshwalense, inhloso eyinhloko yalo mugqa omusha ukuthi izinhlangano zomphakathi zigcina imisebenzi yazo ngaphandle kokuphazamiseka Uma kwenzeka izimangalo, ukulahlekelwa, noma umonakalo othinta imisebenzi yabo yansuku zonke, iZurich ibuyekeze imikhiqizo yayo yendabuko futhi yazivumelanisa nesimo sezinhlangano ezisebenza ngezinsizakusebenza ezimbalwa, futhi ezimweni eziningi, nabasebenzi bokuzithandela.
Le nkampani igcizelela ukuthi lokhu akuyona ukuqaliswa okuhloselwe ukukhulisa inzuzo, kodwa kunalokho lula ukufinyelela ekuvikelweni okuthembekile ezinkampanini ezivame ukuba nobunzima obukhulu ekutholeni izinqubomgomo eziphelele ngaphansi kwezimo ezijwayelekile. Inhloso iwukuvumela izinhlangano eziyisisekelo kanye nezinhlangano ukuthi zigweme izikhala zokumboza futhi zibe nokusekelwa okuzinzile ngokumelene nezingozi ezivame kakhulu zemisebenzi yazo.
Empeleni, lokhu kusho ukuthi imikhiqizo yomshuwalense ayinikezwa njengezinhlobo ezilula ezijwayelekile, kodwa iye yaba ivumelaniswe nokusetshenziswa kanye neqiniso le-Third SectorKusukela endleleni okuchazwe ngayo ukumbozwa kuya ekubalweni kwamaphrimiyamu, kugxilwe kakhulu ezidingweni ezithile zalezi zinhlangano, eziningi zazo ezincane noma eziphakathi nendawo.
IZurich iphinde iveze ukuthi lezi zinhlangano zidlala indima ebalulekile ekubumbaneni komphakathi, zikhonza amaqembu asengozini futhi zihlangabezana nezidingo uhlelo lomphakathi oluhlulekayo ukuzisingatha ngezinye izikhathi. Ngokusekelwe kulesi sizathu, umshwalense ufuna ukuzibeka njengomuntu ozimele. umlingani ozinzile ohlinzeka ngokuthula kwengqondo okusebenzayo kulabo abasekela ingxenye ebalulekile yesakhiwo senhlalo.
Ukumbozwa okwenziwe ngokwezifiso okunemibandela ekhethekile kanye namanani alungisiwe
Kulesi sipho esisha, umshwalense ugxile ezinqubomgomo eziningana ezicatshangelwe kubalulekile ekuphathweni kwansuku zonke kwesisekelo noma inhlanganoLokhu kufaka phakathi umshwalense wesibopho, umshwalense wezingozi zeqembu, ukuvikelwa kwezindawo, kanye nomshuwalense othize wabaqashi namabhodi abaqondisi.
Endabeni Isibopho somphakathiUmqondo uwukubhekana nezimangalo ezingaba khona ezivela eceleni ezivela emisebenzini yenhlangano: ukulimala komuntu siqu noma umonakalo wempahla ongase wenzeke ngesikhathi samaphrojekthi, imicimbi, ukungenelela, noma izinsizakalo ezinikezwa umphakathi. Lolu hlobo lwenqubomgomo lufaneleka kakhulu ezinhlanganweni ezisebenza ngqo namaqembu asengozini.
Ukumbozwa kwe Izingozi Ezihlangene Lezi zinqubomgomo zenzelwe ukuvikela wonke amalungu enhlangano, kungaba abasebenzi noma izisebenzi zokuzithandela, ekulimaleni noma ezigamekweni ezingase zenzeke ngenkathi benza imisebenzi yazo. Ezimweni eziningi, ukuzithandela kuyingxenye ebalulekile yalezi zinhlobo zezinhlangano, ngakho-ke ukuba nalesi sivikelo kusiza ukuqinisa ukuphepha nokuzethemba kwazo.
Elinye ibhlogo elibalulekile lakhiwe ukuvikelwa kwezindawo nezakhiwoIzinhlangano eziyisisekelo nezinhlangano ngokuvamile zisebenza endlunkulu, ezikhungweni zezinsizakalo, emahhovisi, noma ezindaweni ezibolekiwe, eziphinde zibe sengozini efana nomlilo, izikhukhula, ukucekelwa phansi, noma ukweba. Ukushintsha lolu hlobo lomshwalense kuhloswe ukumboza lezi zimo ngaphandle kokwenza izindleko zibe nzima ezinhlanganweni ezinesabelomali esilinganiselwe.
Ngaphezu kwalokho, iZurich ilungiselele izinqubomgomo zomshuwalense ezithile ze abaqashi namalungu ebhodiLena yindawo izinhlangano eziningi ezingayinaki. Lezi zinqubomgomo zenzelwe ukuvikela labo abenza izinqumo zokuphatha ezinsolweni ezingaba khona ezihlobene nokuphathwa kwazo, okungakhuthaza ochwepheshe kanye nabantu abafanelekayo ukuba bathathe izindima zobuholi.
Izimo ezikhethekile zezinhlangano ezinezinsizakusebenza ezilinganiselwe
Esinye sezici ezihlukanisayo inkampani eziqokomisayo ukuba khona izimo ezikhethekile kanye namanani alungisiwe Lezi zinqubomgomo zenzelwe izinhlangano ezisebenza ngemingenelo emincane kakhulu futhi ezithembele kwizibonelelo, iminikelo, noma izimali zobulungu.
IZurich igcizelela ukuthi okubaluleke kakhulu kulo mkhakha wesikweletu akusikho ukusebenza komnotho, kodwa kunalokho ukufaka isandla ekhonweni lomkhakha wezenhlalo loku... ukufinyelela ekuvikelweni obekungaba nzima ukukukhokhela ngaphandle kwalokhoLokhu kuhlanganisa ukulungisa amaphrimiyamu, ukutadisha izimo ezithile zenhlangano ngayinye, kanye nokwenza kube lula ukuhlanganiswa komshuwalense okumboza izingozi eziyisisekelo ngaphandle kokukhuphula izindleko.
Ifilosofi ngemuva kwalesi sinyathelo ihambisana nomkhuba okhulayo eYurophu oya ekukhuleni okukhulu ukubambisana phakathi kwezinkampani nezinhlangano zomphakathilapho izinkampani zingagcini nje ngokunikeza imikhiqizo, kodwa futhi zifuna ukukhiqiza umthelela omuhle emphakathini. Kulesi simo, ukwesekwa kuthatha isimo sokuphepha kwezomthetho, kwezomnotho, kanye nokusebenza kulabo abasebenza emigqeni engaphambili nabantu abasengozini.
Umshwalense uphikelela ngokuthi eziningi zalezi zinhlangano zisebenza “ngaphansi kwezimo eziyinkimbinkimbi futhi zinezinsiza ezilinganiselwe,” okwenza kubaluleke kakhulu ukuba ne- uhlaka lomshuwalense oluzinzile olunciphisa ukungaqinisekiUma kwenzeka izehlakalo ezingalindelekile, ukuba nesembozo esiklanywe kahle kungenza umehluko phakathi kokuqhubeka namaphrojekthi noma ukuphoqeleka ukuwamisa ngenxa yokuntuleka kwezinsizakusebenza.
Lezi zinhlobo zezimo zisiza nezinhlangano ukuthi zihlangabezane kangcono nezidingo ze ukucaca, ukubusa okuhle kanye nokuphathwa kwezingozi okufunwa yibo bobabili abaphathi bakahulumeni kanye nabaxhasi abazimele kanye nabaxhasi, okuyisici esibaluleke kakhulu ohlelweni lwe-Third Sector.
Ukusekelwa kwengqondo ngokomzwelo kwabasebenzi kanye nezisebenzi zokuzithandela
Ngaphandle kokumbozwa komshwalense kuphela, isiphakamiso seZurich sifaka ingxenye engavamile kulolu hlobo lomkhiqizo: a insizakalo yocingo yokusekelwa kwengqondo ngokomzwelo kuhloswe kokubili kubasebenzi abaqashiwe kanye nezisebenzi zokuzithandela ezisebenzisana nalezi zinhlangano.
Le nsizakalo inikezwa ngaphandle kwezindleko ezengeziwe ezinhlanganweni Le nsizakalo yenzelwe ukusekela labo ababhekene nokukhathala ngokomzwelo ekuphileni kwabo kwansuku zonke. Ukusebenza namaqembu asengozini, labo ababhekene nokungabandakanywa emphakathini, izimo eziphuthumayo, noma izimo zokucindezeleka okukhulu kuyalimaza, futhi inkampani ifune ukuhlanganisa leli qiniso ekwakhiweni kwesixazululo.
Ukusekelwa kwengqondo ngokomzwelo kuhlose ukusebenza njenge- ithuluzi lokusekela kanye nokulawula Njengoba kunikezwe umthelela wokulalela, ukubhekana, nokusekela izimo ezinzima njalo, le nsizakalo, yize iqhutshwa ngocingo, ingasebenza njengendawo yokuqala yokuxhumana, ithumela abantu, uma kudingeka, kwezinye izinsiza noma izincomo zokunakekelwa ezithile.
Ngalesi sengezo, umshwalense wethula indlela ebanzi kakhulu yokuvikela, engagcini nje kuphela izingozi ezibonakalayo, zezomnotho noma zomthethokodwa futhi nasenhlalakahleni engokomzwelo yalabo abasekela imisebenzi yansuku zonke yalezi zinhlangano. Ukuze izinhlangano ezinezinsiza ezilinganiselwe zitshale imali ezinhlelweni zazo zokusekela ngokwengqondo, le nsizakalo ingaba usizo kakhulu.
Ukuba khona kwensizakalo yalolu hlobo kungasiza izinhlangano ukuthi ziqinise izinqubomgomo zangaphakathi zokuvimbela izingozi zengqondoLona umkhakha othola ukubaluleka eSpain kanye ne-European Union ngaphakathi kwamasu ezempilo zabasebenzi kanye nezomsebenzi, kanye nasemkhakheni ongenzi nzuzo.
Ukuzibophezela ohlelweni lomphakathi kanye nesu lomthelela
Isiphakamiso esisha se-Zurich Insurance siyingxenye ye isu lomthelela emphakathini okuyinto inkampani ebilokhu iyiqalisa eminyakeni yamuva nje. Ngaphakathi kwalolu hlaka, inkampani yomshwalense ikhuthaze izinhlelo eziningi zokuzithandela zezinkampani kanye nokusebenzisana nezinhlangano zomphakathi, okubandakanya, ngokusho kwedatha yayo, izinkulungwane zabahlanganyeli.
Phakathi kwezenzo eziphawuleka kakhulu yi- 'Iviki Lezishoshovu zaseZurich'Lolu hlelo lugxile ekuqashweni kwentsha futhi luhlinzeka ngokusekelwa kubantu abasengozini ezindaweni ezahlukene zaseSpain. Ngamaphrojekthi anjengalawa, inkampani ihlose ukuxhumanisa abasebenzi bayo kanye nabanye abathintekayo nezinhlangano zomphakathi ezisebenza endaweni.
Ngakho-ke ukuqaliswa kwezinqubomgomo zomshuwalense ezenzelwe izinhlangano kanye nezinhlangano kuchazwa njengesinyathelo esengeziwe kulolo hlangothi, okuhlanganisa ibhizinisi lomshuwalense elinezinhloso zomthelela emphakathiniLe nkampani ihlose ukusekela hhayi nje ngezenzo ezithile zokuzithandela, kodwa futhi nangezixazululo eziba yingxenye yesakhiwo esizinzile sezinhlangano.
Ukuphathwa kwe-Zurich Insurance eSpain kugcizelela ukubaluleka kwezisekelo kanye nezinhlangano uma kukhulunywa londoloza ubumbano emphakathiniIkakhulukazi ezimweni zenhlekelele noma ezimweni lapho izinsiza zomphakathi zingatholakali kalula khona. Ngenxa yalesi sizathu, ukuzibophezela "ekusondeleni nalabo abasekela isisekelo senhlalo" kugcizelelwa.
Lo mbono uhambisana nokunyakaza okubanzi ngaphakathi Umkhakha womshuwalense waseYurophu, lapho kuvame kakhulu ukuba izinkampani zihlanganise izindlela zenhlalo kanye nokusimama ekwakhiweni kwemikhiqizo yabo, ikakhulukazi amaqembu nezinhlangano ebezingenalo ukufinyelela okuningana ezixazululweni ezenzelwe zona.
Ngenxa yakho konke okungenhla, isiphakamiso seZurich sigxile endaweni evame ukunganakwa: ukuvikelwa okuphelele kwezinhlangano zoMkhakha WesithathuUkuhlanganisa ukumbozwa okubalulekile (Umthwalo Wemfanelo Womphakathi, Izingozi, izindawo, kanye nezinhlangano ezibusayo) nokusekelwa kwengqondo ngokomzwelo kanye nezimo ezikhethekile zesabelomali esiqinile. Ezinhlanganweni ezisekelayo nezizimele ezifuna ukuzinza nokuqhubeka emsebenzini wazo wezenhlalo, lolu hlobo lomshwalense lunganikeza ukwesekwa okubalulekile lapho zibhekene nezehlakalo ezingalindelekile ngaphandle kokumisa imisebenzi yazo.