Uma kukhulunywa ngokuphatha inkampani, esinye sezici ezibaluleke kakhulu ukugcina abanikazi bamasheya benolwazi oluhle. Akukhona nje ukuveza izinombolo ezimbalwa, kodwa mayelana nokunikeza umbono ocacile noningiliziwe wendlela ibhizinisi elisebenza ngayo ukuze labo abatshale imali yabo bazizwe sengathi izimpahla zabo zisezandleni ezinhle.
Kulesi simo samanje, ukuziphendulela kuye kwashintsha kusuka ekubeni yinto nje evamile kwaba ithuluzi eliyisu lokwakha ukwethembana . Ngakho-ke, kubalulekile ukuqonda hhayi nje kuphela ukuthi yiluphi ulwazi okumele luthunyelwe, kodwa futhi nezinhlaka zomthetho nezobuchwepheshe okumele zenziwe ngaphansi kwazo ukuze kugwenywe izinkinga nabalawuli futhi kugcinwe isithombe esihle nebhodi.
Izibopho Zezomthetho kanye Nezinhlaka Zokulawula
ESpain, izinkampani ezithengiswa esidlangalaleni kumele zilandele imithetho eqinile kakhulu. Isibonelo, kuvamile ukuthi izinhlangano ezifana ne-Aena zithumele ulwazi lomphakathi ngezikhathi ezithile kwi- National Securities Market Commission (CNMV) , noma njalo ngekota noma kabili ngonyaka, ukuze zihambisane nemithetho yemakethe. Lokhu kugeleza kwedatha kuqinisekisa ukuthi imakethe isebenza kahle futhi ilungile kuwo wonke umuntu.
Ngakolunye uhlangothi, kukhona ukukhathazeka kwangempela mayelana nokukhokha sekwephuzile ekuthengiselaneni kwezentengiselwano. Ngokusho koMthetho 18/2022 kanye nezichibiyelo zawo zangaphambilini, izinkampani ezisohlwini kudingeka zishicilele isikhathi sazo sokukhokha esimaphakathi kubaphakeli kuwebhusayithi yabo kanye nasezitatimendeni zabo zezimali . Akwanele ukusho nje ukuthi izinkokhelo zenziwe; inani lemali, inani lama-invoyisi akhokhelwe ngaphakathi kwesikhathi esisemthethweni, kanye nephesenti elimele izinkokhelo eziphelele kumele kuchazwe kabanzi.
Ukuze sikunike umbono, inhlangano efana neBanco Sabadell ibika idatha enembile, ekhombisa ukuthi isikhathi sayo sokukhokha esimaphakathi singaphansi komkhawulo osemthethweni, echaza inani eliqondile lama-invoyisi kanye namanani ezinkulungwane zama-euro ukukhombisa ukufaneleka kwayo kokuxazululwa kwezimali kanye nokuthobela imithetho.
Izindinganiso Zobuchwepheshe kanye Nezindlela Zokwethula
Namuhla, iphepha liyinto yesikhathi esidlule, futhi amafomethi edijithali aseYurophu ajwayelekile. Ngokulandela i-Directive 2004/109/EC kanye ne-Delegated Regulation (EU) 2019/815, kusetshenziswa i- Single European Electronic Format (SEEF) . Lokhu kusho ukuthi imibiko yezezimali yonyaka, yomuntu ngamunye kanye nehlanganisiwe, ithunyelwa ngokusemthethweni ku -XHTML.
Kulabo ababandakanyeka ekuhlaziyweni kwedatha okuthuthukisiwe, izitatimende zezimali kanye namanothi embikweni wonyaka abekwe uphawu kusetshenziswa indinganiso ye -XBRL (eXtensible Business Reporting Language) . Nakuba lokhu kuzwakala kunobuchwepheshe obukhulu, umgomo ukwenza ulwazi lufane futhi lufundeke ngomshini. Kodwa-ke, ukuze kugwenywe ukuthwala umninimasheya ojwayelekile, izinkampani zivame ukunikeza inguqulo ye-PDF efundeka kalula futhi esebenziseka kalula.
Umbiko Wonyaka: Okungaphezu Kwezinombolo
Umbiko wonyaka empeleni uyisifinyezo sezinto ezinhle nezimbi zenkampani kanye nezimpumelelo zayo. Ukuze ube ophelele, kumele ufake phakathi ukuhlaziywa kwabaphathi kokusebenza kwenkampani, ukuchaza izinqubomgomo ezilandelwayo kanye nesimo samaphrojekthi aqhubekayo. Incazelo yezindinganiso zokubalwa kwezimali ezisetshenzisiwe nayo ibalulekile ukuqinisekisa ukucaca mayelana nendlela inzuzo ebalwe ngayo.
Kulolu dokhumenti, kubalulekile ukuthola izinto ezilandelayo:
- Isimo se- isimo sezezimali ekupheleni konyaka wezimali.
- Isitatimende semiphumela, esihlukaniswe ngezigaba futhi esichazwe ngokufanele.
- Isimo sezinguquko ku- izimpahla zenkampani.
- Amanothi achazayo ahambisana nolwazi oluthunyelwe ngaphambilini.
Isici esibalulekile sale phakheji yincwadi yabanikazi bamasheya . Lo mbhalo, osayinwe yi-CEO, awusiwo umbiko wezezimali obandayo, kodwa uyingxenye ebalulekile ekwakheni ubuwena benhlangano . Yilapho kuchazwa khona izindinganiso zenkampani nokuthi ifuna ukubonwa kanjani, ngaphakathi nangaphandle.
Amathiphu Okuxhumana Okuphumelelayo Emhlanganweni Webhodi
Ukufika emhlanganweni wabalingani nokufunda nje idokhumenti kuyindlela eqinisekile yokukhathala. Okungcono kakhulu, bonke ababekhona kufanele beze bekulungele , sebefunde indaba kusengaphambili, ukuqinisekisa umhlangano oguquguqukayo. Izindaba zokuphatha kufanele zixazululwe ngokushesha ukuze isikhathi sinikezelwe kulokho okubaluleke ngempela.
Isihluthulelo sempumelelo ukuthi umethuli angagcini nje ngokwazisa kodwa futhi akhuthaze ingxoxo . Umbiko omuhle womhlangano kufanele usho ngokucacile isikhathi osihlanganisayo, usuku oluqondile, futhi uqinisekise ukuthi ummeleli wezomthetho uthole amadokhumenti ngesikhathi. Ukuze umyalezo uzwakale, i-akhawunti kufanele ihlanganise isikhathi esidlule senhlangano , samanje, kanye nesesikhathi esizayo .
Ngokuphathelene nenjongo, nakuba inhloso eyinhloko iwukwazisa, izinto ezikholisayo , njengeziphakamiso noma izincomo zamasu, zingafakwa, kuye ngokuthi ukuxhumana kungokwasesidlangalaleni noma kwangasese. Isihluthulelo ukuthi noma ubani, noma ngabe ubona idokhumenti okokuqala, angaqonda umongo webhizinisi ngenxa yesingeniso esicacile nesifushane.
Ngaphandle kwezitatimende zezimali, izinkampani zanamuhla zihlanganisa amathuluzi e-Business Intelligence (BI) kanye nedatha ye-CRM ukuqapha izilinganiso ezifana nezindleko zokutholwa kwamakhasimende (CAC) kanye nokuhambisana ne-KYC. Ukusetshenziswa kwamadeshibhodi enziwe ngokwezifiso kuvumela abaphathi ukuthi babe nombono wesikhathi sangempela wokuthengisa nokukhula, okuholela olwazini oluqinile nolusesikhathini kubanikazi bamasheya.
Ukuphatha ulwazi lwezezimali kudinga ibhalansi phakathi kokuqina kwezindinganiso zomthetho zaseYurophu kanye nekhono lokudlulisa umbono ophefumulelayo ngezincwadi nemibiko enemininingwane, njalo kuqinisekiswa ukuthi ukucaca emiphumeleni yokukhokha kanye neyokubalwa kwezimali kuyisisekelo sobudlelwano nabatshalizimali.
