Isimo sokonga imali yangaphandle ekugcineni sibonakala sibonisa izimpawu zokuthuthuka. Ngemva kwesikhathi sokungaqiniseki okukhulu nokukhathazeka phakathi kwalabo ababenemali yabo ebhange, iziphathimandla zomnotho zibeke uhlelo. ishejuli enemininingwane yokubuyisela amadiphozithi ngamadola. Lesi sinyathelo, esasicelwe ngokuphuthumayo yimikhakha ehlukahlukene, sihlose ukuthulisa amanzi nokukhombisa ukuthi uhlelo lwezezimali lunamandla adingekayo okuphendula izakhamuzi ngaphandle kokubangela ukwethuka.
Lolu hlelo aluyona into ezosetshenziswa ngesikhathi esisodwa, ngoba sesivele sazi ukuthi ukushesha kuyachitha imali. Kukhethwe indlela ethatha kancane kancane. isu lokubuyisela imali eliqhubekayo okuzoqala maphakathi noJulayi, kubekwe phambili abalondolozi abancane nabaphakathi. Umqondo uwukuthi abantu bangakhipha imali yabo yonke futhi ngemali, ngaleyo ndlela bagweme noma yimiphi imikhawulo engalimaza kakhulu ukuzethemba emabhange nasekuphathweni komnotho kwamanje.
Uhlelo lokukhipha imali oluphazamisekile
Ukuze kugwenywe imigqa engapheli nokuqinisekisa ukuthi inqubo ihamba kahle ngangokunokwenzeka, kusungulwe izinsuku ezicacile kakhulu kuye ngokuthi umuntu ngamunye unamalini ku-akhawunti yakhe. Inqubo izoqala ngoJulayi 15, lapho labo abanenani elithile ku-akhawunti yabo bezokwazi ukuqoqa imali yabo. phakathi kuka-$1.001 no-$3.000 okufakiweLesi isinyathelo sokuqala esibalulekile ekubhekaneni nezidingo zabasebenzisi abaningi abebelinde isignali ecacile evela egatsheni eliPhethe isikhathi esithile.
Ngemva kwenyanga, ikakhulukazi ngomhlaka-15 Agasti, inqubo izoqala eqenjini elilandelayo labazuzi. Kulesi sigaba sesibili, abagcini bemali abanezilinganiso ezisukela phakathi kuka- $ 3.001 no- $ 5.000 Bazokwazi ukwenza izinqubo zabo zokuqoqa imali. Uhulumeni ugcizelele ukuthi kunezimali ezanele zokumboza lezi zigaba zokuqala, kuncike ekwandeni kwezimali ezigciniwe zamazwe ngamazwe kanye nokufika kwezimali zangaphandle ezizoqinisa uketshezi lwesistimu.
Ukuvala le kota yokuqala yokubuyiselwa kwemali, ngomhlaka-15 Septhemba kuzoba yithuba lalabo abanama-akhawunti anemali etholakalayo. phakathi kuka- $ 5.001 no- $ 7.000Kusukela lapho, le ndlela izoqhubeka nokuthuthuka inyanga nenyanga ukuze ihlanganise izigaba ezingaphezulu ezisele. Ekugcineni, umgomo ukuqinisekisa ukugeleza kwemali okuqhubekayo kodwa okulawulwayo, okuqinisekisa ukuthi akekho oshiywa ngaphandle kulokhu kusatshalaliswa kwezinsiza okuhlelekile.
Ukusekelwa ngezimali ngemuva kwalesi silinganiso
UMnyango Wezomnotho ukubeke kwacaca ukuthi lesi akusona isinqumo esingahleliwe, kodwa kunalokho umphumela wokuhlela ngokucophelela. Ngokwezibalo ezivela kubaphathi bezezimali, kulinganiselwa ukuthi abantu ngabanye kuphela abazothinteka. ngaphezu kwezigidi ezingama-1.000 zamaRandi kuze kube unyaka ozayo. Lokhu kumelela umzamo omkhulu wezokuthutha kanye nowezomnotho wokuzama ukwenza imakethe yokushintshanisa ibe ngokwejwayelekile futhi kuvunyelwe idola ukuthi liphinde lijikeleze ngokukhululeka.
Ngaphezu kwalokho, akuyena nje umuntu ojwayelekile ocatshangelwe. Amabhizinisi, noma izinhlangano zomthetho, nazo zinendawo yazo kulolu hlelo lokubuyiselwa kwemali, yize zinesikhathi esibekiwe eside ukuze kugwenywe ukuphazamiseka kwebhalansi. Isu lisekelwe ezinsikeni ezintathu eziyisisekelo: ukuheha imali entsha yangaphandle ngokuthunyelwa kwamanye amazwe, ukuqinisa izindawo ezigciniwe zikahulumeni kanye nezivumelwano nezinhlangano zamazwe ngamazwe ezisiza ukuqinisekisa ukuthi uhlelo alukwazi ukuphumelela.
Akunakuphikwa ukuthi iminyaka embalwa edlule ibinzima ngenxa yokushoda kwemali yangaphandle, into ebangele amakhanda kubangenisi kanye nemikhakha ekhiqizayo ethembele ezintweni zangaphandle. Ngalesi siqiniseko, uhulumeni unethemba lokuthi ukungezwani kuzoncipha kancane nokuthi ukuzinza kwezezimali kufanele kube yinto evamile Kusukela manje kuqhubeke, lokhu kuzosebenza ngokuvamile. Ekugcineni, okufunwa yiwo wonke umuntu ukukwazi ukuthola imali yakhe lapho eyidinga ngaphandle kokubhekana nobunzima bokubhala amaphepha noma izikhathi zokulinda ezingafanele.
Ukuqaliswa kwalesi sikhathi kumelela ukuzibophezela okuqinile ekubuyiseleni ukuhleleka kuma-akhawunti asebhange ezinkulungwane zabantu. Nakuba inqubo izothatha izinyanga eziningana, ukuba nezinsuku ezimisiwe kanye nezikhathi ezichaziwe kunikeza isiqinisekiso esidingeka kakhulu kulesi simo samanje sezomnotho. Isihluthulelo sempumelelo sizoba seqinisweni lokuthi izinsuku zokugcina ezimisiwe ziyahlangatshezwa nokuthi uhlelo luyakwazi ukwamukela isidingo semali ngaphandle kokuphazamiseka, ngaleyo ndlela luvumele umnotho ukuthi ubuye kancane kancane esilinganisweni sawo esijwayelekile kanye nokuzethemba kwabatshalizimali ukuze ubuyele kulokho owawuyikho.