I-Los abasebenzi abazisebenzayo eSifundeni saseMurcia abebesekhefini lezokwelapha Phakathi no-2026, bazoba nokufinyelela emgqeni omusha, othize wokusekelwa ngezimali ukuze banciphise umthwalo weminikelo Yezokuphepha Komphakathi ngezikhathi ezingenayo imali engenayo. Lesi sinyathelo sihlose ukumboza isigaba esibucayi kakhulu sokukhubazeka kwesikhashana, lapho ochwepheshe bephoqeleka ukuyeka imisebenzi yabo kodwa kumele baqhubeke nokuhlangabezana nezibopho zabo zomnikelo.
Ngalesi sicelo, uMphakathi uqinisa ukuvikelwa kweqembu elizisebenzelayo ezimweni zokugula noma zengoziuma sicabangela izindleko zokukhokha kuze kufike ezinyangeni ezimbili ze- Umnikelo Wezokuphepha Komphakathingomkhawulo womhlaba wonke wama-euro angu-700 ngomuntu ngamunye ozuzayo. Inhloso ukuthi, ngesikhathi esekhefini, ukukhathazeka okukhulu ukululama hhayi umthwalo wezezimali weminikelo yezokuphepha komphakathi.
Umugqa omusha wosizo lwekhefu lokugula kwabasebenzi abazisebenzelayo eMurcia

Isicelo sezicelo sishicilelwe ku- I-Official Gazette yeSifunda saseMurcia (BORM) futhi ihloselwe izisebenzi ezizisebenzelayo ezisesimweni sokukhubazeka kwesikhashana noma ebezisesimweni sokukhubazeka kwesikhashana kulo lonke u-2026. Lezi yizibonelelo eziphethwe yi-Ministry of Business, Employment and Social Economy, ezifakwe ngaphakathi kwephakheji yezinyathelo ezihlose ukugcinwa nokuqhubeka komsebenzi wokuzisebenzela emphakathini.
Lo mugqa wokusekela une- isabelomali sokuqala sama-euro ayisigidiokungakhushulwa ngesigidi esengeziwe uma isidingo kanye nokutholakala kwesabelomali kudinga lokho. Ukuxhumana okuhlukahlukene okuvela kuhulumeni wesifunda kukhulume ngesabelo esiphelele esingafika ku- Izigidi ezimbili zama-euro ukubhekana nalolu sizo, ngokuzibophezela ekucabangeleni ukwanda uma inani lezicelo lidlula izibikezelo zokuqala.
Usizo lucatshangwa njenge- uxhaso oluqondile lomnikelo wokuphepha komphakathi ozisebenzelayo Ngesikhathi sekhefu lokugula, kunomkhawulo omkhulu wama-euro angu-700 kumuntu ngamunye. Lolu hlelo lwenzelwe ukuthi uhulumeni wesifunda akhokhele izindleko zezinyanga ezimbili zokuqala zokukhubazeka kwesikhashana, okwakudingeka zikhokhwe ngokuphelele yisisebenzi esizisebenzelayo naphezu kokuthola imali engenayo phakathi naleso sikhathi.
Uhulumeni wesifunda ugcizelela ukuthi lesi sinyathelo simelela Ukuqashelwa kwendima ebalulekile yabantu abazisebenzayo emnothweni waseMurcianLeli qembu, eliqukethe ochwepheshe abangaphezu kuka-100.000, selifinyelele inani eliphakeme kakhulu emlandweni oqoshiwe. Ukuqinisa ukuzinza kwabo ngezikhathi zokugula kubhekwa njengokubalulekile ekuqhubekeni kwamabhizinisi, izitolo, kanye namaphrojekthi amancane osomabhizinisi kulo lonke isifunda.
Izinhlangano ezimele kulo mkhakha, njenge-Association of Self-Employed Workers (ATA) eSifundeni saseMurcia, zichaze lesi sinyathelo njenge- iphuzu lokuguquka ekuvikelweni komphakathi kwabantu abazisebenzayoAbaphathi bayo bagcizelela ukuthi, okokuqala ngqa, banikeza ukuthula kwengqondo kokungakhokhi imali ephelele phakathi nezinyanga zokuqala zekhefu, okunciphisa ingcindezi yezezimali futhi kuvumela uchwepheshe ukuthi agxile ekululameni.
Inani losizo nezindleko ezimboziwe
Inhloso eyinhloko yesibonelelo ukuze kuncishiswe izindleko zomnikelo wokuzimela wanyanga zonke okuye kwaqhubeka nokukhokhelwa ngesikhathi isisebenzi sisekhefini lokukhubazeka lesikhashana. Inani eliphezulu okufanele litholwe yileli Ama-euro angu-700 ngomzuzi ngamunye, futhi empeleni ihlose ukumboza iminikelo yezinyanga ezimbili.
Imibhalo eminingana esemthethweni kanye nezincazelo zomphakathi zichaza ukuthi usizo Ungakwazi ukukhokhela imali efika kuma-euro angu-350 ngenyangaNgakho-ke, isisebenzi esizisebenzelayo esinokukhubazeka kwesikhashana kwezinyanga ezimbili singathola imali efinyelela kuma-euro angu-700. Uma ikhefu lingaphansi kwaleso sikhathi, inani belizobalwa kucatshangelwa isikhathi sangempela sokukhubazeka, kusetshenziswe isilinganiso maqondana nenani elivunyelwe.
Ngakho-ke, lapho ukukhubazeka kwesikhashana kuhlala isikhathi esingaphansi kwezinyanga ezimbiliUsizo alulahleki, kodwa lulungiswa ngokulinganayo. Isibonelo, ngesikhathi sekhefu lenyanga eyodwa lokungabikho, uxhaso lungafinyelela engxenyeni yomkhawulo ophelele, njalo ngaphakathi kohlaka lwama-euro angu-350 ngenyanga ngayinye egcwele yeminikelo efanele.
Kuzokwenzeka kuphela thola usizo lwesisebenzi ngasinye esizisebenzayo Ngaphakathi kwalolu bizo lweziphakamiso, lesi sibonelelo sihloselwe kuphela ukumboza iminikelo ye-Social Security ngaphansi kwe-Special Regime for Self-Employed Workers (RETA) ngesikhathi sekhefu lokugula. Ngaphezu kwalokho, asihambisani nezinye izibonelelo eziphishekela umgomo ofanayo ngesikhathi esifanayo.
Umklamo walesi silinganiso uhloselwe ukumboza ngqo isigaba sokuqala sokukhubazeka kwesikhashana, lapho imali engenayo yehla noma inyamalala Kodwa izindleko ezizinzile zisekhona. Ngaleyo ndlela, kuhambisana nezinye izinqubomgomo zesifunda ezikhona, njengalezo ezibizwa ngokuthi isitolimende esingeziwe esingu-zero kubantu abasha abazisebenzayo noma izinhlelo ezahlukene zokusekela amabhizinisi.
Ubani ongafaka isicelo sosizo: izidingo eziyinhloko
Ukuze uthole lezi zibonelelo, kubalulekile ukuhlangabezana nochungechunge lwezidingo ezihlobene isimo somsebenzi, sokuphatha kanye nesentela sabantu abazisebenzayoLolu bizo luhloselwe izisebenzi ezizisebenzela zodwa, ezingenabasebenzi, futhi eziphoqelekile ukuyeka umsebenzi wazo ngenxa yezizathu zempilo.
Labo abafanelekela ukuzuza ngabantu ababhalisiwe ku- Umthetho Okhethekile Wabasebenzi Abaziqashayo (i-RETA) njengabantu bemveloLabo abasebenza isikhathi esigcwele futhi abangenabo abasebenzi abakhokhelwayo. UMnyango Wezokuthuthukiswa Komphakathi kanye Nokuziqasha uzoqinisekisa ngokusobala ukuthi umfakisicelo akanabo abasebenzi ngesikhathi sokususwa kokubhaliswa.
Ngaphezu kwalokho, kubalulekile ukuthi isisebenzi usesimweni sokukhubazeka okwesikhashana noma ubelokhu esesimweni sokukhubazeka okwesikhashana ngemuva kukaJanuwari 1, 2026, futhi oye waqhubeka nokukhokha iminikelo yakhe ye-Social Security ngesikhathi sekhefu lapho kufunwa khona uxhaso. Iminikelo ekhokhiwe futhi ebhalwe phansi kuphela ehlanganiswayo, hhayi leyo engase ingakhokhiwe noma ikhokhwe ngezitolimende.
Ezingeni lendawo, usizo luqondiswe kuphela ku- abasebenzi abazisebenzayo abaxhumene neSifunda saseMurciaNgakho-ke, ucingo ludinga ukubhaliswa kumasipala womphakathi, ube nendawo yokuhlala yentela eSifundeni saseMurcia futhi uthole indawo yokusebenza noma indawo lapho umsebenzi wezomnotho uhlelwe khona.
Ngaphezu kwale mibandela, umfakisicelo kudingeka ubhaliselwe Intela Yemisebenzi Yezomnotho (IAE)Abafakizicelo kumele babe nolwazi lwakamuva ngezinkokhelo zabo zentela kanye nezezokuphepha komphakathi futhi bangabi nazikweletu ezisasele kubaphathi besifunda. Kumele futhi bahambisane nezinhlinzeko zoMthetho Wezimali Ezijwayelekile, okusho ukuthi, phakathi kwezinye izinto, bangabi ngaphansi kwanoma yimiphi imikhawulo yokuthola usizo lomphakathi.
Izinsuku zokugcina zesicelo kanye nomphumela wokubuyela emuva
Isikhathi sokucubungula lezi zibonelelo sibekiwe phakathi Meyi 8 kanye noJulayi 31, 2026Phakathi naleso sikhathi, izisebenzi ezizisebenzelayo ezihlangabezana nemibandela zingathumela izicelo zazo ngemigudu evunyelwe, zihlale zifakazela isimo sekhefu lokugula kanye nokukhokhwa kwemali ehambisanayo.
Esinye sezici ezibaluleke kakhulu zobizo lwezicelo ukuthi imvelo yokubuyela emuvaNakuba isikhathi sesicelo siqala ngoMeyi, usizo lungacelwa ngenxa yokukhubazeka kwesikhashana kusukela [usuku olungekho]. UJanuwari 1 we-2026Lokhu kuqinisekisa ukuthi labo abebesekhefini lezokwelapha ezinyangeni zokuqala zonyaka futhi abahlangabezana nezidingo abakhishwa ohlelweni.
Isicelo kumele senziwe ngokuvamile, ngemuva kokukhokha iminikelo ye-Social Security okuhambisana nesikhathi okufunwa ngaso uxhaso. Uma ukungabikho emsebenzini isikhathi esingaphansi kwezinyanga ezimbili, isicelo kumele sithunyelwe uma isisebenzi esizisebenzelayo sesivunyelwe ngokwezokwelapha. Uma ukukhubazeka kwesikhashana kudlula izinyanga ezimbili, isicelo singathunyelwa ngemva kokuba lesi sikhathi sokuqala sesidlulile, uma nje kunikezwa ubufakazi bokukhokhwa kweminikelo yezenhlalakahle yalezo zinyanga zokuqala.
Lolu hlelo luhlose ukwenza lula inqubo, kuqedwe isidingo sokucela usizo njalo ngenyanga. Okwenziwayo ukuthi ukufakazela isikhathi esifanele sekhefu kubhulokhi eyodwa (kuze kufike ezinyangeni ezimbili) kanye nemali ekhokhwayo, ukuze uHulumeni akwazi ukubala inani elihambisanayo ngaphakathi komkhawulo wama-euro angu-700.
Kubalulekile ukuqaphela ukuthi usizo lunikeziwe ukuze kutholakale amafayela aphelele kurejista ye-elekthronikhi, kuze kube yilapho imali eyabelwe isiphelile. Ngakho-ke, noma ngabe kungenzeka ukuthi isabelomali sikhuphuke, kunconywa ukuthi ungashiyi isicelo kuze kube yizinsuku zokugcina zosuku lokugcina futhi uthumele wonke amadokhumenti adingekayo kusukela ekuqaleni.
Indlela yokufaka isicelo sosizo: ingosi eku-inthanethi kanye nenqubo
Ukuphathwa kwalezi zibonelelo kwenziwa ngokuphelele ngokusebenzisa indlunkulu kagesi ye-Autonomous Community yeSifunda saseMurciaUhlelo lucutshungulwa ngenqubo yokuphatha ekhonjwe ngenombolo 4790, okuhloswe ngakho ukugcinwa kanye nokuqhubeka komsebenzi wokuzisebenzela.
Umuntu ozisebenzelayo kumele angene ngemvume ngesitifiketi sakhe sedijithali, ikhadi le-ID le-elekthronikhi, noma olunye uhlelo lokuhlonza olwamukelekile bese egcwalisa ifomu lesicelo elisemthethweni. Le nqubo izodinga nikeza imibhalo efakazela isimo sokukhubazeka kwesikhashana, ukukhishwa emsebenzini ngenxa yezokwelapha kanye nokukhishwa emsebenzini uma kusebenza, kanye nobufakazi beminikelo yokuzimela ekhokhwe ngesikhathi sokukhishwa emsebenzini okuhloswe ukuthi ixhaswe.
Uhulumeni wesifunda umemezele ukutholakala kwe- umhlahlandlela ochazayo ukuze kube lula inquboLokhu okubhaliwe, okulungiselelwe yi-Directorate General for Social Economy and Self-Employment, kuhlose ukuphendula imibuzo evame kakhulu nokusiza ochwepheshe ukulungiselela amadokhumenti ngendlela efanele, kugwenywe izicelo ezilandelayo ezibambezela inqubo.
Ukunikezwa kosizo kuhlelwe ngohlelo lwe- ukuvumelana okungekona ukuncintisanaLokhu kusho ukuthi izicelo azinamaphuzu noma aziqhathaniswa: uma umfakisicelo ehlangabezana nezimfuneko, unelungelo lokuthola isibonelelo uma nje imali ikhona. Ngakho-ke, uhlelo lokwamukelwa kwezicelo eziphelele luyisici esinqumayo.
Emasontweni amuva nje, izikhulu zikahulumeni wesifunda zithumele imiyalezo yokuthi ukuthula kwengqondo eqenjiniKwaphawulwa ukuthi isabelo sesabelomali singakhushulwa uma isidingo sidinga lokho. Kugcizelelwe enhlosweni yezepolitiki yokumboza amacala amaningi okukhubazeka kwesikhashana ngangokunokwenzeka njengoba isabelomali sivumela, ukuqinisekisa ukuthi akekho ohlangabezana nezidingo okhishwa ngaphandle.
Umongo: ukwesekwa okwengeziwe emkhakheni okhulayo
Lolu hlelo lwesibonelelo luhlanganisa nezinye. izinyathelo zesifunda nezesifundazwe, njenge- amanani amasha ngokwezigabaeseziqalile kakade. Esifundeni saseMurcia, uhulumeni wesifunda ulinganisela ukuthi cishe ama-euro ayizigidi ezingu-35 asetshenziswa minyaka yonke ezinhlelweni ezahlukene zosizo, okuhlanganisa nohlelo olunwetshiwe lokunganikeli lutho lwabasebenzi abasha abazisebenzayo kanye nezinhlelo ezahlukene zokukhuthaza amabhizinisi kanye nokuhlanganiswa kwebhizinisi.
Inzuzo entsha yokukhubazeka kwesikhashana ifika ngesikhathi umphakathi ubhalisa Izisebenzi ezizimele ezingaphezu kuka-100.000 zibhalisiweNjengoba kunesibalo sabasebenzi abazisebenzelayo ababalelwa ku-106.370, okuyisibalo esiphezulu kakhulu emlandweni. Lokhu kukhula kuchazwa njengophawu lokuguquguquka kwebhizinisi, kodwa futhi kugcizelela isidingo sokuqinisa amanethi okuphepha kulabo abathatha ingozi yokuqala ibhizinisi.
Izinhlangano ezifana ne-ATA Region of Murcia zikwazisa kakhulu ukuthi abaphathi besifunda cabanga ngezindleko zezinyanga ezimbili zokuqala zekhefuLesi yisikhathi lapho ukuntuleka kwemali engenayo kubonakala khona kakhulu futhi lapho ochwepheshe abaningi baze bacabangela ukuqhubeka nokusebenza yize bengakabuyiselwa, ngenxa yokwesaba umthelela wezomnotho wokumiswa komsebenzi.
Ngesikhathi esifanayo, amafomula ahambisanayo ayaxoxwa ngawo emazingeni kazwelonke nawaseYurophu ukuze ukuthuthukisa ukuvikelwa komphakathi kwabasebenzi abazisebenzayo uma kwenzeka ukugula, amaholide, ukunakekelwa komndeni, noma ushintsho lwezizukulwane. Phakathi kweziphakamiso eziye zabekwa ezinkundleni ezahlukene kukhona ukudalwa kwezimali ezixubile zokumboza ukungabikho kwesikhashana noma ukulungiswa kwentela ukuze kuhambisane nezici zomsebenzi wokuzimela.
Kulo mongo obanzi, isilinganiso seMurcian sihunyushwa ngokuthi isinyathelo esengeziwe ekwakheni inethi yokuphepha Ikakhulukazi kulabo abazisebenzayo, abavame ukuba nokuvikelwa okuncane ezimweni eziphuthumayo ezifana nokugula noma ukuyeka umsebenzi. Iqiniso lokuthi usizo oluqondile noluqondile luye lwakhethwa ngenxa yokukhubazeka kwesikhashana liqinisa umqondo wokumboza izikhathi ezibucayi kakhulu empilweni yokusebenza yochwepheshe.
Kubasebenzi abazisebenzayo abacabanga ukuthi kufanelekile yini ukufaka isicelo salolu sizo, isihluthulelo ukuhlola ukuthi bayahlangabezana yini nezidingo ezisemthethweni nokuthi Ikhefu lokugula laqala ngoJanuwari 1, 2026Uma kunjalo, uhlelo lungakunikeza impumuzo enkulu ezindlekweni zakho ezihleliwe ngesikhathi lapho ibhizinisi lingakhiqizi imali okwesikhashana.
Njengoba isikhathi sokufaka isicelo sesivuliwe kanye nokutholakala kwesabelomali esingafinyelela kuma-euro ayizigidi ezimbili, iSifunda saseMurcia sithatha elinye igxathu ku- Ukuhlanganiswa kohlelo oluthile lokusekela abasebenzi abazisebenzelayo abasekhefini lokukhubazeka lesikhashana, ngenhloso yokunciphisa umthelela osheshayo walesi sifo kanye nokukhuthaza ukuqhubeka kwezinkulungwane zamabhizinisi amancane lapho abanikazi bawo beqala kabusha imisebenzi yabo.