Ukufika kwentwasahlobo kuthinte nezimakethe zamasheya, kwaze kwaba seqophelweni lokudala uhlu olubalulekile lwamasheya "ashisayo" ku-stock exchange kazwelonke. Lawa masheya angabangela ukuthi ulahlekelwe yimali eningi kusukela manje kuya phambili. Kodwa ngesizathu esifanayo, angamelela namathuba ebhizinisi angempela okukhulisa imali yakho eyongiwe ngempumelelo. Ezimweni eziningi, lezi zimo zibangelwa ubuthakathaka obungokwemvelo bezinkampani ngokwazo . Kodwa-ke, lesi akusona ukuphela kwesizathu; izenzo zezinkampani nazo zinegalelo kulesi simo esiyingqayizivele samasheya athile.
Kuzoba usizo kakhulu kuwe ukuhlonza ukuthi yimaphi amasheya ashisa kakhulu njengamanje. Kwezinye izimo, inhloso eyinhloko ukuphuma ezikhundleni zakho ukuvimbela ukulahlekelwa ukuthi kungagcini i-akhawunti yakho yenzuzo nokulahlekelwa. Kwezinye, kungaba yisingeniso sakho sokuqala ezimakethe zamasheya kulo nyaka. Lokhu kuhweba kungaba nenzuzo enkulu , kodwa kuphela uma wenza ngokuzikhandla futhi, ngaphezu kwakho konke, ngengqondo epholile. Ngoba ukuthenga la masheya kuhilela izingozi ezinkulu.
Ngakolunye uhlangothi oluhle, ungahlala usebenzisa umthetho othandwa ngabatshalizimali abanethemba elikhulu ezimakethe zezimali: unokuningi ongakuzuza kunokulahlekelwa. Kunesizathu esilula kakhulu salesi simo esingavamile: amanani aphansi lapho amanye amasheya ashisa kakhulu ehweba khona, ngezaphulelo ezingaphezu kuka-50% emananini awo okuqala . Lokhu kunikeza ithuba elihehayo kakhulu lokuvula izikhundla njengamanje. Ufuna ukwazi ukuthi yiziphi ezinye zalezi zitoko ezishisayo emakethe yamasheya yaseSpain? Nokho, qaphela, ngoba ziningana.
Izitoko ezishisayo: IBanco Idumile
Ngaphandle kokungabaza, iyisitokwe esishisa kakhulu ekushintshanisweni kwezwe kulo nyaka. Kangangoba amasheya ayo manje ahweba ngaphansi kwe-euro eyodwa. Lokhu kuholela ekuphelelweni yithemba kwalabo abatshale imali eqenjini lezezimali, ababukele imali yabo eyongiwe yehla inyanga nenyanga, ifinyelela amazinga okunzima ukuwacabanga kwabaningi. Okwamanje, abazingeli bezimpahla ezithengiswayo baphonse amanetha abo kulo lonke lesi sitoko, belungele ukuqala ukuhweba nganoma yisiphi isikhathi ngenhloso yokwenza inzuzo enkulu. Noma okungenani, yileyo inhloso yabo eyinhloko.
Ochwepheshe bezezimali bakholelwa ukuthi ikhambi lezinkinga zeBanco Popular lisezindleleni ezimbili ezichazwe kahle. Elinye lihilela ukwanda okukhulu kwemali , yize imigomo kanye nomthelela wayo ongaba khona kubatshalizimali abancane nabaphakathi kusaziwa. Lokhu kuyisihluthulelo sokunquma ukuthi manje yisikhathi esifanele sokutshala imali kulesi sitoko esiyinkimbinkimbi njengamanje. Ngempela, kunganquma ukusebenza kwesitoko esikhathini esizayo esingekude kakhulu.
Esinye isimo esicatshangelwayo sesikhungo sezezimali ukuthi kungenzeka ukuthi sithengwe elinye iqembu lezezimali. Kukhona ngisho nenkulumo ezimakethe zamasheya ukuthi iqembu elikhulu lamabhange kazwelonke linesithakazelo esikhulu kulesi sivumelwano. Lesi simo singathinta kanjani izintshisekelo zakho njengomtshalizimali omncane noma ophakathi nendawo? Okwamanje, asinakusetshenziswa nganoma yiliphi isu elithile, ingasaphathwa elo elingathuthukiswa. Kuzodingeka silinde ukubona izimo uma lesi simo esisha emkhakheni wamabhange wezwe lethu sigcwaliseka ngempela.
Kunoma ikuphi, kuningi okungaziwa okuvezwa yiBanco Popular njengamanje, ukwenza isinqumo ngokusebenza kwamasheya ayo. Yize i-priori ingaba yisilingo ngenxa yamanani aphansi lapho amasheya ayo abhalwe khona. Kunoma ikuphi, lesi simo singahlala sibi kakhulu uma izixazululo zale nkinga enkulu zingabonwa emasontweni azayo.
I-Sniace ngaphansi kokukhuphuka kwemali
Nakuba kuyisitokwe esincane kakhulu, sithandwa kakhulu ngabatshalizimali abathengisa, ikakhulukazi labo abanezinhloso zokuhweba zesikhashana noma eziqagelayo. Ukwenyuka kwemali akukuhle kulabo asebetshale imali kule nkampani ngoba kuzonciphisa intengo yamasheya esikhathini esifushane , okungenani uma sicabanga ukuthi bangabuyisa izikhundla zabo ngezikhathi ezinde zokubamba.
Kodwa-ke, amandla ayo okukhula abonakala engakhangi ngokwanele ukuthi ifanele izikhundla zokuvula. Enye yezinhloso zayo eziseduze cishe isigamu se-euro ngesabelo ngasinye . Ngaphezu kwalokho, isimo sayo sebhizinisi asizinzile futhi sizoncika kakhulu emigqeni yesikweletu enikezwa amabhange ngemodeli yayo yebhizinisi. Kulokhu, ukusebenza kwayo emakethe yamasheya kuhlobene nezindaba mayelana nokungena kwayo ezimakethe zezimali.
Abengoa empambanweni yomgwaqo
Ukuhlelwa kabusha kwamuva kwenkampani esohlwini kungenye intuthuko ebalulekile kwenye yamasheya athembisayo kakhulu okwamanje. Kodwa-ke, izici eziningana zingathuthukisa izinga ngandlela thile. Kodwa-ke, okwamanje, kubonakala sengathi ingenye yezimali ezitshalwa kakhulu emakethe yaseSpain eqhubekayo. Inikeza amandla amakhulu enzuzo encintisana kakhulu, kodwa futhi inezingozi ezihambisanayo kubatshalizimali abancane nabaphakathi.
Kulokhu, kuyaphawuleka ukuthi amabhange amabili amakhulu aseSpain (iSantander neSabadell) akhethe ukunciphisa noma ukuqeda ngokuphelele amasheya awo enkampanini yezimboni eseSeville ngemuva kokuphothulwa kwenqubo yayo yokuvuselela. Lokhu kuthuthukiswa kungaholela ekulungisweni okwengeziwe kwamasheya enkampani ezinsukwini ezizayo, okungase kuthinte izikhundla zabanikazi bamasheya bamanje. Kodwa-ke, isimo sabatshalizimali abasha kusukela manje kuqhubeke sihlukile kakhulu.
IBavaria ngokubukwa kwezinkunzi
Uma kunesilinganiso esisodwa esishisayo emakethe yezezimali, akuyona enye ngaphandle kwale nkampani yezokwelapha. Isizathu sakhe kungenxa yokwesekwa okuqinile akutholile ngemuva kwezinhlangano zakamuva zenkampani. Ngoba empeleni, iqembu lebhizinisi bekuyinto obekuhlosiwe kuyo ngebhidi lokuthatha kabusha lakamuva futhi elihehayo yiqembu laseChina i-Aier Eye. Kuze kube seqophelweni lokuthi inkampani ithenge ngomsebenzi obiza ama-euro ayizigidi ezingama-170.
Ukusabela kwabatshalizimali kufanele kubonakale ezinsukwini ezizayo futhi kungase kunikeze inkomba ebalulekile yokuthi benzeni ngale mali yezezimali—kungakhathaliseki ukuthi bavula noma bavala izikhundla ngokusekelwe kulokho okulindelwe okuzungeze ukusebenza kwayo. Njengamanje, umbono ulungile wokungena ezikhundleni emakethe yamasheya, yize kunconywa ukuthi kuqashelwe ukuthi kungenziwa isinqumo esisheshayo noma esingacatshangwanga kahle.
Ngakolunye uhlangothi, awukwazi ukukhohlwa ukuthi ingenye yamasheya ashisa kakhulu emakethe yamasheya aseSpain, kodwa inomlando oyingozi kakhulu. Ilahlekelwe ngaphezu kuka-50% wenani layo kule minyaka eyishumi . Kuze kube seqophelweni lokuthi ingenye yamasheya enza kabi kakhulu ngaphakathi kwe-Ibex Medium Caps index. Ngeke ube nakukhetha ngaphandle kokucabanga ngokucophelela ngokuthi kufanelekile yini ukuthatha ingozi nokuthola amasheya kuyo.
I-Gamesa, phakathi kokunconywe kakhulu
Naphezu kwezinzuzo zeminyaka yamuva nje, i-Gamesa isalokhu ingenye yamasheya ahamba phambili emakethe yamasheya yaseSpain. Futhi ingasebenza kahle uma silandela izincomo ezivela ku-Bankinter. Lokhu kungenxa kakhulu yokuhlanganiswa kwakamuva ne-Siemens , okungadala okunye ukwanda okukhulu ezinyangeni ezizayo. Esinye sezici ezibangela lesi sinqumo ukuthi ukusetshenziswa kwemali ezinhlotsheni zezinsizakalo ezinikezwa yi-Gamesa kulindeleke ukuthi kuthuthuke kakhulu kunokulindelekile kulo nyaka, kanti umbono walolu hlobo lwebhizinisi ungcono kunangonyaka odlule.
Kodwa-ke, ibhekene nesithiyo esikhulu sokuthi ibhekane nokwenyuka okukhulu kakhulu iminyaka eminingana manje. Akumangalisi ukuthi abatshalizimali abaningi kule nkampani besaba ukuthi ukulungiswa kungase kwenzeke ngokushesha kunokuba kamuva, okungase kuholele ekulahlekelweni okukhulu ezindaweni zabo ezivulekile. Kunoma ikuphi, kuzodingeka ukuthi kuqashwe ngokucophelela ukunyakaza kwentengo yayo.
Njengoba kungenzeka ukuthi uqaphele, kunezitoko ezishisayo eziningi ezitholakalayo kunalokho obekucabanga ekuqaleni. Lokhu akukhona ukuthatha izikhundla, kodwa ukuzigcina ku-radar yakho yokuhweba esikhathini esizayo ukuze ukhulise imali yakho. Ngemva kwala maholide, uzoba nezimpendulo zemibuzo yakho. Uzoba namathuba okuthenga nokuthengisa amasheya alezi zinkampani, futhi kuzodingeka unqume ukuthi yini ezuzisa kakhulu izintshisekelo zakho zomuntu siqu.
Vele, iziphakamiso ngeke zilahleke emakethe yamasheya yaseSpain. Ezinye ezindebeni zawo wonke umuntu, okubi kakhulu ezinye zangempela noma okungenani lezo obengenazo ekuqaleni kwalonyaka omusha wokuhweba.