I-Las izinzuzo zokonga zabasebenzi Sebeyingxenye ebalulekile yamasu amaningi okuthola isinxephezelo ezinkampanini eziningi. Abasizi nje kuphela abasebenzi ukwakha umqamelo wezezimali wemigomo yomhlalaphansi noma yesikhathi esimaphakathi, kodwa futhi bayithuluzi elinamandla lokugcina ithalente, ukuqinisa isithombe senkampani, kanye nokwenza ngcono intela yenhlangano.
Esimweni lapho i- ukusimama kwezinhlelo zempesheni yomphakathi Inani lezinzuzo liya ngokuya libekwa ekuphepheni komphakathi kunomholo omsulwa, okwenza kuqondwe kahle ukuthi izimali zokonga, amabhange okonga, izinhlelo zempesheni yomsebenzi, kanye nezinye izinhlelo zokonga ezihlangene zisebenza kanjani kubalulekile ezinkampanini nakubasebenzi. Sizochaza, ngokuthula nangolimi olucacile, konke okudingeka ukwazi ukuze wenze izinqumo ezinolwazi.
Ziyini izinzuzo zokonga zabasebenzi futhi kungani zibalulekile?
Uma sikhuluma ngezinzuzo zokonga zabasebenzi, sibhekisela ku izindlela zokonga ezikhuthazwa yinkampani (noma ezilawulwa emkhakheni wezabasebenzi) ezivumela isisebenzi ukuthi siqoqe imali enezinzuzo zentela kanye nezimo zezimali ezizuzisayo kakhulu kunokuba sizonge sodwa.
Lezi zinzuzo zingaba ngezindlela ezahlukene: izikhwama zokonga zangaphakathi noma ama-akhawunti, izinhlelo zempesheni yokuqashwa, izinhlelo zokonga zenkampani noma eminye imikhiqizo ehlangene Okunikezwa ngezinkampani zomshuwalense noma izikhungo zezezimali. Bonke babelana ngomqondo wokufaka iminikelo ejwayelekile evela kumsebenzi, enkampanini, noma kokubili, esikhwameni esivamile.
Ngaphezu kwesici sezezimali kuphela, lezi zinhlobo zezinhlelo zinomthelela oqondile ku- Ukuheha nokugcina ithalenteKwabasebenzi abaningi, ukuba nohlelo oluhle lokonga imali noma uhlelo lomhlalaphansi womsebenzi kubaluleke kakhulu njengokukhushulwa komholo, ngoba bakubona njengophawu lokuqashelwa kanye nokukhathazeka kwangempela ngekusasa labo.
Enye inzuzo ebalulekile ukuthi, uma ziklanywe kahle, lezi zinsimbi zivame ukuba ukuphathwa kwentela okuhleIminikelo ingase incishiswe intela enkampanini futhi, ngaphakathi kwemingcele ethile, ikhululwe noma ifanelekele ukwehliswa kwentela yengeniso yomuntu siqu yesisebenzi. Kodwa-ke, kubalulekile ukulandela imithethonqubo ukuze ugweme ukumangala nge-Tax Agency noma i-Social Security.
Umehluko phakathi kwe-akhawunti yokonga kanye nesikhwama sokonga enkampanini
Ngaphakathi kwezinzuzo ezidlula lezo ezinikezwa yi-Federal Labor Law (emongweni waseMexico), omunye wemibono eyisisekelo yilokho okukhona phakathi i-akhawunti yokonga y isikhwama sokulondolozaZombili ziyizinto ezisetshenziswa ngokuhlanganyela, kodwa zisebenza ngendlela ehlukile futhi zinemiphumela ehlukile yentela kanye neyabasebenzi.
La i-akhawunti yokonga Kuyindlela lapho abasebenzi benikela ngokuzithandela ingxenye yomholo wabo esikhwameni esivamile. Kulesi sibonelo, akukho mnikelo ovela enkampanini; umqashi umane nje usebenza njengomxhumanisi. umlamuleli ekuphathweni kwezinsizakusebenza, ukususwa kwenani elivela kuholo kanye nokuphatha idiphozithi kanye, lapho kufanele khona, izimali mboleko zangaphakathi phakathi kwabalingani.
Ebhange lokonga imali, abahlanganyeli bavame ukufinyelela amazinga enzalo akhethekile emalimboleko Lezi zimali mboleko zinikezwa yileso sikhwama futhi zingaletha imbuyiselo ephezulu kancane kunemali yokonga yomuntu ngamunye, ngoba zisebenzisa inani elihlanganisiwe. Kodwa-ke, njengoba kungekho mnikelo womqashi, isikhuthazo sezezimali esiqondile siphansi kunezinye izinketho.
El isikhwama sokulondolozaNgokuphambene nalokho, kubonakala ngokudinga iminikelo evela kokubili kumsebenzi kanye nomqashi. Kuyinto evamile, futhi kuyalulekwa ngokombono wentela, ukuthi iminikelo ibe... ukulingana: iphesenti elifanayo kokubili isisebenzi nomqashiLolu hlelo lulawulwa yizinhlinzeko ezithile zentela futhi ludinga ukuhambisana nezimfuneko zobuchwepheshe ukuze kuzuze ekukhululweni nasekuncishisweni kwentela.
Elinye lamaphuzu abalulekile entela ukuthi umnikelo womqashi akumele udlule 13% womholo wesisebenzi futhi ungadluli izikhathi ezingu-1,3 ze-UMA (Iyunithi Yokulinganisa Nokuvuselela) ngesonto. Uma noma yimuphi wale mikhawulo udluliwe, inani elingaphezulu libhekwa njengengeniso ekhokhiswa intela yesisebenzi futhi lizokhokhiswa intela ngaleyo ndlela, okuholela ekulahlekelweni yinzuzo yentela.
Ngokombono wokuqashwa, isikhwama sokonga kumele sitholakale kubo bonke abasebenzi, ngaphandle kokubandlulula ngokusekelwe esikhundleni, endaweni noma esigabeniNakuba imithethonqubo ye-Mexican Social Security Institute ivumela ukuhlukahluka okuthile eminikelweni, imithetho yentela ayiguquguquki kakhulu; ngakho-ke, ochwepheshe batusa ukugcina ukulingana phakathi kweminikelo yomqashi neyezisebenzi ukuze kugwenywe ukungqubuzana neziphathimandla.
Izimali zokonga njengethuluzi lokuhlela ezezimali zenkampani
I-Los izimali zokonga zenkampani Sebeyingxenye ebalulekile yokuhlela ezezimali ezinhlanganweni eziningi. Abasizi nje kuphela abasebenzi ukuthi bakhe indawo yokugcina izimo eziphuthumayo noma imigomo ethile, kodwa futhi bathuthukisa indawo yokusebenza futhi baqinise idumela lenkampani njengomqashi onomthwalo wemfanelo.
Empeleni, ukusebenza kwesikhwama sokonga ngaphakathi kwenkampani kuvame ukulandela izigaba eziningana. Okokuqala, kusayinwa isivumelwano isivumelwano esihlanganyelwe noma inqubomgomo yangaphakathi okuchaza ukuthi ubani ongabamba iqhaza, ukuthi isisebenzi sizonikela ngamaphesenti amangaki, ukuthi inkampani izonikela ngamaphesenti amangaki, nokuthi izinsiza zingasetshenziswa ngaphansi kwaziphi izimo.
Ngemuva kwalokho, isisebenzi senza umnikelo ngezikhathi ezithile, ngokuvamile iphesenti lomholo waso elingafinyelela ku- 13% womholoInkampani, yona, inikela ngenani elilinganayo noma, uma kuvunyelwene kanjalo, inani elikhulu (njalo ihlonipha imikhawulo yentela). Zombili lezi zimali zidluliselwa kuma-akhawunti athile noma ezimalini ezivunyelwene nesikhungo sezezimali.
Isikhungo sezezimali sitshala lezo zinsiza ku izimpahla ezinobungozi obuphansi, njengesikweletu sikahulumeni sesikhashana, imali engamaphepha, noma amathuluzi emali engenayo eqondile agcinwe ngendlela ehlelekile, ahlobene imakethe yamabhange ahlukeneLokhu kubeka phambili ukuzinza kokutshalwa kwezimali kanye nokuvikelwa kwemali etshaliwe, okunciphisa inzuzo ethile ukuze kugwenywe izinto ezimangazayo.
Ngaphansi kwezimo ezivamile, ekupheleni kwesikhathi okuvunyelwene ngaso (ngokuvamile unyaka owodwa) noma lapho ubudlelwano bomsebenzi buphela, isisebenzi sithola imali eqoqiwe kanye nanoma iyiphi inzalo eqoqiwe. Lolu hlelo lukhuthaza... imikhuba yokonga kanye nokuzithiba kwezezimali, kuyilapho inkampani ithola ukuncishiswa kwentela ngeminikelo yayo ngokuvumelana noMthetho Wentela Yengeniso.
Ngaphezu kwalokho, ukusebenzisa isikhwama sokonga senkampani kuthumela umyalezo ocacile wokuthi ukuzibophezela kwezenhlalo kanye nokukhathazeka ngenhlalakahle yezomnotho kwabasebenzi. Lokhu kuthuthukisa isithombe somkhiqizo womqashi, kudonsela ithalente, futhi kungakhanga ngisho nabatshalizimali kanye namakhasimende azisa izinqubomgomo zomthwalo wemfanelo wezenhlalo zenkampani.
Izinhlelo zempesheni yokuqashwa: insika yesibili yezokuphepha komphakathi
EYurophu, ikakhulukazi eSpain, izinhlelo zempesheni yomsebenzi (i-OPS) Ziwela ngaphansi kwalokho okubizwa ngokuthi "insika yesibili" yezokuphepha komphakathi. Uhlelo lusekelwe ezinsikeni ezintathu: impesheni yomphakathi yomhlalaphansi (insika yokuqala), izinhlelo zomuntu ngamunye (insika yesithathu), kanye nalezi zinhlelo ezihlangene ezikhuthazwa yizinkampani noma ezinye izinhlangano (insika yesibili).
Ama-PPE ayizinto zokonga zesikhathi eside ezinhloso yazo eyinhloko engeza impesheni yomphakathi ngesikhathi sokuthatha umhlalaphansiNgokuvamile zakhiwa ngokuxoxisana ngokubambisana, kungaba ngaphakathi kwenkampani enkulu noma emkhakheni wezomnotho wonke, yize imithethonqubo yakamuva ivule umnyango wokusetshenziswa kwazo nangama-SME kanye nabasebenzi abazisebenzelayo.
Uma kuqhathaniswa nezinhlelo zomhlalaphansi ngazinye, izinhlelo zomhlalaphansi ezisekelwe emsebenzini zinezinhlobo eziningana eziphawulekayo. Okokuqala, zivame ukuba nazo izimali zokuphatha eziphansi kakhuluLokhu kuholela ekubuyiselweni okungcono kwesikhathi eside. Ngaphezu kwalokho, ukuphathwa kwentela kweminikelo ehlangene kuyaqiniswa kancane kancane uma kuqhathaniswa nokwemikhiqizo ngayinye, ngemikhawulo ephezulu kanye nezikhuthazo ezintsha.
Ngaphezu kwalokho, umnikelo wenkampani ku-PPE awuzuzisi nje kuphela isisebenzi; inkampani ingazuza futhi amabhonasi eminikelo yezokuphepha komphakathi kanye nokuncishiswa kwentela yenkampani kuhlobene neminikelo eyenziwe ngenxa yabasebenzi abanenkokhelo ethile.
Imithethonqubo emisha yezinhlelo zokuqashwa kanye nezikhwama zempesheni ezikhuthazwa umphakathi
ESpain, i- Umthetho 12/2022 mayelana nokukhuthazwa kwezinhlelo zempesheni yokuqashwa Ukuchitshiyelwa okulandelayo kweMithetho Yezimpesheni kanye Nemithetho Yezimali kulethe ushintsho olukhulu ekuthuthukisweni kwale nsika yesibili. Inhloso ukwenza kube lula ukufinyelela kulezi zindlela zokonga kubasebenzi abahola imali ephakathi nendawo nabaphansi, abasebenzi bama-SME, abazisebenzayo, abasebenzi besikhashana, kanye nabantu abasha.
Lo mthethonqubo uhambisana nezincomo zika Isivumelwano seToledoNgokukhethekile, inxusa ukukhuthazwa kwezinhlelo zomsebenzi ezivela ekuxoxisaneni ngokubambisana. Iphinde ibe yingxenye yezibophezelo ezenziwe kuHlelo Lokubuyisela, Ukuguqula Nokuqinisela, ngaphakathi kwengxenye yalo ezinikele ezimpeshenini kanye nokuphepha komphakathi.
Phakathi kwezinhloso ezinkulu zomthetho kukhona Ukukhuthazwa komphakathi kwezikhwama zempesheni zomsebenzi ezingabizi kakhuluLokhu kuzovumela amaqembu ayevalelwe ngaphandle kulezi zinhlelo (amabhizinisi amancane, abazisebenzayo, izisebenzi zesikhashana) ukuthi azifinyelele kalula. Ngokwesiko, izinhlelo ezinkulu zokuqashwa zazigxile kakhulu ezinkampanini ezinkulu naphakathi kwalezo ezinemali engenayo ephezulu.
Imithethonqubo iphinde yethule inani le- izinhlelo zempesheni zomsebenzi ezilulaLezi zinhlelo zinciphisa izinqubo nezikhathi zokuqaliswa. Zingadalwa ezingeni lomkhakha, ngezivumelwano, noma ngamaqembu ezinkampani, futhi zenzelwe ngqo ukunikeza ama-SME namaqembu athile ochwepheshe indlela elula yokunikeza le nzuzo kubasebenzi noma amalungu awo.
Lezi zinhlelo kanye nezimali zingahlanganiswa nezintsha izikhwama zempesheni zomsebenzi ezikhushulwa esidlangalaleni ezivulekileLezi zimali ziphathwa yizinhlangano ezizimele kodwa ziqondiswa ngaphansi kohlaka olufanayo. Kumiswa imithetho ecacile yokwakheka kwazo, ukusebenza kwazo, kanye nokuphatha, kugxilwe kakhulu emithethweni yokungqubuzana kwezintshisekelo kanye nokuvikelwa kwabahlanganyeli.
Ipulatifomu Ejwayelekile Yedijithali kanye nokuvuselelwa kohlelo
Esinye sezici ezintsha kakhulu zohlaka olusha lokulawula lwaseSpain ukudalwa kwe- Ipulatifomu Yedijithali Ejwayelekile (i-CDP)Leli ithuluzi lobuchwepheshe lapho ingxenye enkulu yokusebenza kanye nokuxhumana phakathi kwabagqugquzeli, abahlanganyeli kanye nezinhlaka eziphethe izinhlelo zokuqashwa kanye nezimali kuzosetshenziswa khona ndawonye.
Ngalesi sithangami, uzokwazi ukwenza, phakathi kwezinye izinto, Imibuzo yolwazi olujwayelekile, izinqubo zokubhalisa nokukhansela, ukuhlanganiswa kohlelo, ukuxhumana ngeminikelo kanye nokuqapha kusukela ekongeni okuqongelelwe. Umgomo uwukwenza izinqubo zibe lula futhi zifane, kuncishiswe izindleko zokuphatha futhi kube lula ukufinyelela ulwazi kubo bonke abathintekayo.
Lo mthethonqubo uphinde uthuthukise ukuphathwa kwezimali zesikhwama sokuqashwa, okuvumela ukungena ku- amakilasi amasha efa, okuhlanganisa imali yangasese kanye nengxoxo mayelana cryptocurrenciesNgaso sonke isikhathi ngaphansi kwezindlela ezihlakaniphile. Imikhawulo ephezulu yemali yokuphatha iyabuyekezwa, ibeke cishe ku-0,3%, okuvumela ukunikezwa kwemikhiqizo esebenza kahle kakhulu kulabo abagcina imali.
Esinye isici esibalulekile salolu shintsho ukukhulisa Ezezimali EzisimemeIzindinganiso zezemvelo, ezenhlalo kanye nokuphatha (i-ESG) ziya ngokuya zibaluleke kakhulu ekuphathweni kwezikhwama zempesheni zomsebenzi ezikhuthazwa umphakathi, futhi ezinye zalezi zidingo zizophinde zifinyelele emkhakheni wezikhwama zempesheni ngazinye.
Ekugcineni, uhlelo lomnikelo lwenziwa luguquguquke kakhudlwana, okuvumela umhlanganyeli ukuthi qhubeka nokufaka isandla ngisho nasezimweni zokuthatha umhlalaphansi okungapheleleLokhu kuhambisana neqiniso lezindlela ezinde zomsebenzi kanye nokushintsha kancane kancane ukuya emhlalaphansi.
Izinzuzo zentela zabasebenzi nezinkampani
Isici esibalulekile empumelelweni yanoma iyiphi inzuzo yokonga yabasebenzi ukuthi ukwelashwa kwentelaEminyakeni yamuva nje, inqubomgomo yomphakathi ibilokhu iqondisa izikhuthazo ezinhlelweni zokuqashwa kanye nezinye izindlela ezihlangene ngaphandle kwemikhiqizo ngayinye.
ESpain, iminikelo ezinhlelweni zokuphepha komphakathi (izinhlelo zempesheni, izinhlelo zokonga ezinomshwalense, njll.) inciphisa isisekelo esikhokhiswa intela se-IRPF kuze kufike emikhawulweni ethile. Ngemuva kwezinguquko zango-2021, inani elijwayelekile leminikelo yomkhokhi wentela emikhiqizweni ngayinye lehlisiwe laba ama-euro angu-2.000 ngonyaka.
Kodwa-ke, lo mkhawulo ungandiswa ngeminikelo yabaqashi ezinhlelweni zokuqashwa noma kwezinye izinsiza zenhlalakahle ezixhaswe yinkampani. Ngokukhethekile, okulandelayo kungangezwa: kuze kufike kuma-euro angu-8.000 engeziwe ngeminikelo eyenziwe yinkampani ngenxa yesisebenzi, okuzokhulisa amandla okunciphisa aphelele abe yi-10.000 euros ngonyaka, uma nje ingadluli u-30% wemali engenayo evela emsebenzini nasemisebenzini yezomnotho.
Lokhu kusho ukuthi i- izinhlelo zempesheni yomsebenzi kanye nezinye izinhlelo zenkampani Bajabulela inzuzo ephawulekayo kunemikhiqizo ngayinye, amandla aqiniswa yithuba lokuhlanganisa kokubili inqobo nje uma imikhawulo yokuncishiswa iyonke ihlonishwa.
Enkampanini, iminikelo egameni labasebenzi bayo yakha izindleko ezidonswayo ngezinjongo zeNtela yeNkampaniNgaphezu kwalokho, emkhakheni wezokuPhepha koMphakathi, iminikelo ezinhlelweni ezithile zomsebenzi inika isisebenzi ilungelo lokunciphisa inani eliphezulu lonyaka leminikelo yokuPhepha koMphakathi (cishe ama-euro ayi-1.428 uma iminikelo ikhokhwa njalo ngenyanga).
Kuphinde kwabekwa uhlelo Ukuncishiswa okungu-10% esibopho sentela yengeniso yenkampani Ngeminikelo eyenziwe egameni labasebenzi abanemali engenayo yonyaka engaphansi kuka-€27.000, ukumbozwa kwemali engenayo ephakathi nendawo nephansi kukhuthazwa kakhulu. Endabeni yamaholo aphezulu, ukuncishiswa kwemali kusetshenziswa engxenyeni elinganayo yeminikelo ehambisana nalowo mkhawulo.
Endabeni yabasebenzi abazisebenzelayo abafinyelela ezinhlelweni zokuqashwa ezilula, umthetho omusha uhlanganisa ukuthuthukiswa komkhawulo othize wokunciphisa intela yengeniso yomuntu siqu, engafinyelela ku- 5.750 euro ngonyaka Ezimweni ezithile, imikhiqizo efanayo iphindwe kathathu kunalokho ababenakho ngaphambilini.
Izinhlelo zokonga zezinkampani: ngale kohlelo lwempesheni
Ngaphandle kwe-PPE, izinkampani eziningi zikhetha ukukhuluma izinhlelo zokonga zenkampani ngezinkampani zomshuwalense noma ezinye izinhlangano, ezinefomula eziguquguqukayo kakhulu kunezinhlelo zempesheni ezilawulwayo. Le mikhiqizo ingenziwa ngokwezifiso futhi ivumelane nezinhloso namasiko enhlangano ngayinye.
Kulezi zinhlobo zezinhlelo, inkampani inganquma ukuthi inikele kuphela, yabelane ngomthwalo nesisebenzi, noma imane idlulisele imali eyongiwe yesisebenzi ngomkhiqizo weqembu ngemibandela engcono. Ngokuvamile zihlelwe ngendlela isinxephezelo esihlukile sokukhokha, kanye nokuhlehliswa kokuqoqwa okuthile ukuze kuzuze izinzuzo zentela njengokucatshangelwa komholo ongajwayelekile.
Enye yezinzuzo zalezi zinhlelo zokonga zezinkampani ukuthi ziyakwazi ukuguquguquka ngokuhamba kwesikhathi. Zingasetshenziswa ku- isikhathi esifushane, esiphakathi noma esideIsibonelo, izikhuthazo zokugcina imali zingasungulwa zixhunywe kuphrojekthi yeminyaka eminingi, lapho ilungelo lokuqoqa imali eyongiwe livela kuphela uma isisebenzi sihlala nenkampani lapho iphrojekthi iqediwe ngempumelelo.
Ngaphezu kwalokho, inkampani ingakhetha phakathi amasu ahlukene okutshala imaliKusukela ezikhwameni zenzuzo engaguquki ezihlala isikhathi eside kuya ezikhwameni ezixubile noma ezilinganayo, ukukhetha kuncike kuphrofayili yengozi oyifunayo kanye nomkhathi wokutshalwa kwezimali. Isihluthulelo ukuvumelana phakathi kwenqubomgomo yokutshalwa kwezimali kanye nezinhloso zohlelo.
Ngokombono wesisebenzi, lezi zinhlelo zihambisana ne-Social Security futhi, uma zihlelwe kahle, zingazuza ku- izindlela zokwelapha intela ezizuzisayo, njengokuba nethuba lokumemezela ingxenye yenkokhelo njengenzuzo evela emsebenzini ongavamile, kanye nokwehliswa okungu-30% uma izidingo zokukhiqiza ngaphezu kweminyaka emibili kanye nokukhokha esikhathini esisodwa sentela kuhlangatshezwana nazo.
Umthelela ekukhuthazeni, ukwethembeka kanye nomkhiqizo womqashi
Ukunikeza izindlela zokonga ezihlelekile akukhona nje ngezinombolo. Ukuba khona kohlelo oluhle lokonga lwenkampani noma uhlelo lomhlalaphansi lomsebenzi kuthumela umyalezo ocacile: inhlangano Uyakhathalela inhlalakahle yezezimali kanye nekusasa labantu bakhe.
Izifundo eziningi zibonisa ukuthi abasebenzi abajabulela lezi zinzuzo bazibheka njengezisebenzi ezizimele. isengezo esikhangayo kakhulu emholweni wakhocishe “njengebhonasi yomsebenzi wabo.” Lo mbono unamandla kakhulu kulabo abasondela ekuthatheni umhlalaphansi, kodwa futhi naphakathi kwabasebenzi abasebasha abaqaphela ukuthi inkampani icabanga isikhathi eside.
Umphumela osebenzayo uwukuthuthuka ku- ukwaneliseka emsebenzini, ukuzibophezela, kanye nomuzwa wokuba yingxenyeIzinzuzo zokonga ziba yisikhuthazo, esihlanganiswe nezinye izinzuzo zomphakathi, esenza umehluko uma kuqhathaniswa nabancintisana nabo uma kuziwa ekudonseleni nasekugcineni ithalente elifanelekile.
Ngokombono wezinsizakusebenza zabantu, le mikhiqizo ivumela ukuvezwa kwe izinhlelo zokugcina kuhlobene nobude benkonzo. Isibonelo, ukwenza ukuhlanganiswa kwelungelo leminikelo ethile kuncike ekutheni isisebenzi sifinyelele iminyaka ethile yobudala noma izigaba zomsebenzi.
Ekugcineni, ngokombono wedumela, inkampani ezinikele ngokusobala ku- ukuphepha komphakathi okwengeziwe Iqinisa uphawu lomqashi wayo futhi izibeka njengenhlangano enomthwalo wemfanelo, into ebaluleke kakhulu ngabaqokelwe ukhetho, abatshalizimali kanye nomphakathi jikelele.
Indlela yokusiza abasebenzi ukuthi bonge imali: imfundo, ukuzenzekela, kanye nezikhuthazo
Ukunikeza umkhiqizo wokonga kuyingxenye nje yendaba. Ukuze usebenze futhi usetshenziswe ngempela, kubalulekile ukuthi inkampani ikhuthaze isiko langaphakathi lokuhlela ezezimali futhi kwenze kube lula ngabasebenzi ukujoyina nokufaka isandla.
Isinyathelo sokuqala ukuthi abasebenzi baqonde ukubaluleka kokonga imali yomhlalaphansi kanye neminye imigomo yesikhathi eside. Ukuthatha umhlalaphansi kungaba yiminyaka engama-20 noma engama-30, futhi ngaphandle komcamelo owengeziwe wezezimali, ikhwalithi yempilo cishe iyonakala. Ukuqonda lokhu kunciphisa ukungathandi ukunikeza ingxenye yomholo wakho wamanje ekongeni.
Okwesibili, kunconywa kakhulu ukunikeza uhlelo lomhlalaphansi oluqinile noluchazwe kahleUma inkampani isivele inohlelo lokuqashwa noma uhlelo lokonga oluhlangene, kuyalulekwa ukuqinisekisa ukuthi bonke abasebenzi bayazi ngezinketho ezitholakalayo, iminikelo emincane nephezulu, kanye nanoma yimiphi iminikelo eyengeziwe evela enkampanini.
Uma umqashi ezibophezela ukwenza lokho fanisa iminikelo yesisebenzi Kuze kufike kumaphesenti athile, kubalulekile ukukuchaza lokhu ngokucacile, ngoba kwandisa isikhuthazo. Abantu abaningi abasisebenzisi ngokugcwele lesi sinzuzo ngenxa yokungazi noma ngoba abaqondi umthelela waso wesikhathi eside.
La imfundo yezezimali Lesi esinye isici esibalulekile. Ukuhlela ama-workshop, ama-webinar, izifundo ezimfushane eziku-inthanethi, noma ukunikeza abasebenzi izinsiza zokuqeqesha ngezinhlobo zemikhiqizo, izingozi, imbuyiselo, isabelomali, kanye nemigomo yezezimali kusiza abasebenzi bazizwe bekhululekile ukwenza izinqumo futhi balondoloze umkhuba wokonga.
Kuwusizo kakhulu futhi ukuthi imali eyongiwe ngokuzenzakalela ngangokunokwenzekaIminikelo eqondile evela kumholo wakho, noma ukudluliselwa ngokuzenzakalela kwanyanga zonke kusuka ku-akhawunti yakho yokubheka kuya ku-akhawunti yakho yokonga noma uhlelo, kususa isidingo sokucabanga ngokonga inyanga ngayinye. Lokho okungatholakali kalula ku-akhawunti yakho akusetshenziswa kalula.
Ekugcineni, izinkampani eziningi zisebenzisa izikhuthazo ezengeziwe Ukukhuthaza ukubamba iqhaza: amabhonasi amancane kulabo abajoyina uhlelo phakathi nesikhathi esithile, izinsuku zeholide ezengeziwe ezixhunywe esibophweni sokonga, noma ngisho nokufinyelela okukhethekile ekwelulekweni kwezezimali komuntu siqu okuhlinzekwa yinkampani uqobo noma yinhlangano ebambisene.
Inzuzo, ubungozi, nokukhetha isikhwama noma uhlelo olufanele
Lapho kukhethwa isikhwama sokonga esithile noma uhlelo lokuqashwa, inkampani kanye nabasebenzi kufanele bahlole iphrofayili yengozi kanye nesikhathi esinqunyiweUkonga imali ukuze uthole umgomo ngonyaka olandelayo akufani nokonga imali yokuthatha umhlalaphansi eminyakeni engama-30.
Ezikhwameni eziningi zokonga zezinkampani, ikakhulukazi lezo ezisebenza ngemijikelezo yonyaka, kunikezwa kuqala izimpahla ze- ingozi ephansi kanye nokuntuleka kwemali okuphezulunjengesikweletu sikahulumeni sesikhashana. Lezi zindlela zinikeza imbuyiselo emaphakathi kodwa enhle enamathuba aphezulu, okunikeza ukuthula kwengqondo kokubili abasebenzi kanye nezinkampani.
Uma umkhathi ubonakala sengathi ungowesikhathi eside futhi umgomo oyinhloko uwukuba umhlalaphansiKungaba nengqondo ukucabanga ukuthi kuzoba nokuguquguquka okwengeziwe bese ufaka amasheya noma izimali ezixubile, njalo ngaphakathi kwemingcele ebekwe ngumthethonqubo wohlelo lwempesheni kanye nenqubomgomo yokutshalwa kwezimali evunyelwe yikomidi lokulawula.
Isikhwama ngasinye sokonga noma uhlelo lwempesheni lunezalo imigomo yakho, izimali, izinqubomgomo zokutshalwa kwezimali kanye nezimfuneko zobulunguNgaphambi kokukhetha inketho, kuhle ukubukeza lezi zici ngokuningiliziwe: ukuthi obani abangahlanganyela, yiziphi izindleko ezithwalwa yilabo ababambiqhaza, ukuthi amalungelo abo angadluliselwa kanjani futhi nini, nokuthi yikuphi ukumbozwa okunikezwayo uma kwenzeka ukufa noma ukukhubazeka.
Kuzinkampani noma abasebenzi abangaqiniseki ukuthi bazoqala kuphi, kuhlale kungumqondo omuhle. funa iseluleko sochwephesheKungakhathaliseki ukuthi ngomnyango wezabasebenzi, umdayisi womshuwalense, isikhungo sezezimali, noma umeluleki ozimele, ukuhlolwa komuntu siqu kusiza ukwenza umkhiqizo uvumelane nezidingo zangempela zabasebenzi.
Inhlanganisela efanele yomkhiqizo okhethwe kahle, uhlaka lwentela olusetshenziswa ngokugcwele, kanye nenqubomgomo yokuxhumana nokuqeqeshwa okuqhubekayo kungaguqula Izinzuzo zokonga zabasebenzi ziyinzuzo yangempela yokuncintisana yenkampani futhi njengensika ebalulekile yokuvikeleka kwezezimali kwabasebenzi bayo.
