Ukukhokha noma ukuqoqa ngesheke kuseyindlela yokukhokha esetshenziswa kakhulu. Nokho, phakathi kwezinhlobo zamasheke akhona kukhona okuthiwa yi-crossed check. Uyazi ukuthi yini i-crossed check nokuthi ikhishwa kanjani?
Uma uke wahlangabezana nalolu hlobo lwenkokhelo noma inkokhiso, kodwa awukazi ukuthi ukusebenzise noma cha, ngezansi sikunikeza zonke izikhiye ukuze ukwazi ukukucabangela, ikakhulukazi uma ungumnikazi webhizinisi noma uzisebenza. Siqale?
Kuyini ukuhlola okuphambanayo?
Into yokuqala yakho konke ukuqonda ukuthi yini isheke eliphambene. Lokhu kufana nesheke elivamile, okungukuthi, idokhumenti eyamukelwa njengendlela yokukhokha futhi umuntu ayikhiphayo futhi ayisayine. Lokhu kubizwa ngekhabethe. Futhi kunikeza isikhungo sezimali amalungelo, okungukuthi, ibhange, ukukhokha inani eliboniswe kuleyo dokhumenti komunye umuntu, ozoba umzuzi.
Kulungile manje Umehluko ukuthi isheke eleqile lingafakwa kuphela ku-akhawunti yasebhange.
Ukukwenza kucace kakhudlwana: zicabange usuwenzile umsebenzi futhi ukhokhelwa ngesheke eliphambanayo. Uya ebhange uyohola futhi ufuna imali esandleni. Nokho, njengoba kuyi-akhawunti ephambanayo, lokho kusho ukuthi ibhange ligunyaziwe ukukukhokhela inani, kodwa, ngesikhathi esifanayo, libophekile ukuthi lingakuniki leyo mali ngokheshi, noma liyifake ku-akhawunti yasebhange lapho ungeyena umnikazi we-akhawunti. Okusho ukuthi, izoya kuphela ku-akhawunti esegameni lakho.
Phakathi kwe Izici ongazithola eshekeni eliwele Yilezi:
- Ikhono lokuqoqwa ngabantu besithathu.
- Ayilahleki kalula, ngoba umuntu ongena kuyo uyabonakala, ngakho-ke, angatholakala uma elahlekile noma entshontshiwe.
- Uma sezidlulisiwe, azikwazi ukususwa noma ziguqulwe zibe amasheke ajwayelekile.
Uwela kanjani isheke
Manje njengoba usuqonda kangcono ukuthi isheke eliphambene liyini, yisikhathi sokufunda ukuthi isheke liwela kanjani. Futhi iqiniso liwukuthi inqubo ilula uma kuqhathaniswa. Okokuqala nje, noma iliphi isheke lingawela.
Ukuze ukwenze, Umuntu okhipha leli sheke kufanele adwebe imigqa etshekile emibili ehambisanayo ehlanganisa bonke ubude besheke. Lokhu kukhomba lo mbhalo njengoweqile, futhi ukusuka lapho amabhange azobona ukuthi imali okufanele ikhokhwe kufanele ihlale ingena njengediphozi ku-akhawunti.
Ezimweni eziningi, amamaki awela kumasheke aphatha ulwazi olubalulekile. Ngezinye izikhathi ibhange lapho kufanele kwenziwe khona inkokhelo lingashiywa lingenalutho noma lingasho ibhizinisi lapho kufanele kukhokhwe khona (elingase lihluke kunebhange elikhipha isheke).
Kulungile manje Ngokusho kweBhange LaseSpain, isheke eliphambanayo lingaba futhi elinemigoqo emibili efanayo. (ngaphandle kokucacisa ukuthi azitshekile noma cha) ngaphambili kwesheke. Ukwengeza, icacisa ukuthi ingawela yibo bobabili okhipha isheke (umuntu okhipha isheke) kanye nomuntu ozolikhipha (umzuzi noma umnikazi). Futhi, uma kwenzeka lokho Uma uyikhasimende lebhizinisi okufanele lenze inkokhelo, ungayilanda ngokheshi, hhayi njengemali engenayo ku-akhawunti.
Izinhlobo zamasheke ahlukene
Ngaphakathi kwamaCrusaders, ungathola izinhlobo ezimbili:
- Okuvamile, lapho imigqa ephambanayo ihambisana nebhange lamagama noma ingenawo umusho. Uma kunjalo, ungawakhesha kunoma yiliphi ibhange.
- okukhethekile, lapho igama lebhange elithile livela phakathi kwemigqa ehambisanayo. Lokho kubonisa ukuthi ungayiqoqa kuphela kulokhu.
Indlela yokukhipha isheke eliphambanayo
Okokugcina, sifuna ukukhuluma nawe mayelana nendlela yokukhipha lolu hlobo lwesheke. Isimo esijwayelekile ukuthi, njengomzuzi, uya ebhange nesheke, noma uye kunoma yiliphi ibhange noma kwelinye elithile. Ngaphambi kokwenza lokho, kufanele uqinisekise ukuthi igama lakho nenani lilungile, futhi uma kukhona iphutha, kufanele ukhulume nomuntu okhiphe isheke ukuze alilungise noma alikhansele futhi akunike elinye.
Ebhange, isisebenzi uzokucela imibhalo yokubhalisa ukusebenza. Futhi uma uhamba njengomzuzi, noma uma uhamba njengomuntu wesithathu, kufanele kube nerekhodi lomuntu okuqoqile. Ngale ndlela, ukukhwabanisa noma izinkinga zomthetho ziyagwenywa, ikakhulukazi uma amanani ephezulu kakhulu.
Uma usukwenzile lokho kuhlola, into yokugcina esele izoba khokha inani elivela eshekeni, kodwa ufake imali ku-akhawunti yasebhange.
Kuphela uma une-akhawunti kulelo bhange, ungakwenza ngokheshi (ngokusho kweBhange LaseSpain).
Ingabe manje sekucacile kuwe ukuthi yini isheke eliphambanayo nokuthi liqoqwa kanjani?