Omunye wemiphumela yenqubomgomo yezomnotho neyezimali kamongameli omusha wase-US, uDonald Trump , ukuthi idola laseMelika lingase lehle ezinyangeni ezizayo. Ngaphezu kwalokho, abahlaziyi abaningi badlulela phambili, bebikezela ukuthi lokhu kungenzeka ngempela ukuthi abatshalizimali abancane nabaphakathi kuzodingeka bacabangele amaphothifoliyo abo okutshala imali, kuze kube yilapho kuzonquma imbuyiselo yabo.
Ngoba ngempela, idola elibuthakathaka linemiphumela eminingi, hhayi emnothweni jikelele kuphela, kodwa nasezithakazelweni zakho njengomtshali-zimali. Akugcini nje ekuthengeni nasekuthengiseni amasheya emakethe yamasheya , kodwa kudlulela nakwezinye izimakethe zezimali ezihlukile . Ezinye zihlukile kakhulu, njengemakethe yezinsimbi eziyigugu. Kodwa-ke, ngokuqinisekile kuzoba semakethe yokushintshaniswa kwemali yangaphandle lapho uzobona khona ukuguquguquka kwamanani okushintshaniswa kwemali phakathi kwezimali ezithengiswa kakhulu.
Uma ufuna ukwazi ukuthi kuzokwenzekani ezimakethe ngedola elibuthakathaka , akukho okungcono kunamathiphu athile azokusiza ukuthi uqondise ukuhweba kwakho ngesiqinisekiso esikhulu sempumelelo. Akukhona ukuthi lesi simo siyinto engenakwenzeka; kungenzeka ukuthi yilokho okwenzekayo. Kunoma ikuphi, kuzokukhombisa ukuthi amathuba amasha ebhizinisi ayanda, amanye awo athakazelisa futhi asungula izinto ezintsha. Kusukela ezimakethe ezisafufusa kuya ekutshalweni kwezimali okunye, izindlela ezintsha zokutshala imali ziyavuleka kuwe kusukela manje kuqhubeke.
I-dollar: ingabe iyathinta izimakethe?
Isimo sokukhuphuka kwedola laseMelika sizodinga ushintsho olukhulu ngokushesha esu lakho lokutshala imali. Kuzoba yisikhathi esifanele sokuvala ezinye izikhundla bese uvula ezinye . Ngempela, amazinga amandla azoshintshashintsha kakhulu. Kuze kube yilapho lokho okwakungathandeki ngaphambili ekutshalweni kwemali yakho kuzoba njalo. Kumelwe ubonise ikhono elikhulu lokubikezela lezi zenzakalo ukuze ukwazi ukwandisa imbuyiselo ekongeni kwakho.
Ngoba uma idola liwa kakhulu, kuzoba yisikhathi sokubheka izimakethe ezisafufusa. Enye yezinketho ezikhangayo kakhulu, yize ziyingozi kancane, ukwandisa ukuchayeka kwakho kuma-equities aseRussia. Kubonakala sengathi lokhu kungaba ngenye yezimanga ezinhle zalo nyaka omusha wemakethe yamasheya. Ngempela, izinkomba ezinkulu zomnotho zikhomba lokhu. Kuze kube seqophelweni lokuthi manje kungaba yisikhathi esifanele sokuqala ukuhweba kulesi simo esisha ebuhlotsheni bakho nomhlaba wezezimali.
Esinye sezici ezisekela le ndlela entsha yokutshalwa kwezimali ukuthi amanani kawoyela kulindeleke ukuthi aqhubeke nokukhuphuka kulo nyaka, mhlawumbe ngisho nangokumangalisayo, njengoba abanye abahlaziyi bezimakethe zezimali abadumile bevuma. Lokhu kuzozuzisa umnotho waseSlavic ngenxa yokuthembela kwawo kakhulu ku-oyela ongahluziwe. Imakethe yamasheya yaseRussia ingabona izinzuzo ezinkulu kulesi simo esisha sezomnotho. Ngakho-ke, ungavula izikhundla kule makethe yamasheya yamazwe ngamazwe.
Umnotho waseRussia udlule okulindelwe ngabahlaziyi; ukwehla okungu-0,5% bekulindelwe, kodwa ekugcineni kwehle ngo-0,2% kuphela, futhi kulindeleke ukukhula kulo nyaka. Le datha isekela lo mkhuba, okwenza kube yimpahla yezezimali engase ikhange kulo nyaka. Inikeza amandla angempela okukhula okukhulu uma kuqhathaniswa nezimakethe zendabuko.
Amazwe asafufusa angakhuphuka
I-Russia akuyona yodwa izwe elingazuza kulesi simo esisha sezomnotho. Amanye amazwe asafufusa anesisindo esikhulu esigabeni sezomnotho samazwe ngamazwe nawo angase azuze. Elinye lawo ngokungangabazeki yiBrazil , uma ikwazile ukuzinzisa uhlelo lwayo lwezepolitiki. Njengoba inamandla amakhulu okwazisa, edlula lawo amanye amamakethe esitoko, kungenye indawo lapho ungatshala khona imali yakho oyilondolozile ezinyangeni ezizayo. Ukutshala imali eBrazil manje akubeki bungozi.
Eminye iminotho yamazwe ngamazwe engazuza kulesi simo ifaka phakathi eminye eseNingizimu-mpumalanga ye-Asia ikakhulukazi leyo eseLatin America . Inganikeza isimanga esimnandi esingaphezu kwesisodwa kusukela manje kuqhubeke. Ungakhohlwa futhi imakethe yamasheya yaseNdiya, ebilokhu ithola ezinye zembuyiselo engcono kakhulu yamasheya emhlabeni jikelele izinyanga eziningana, idlula izitolo ezinkulu zamasheya ezibaluleke kakhulu kubatshalizimali abakhulu.
Ukuvela kwemali yaseNyakatho Melika
Zonke lezi zindlela zokutshala imali zingasetshenziswa noma nini lapho lokhu kuhlangana kwamandla phakathi kwezimali ezihamba phambili ze-international money order kusungulwa. Ngoba, empeleni, konke kubonakala sengathi kuya kuleyo ndlela. Kuze kube yilapho konke kukhombisa ukuthi idola lizoqhubeka nokwehla ezinyangeni ezizayo. Lokhu kuzodinga ukulungiswa kwiphothifoliyo yokutshalwa kwezimali okudingeka uyakhe kusukela manje kuya phambili.
Ngakho-ke, imakethe yokushintshaniswa kwemali yangaphandle izoba enye impahla yezezimali okufanele uyinake kakhulu emasontweni noma ngisho nasezinyangeni ezizayo. Izobonisa umsebenzi ongaphezu kwesilinganiso, ngokuguquguquka okuphawulekayo okuzojabulisa abahwebi . Uma ungomunye wabo, siyakuhalalisela, ngoba isikhathi esisha esigcwele injabulo enkulu namathuba amakhulu okuzuza ekuhwebeni kwakho kule makethe yezezimali ebalulekile sesizoqala.
Ngaphezu kwakho konke, kufanele wenze ukuthengiselana kwakho ezimakethe zezimali ngokushesha okukhulu. Lokhu kuzofezwa ngokushintshana nezinye izimali ezinkulu: i-Swiss franc, i-British pound, noma i-euro uqobo . Ngenxa yalezi zenzo, uzokwazi ukwenza noma yiluphi uhlobo lwesiphakamiso, kusukela kolugcina kakhulu kuya kolunolaka kakhulu ezimakethe zezimali. Ngeke neze ube nemingcele emasu akho.
Abanye abawine idola eliphansi
Kodwa-ke, ukwehla kancane kancane kwedola laseMelika kuletha abanye abawinile ngokwezimali lapho ungatshala khona imali yakho yokonga. Imakethe yezinsimbi eziyigugu izoba ngenye yazo, inikeza izinketho ezahlukene zokutshala imali. Kusukela egolideni lendabuko kuya ezinsimbini ezingavamile, njengesiliva noma i-palladium, lezi zimelela enye yezinketho ezitholakalayo kuwe manje, uma ubheka isimo sedola esisha.
Esinye isici esibalulekile intengo kawoyela ezimakethe. Akungabazeki ukuthi kuzoba ngenye yezimpahla zezimali ezingaba nokukhula okukhulu ezinyangeni eziyishumi nambili ezizayo, okungenzeka isondele noma idlule uphawu lwamaRandi angu-70 ngebhereli . Ngempela, ingenye yezizuzi ezinkulu zedola laseMelika elibuthakathaka, enobudlelwano obuqondile phakathi kwalezi ezimbili.
Futhi awukwazi ukukhohlwa okungenzeka kwezinye izinto zokusetshenziswa. Ikakhulukazi lezo ezixhumene nokudla okuyinhloko nokuthi ungazinikeza injabulo engaphezu kweyodwa uma uvula izikhundla okwamanje. Kodwa-ke, bazodinga ulwazi olukhulu futhi olunzulu ngezimakethe zabo zezezimali. Ngaphezu kwalokho, kuzodinga ukuthi ukhulise utshalomali lwakho kusuka kumikhiqizo yezezimali ehluke ngokuphelele kunaleyo oyisebenzise kuze kube manje.
Ukusebenza ezimakethe zezezimali
Vele, amathuba amasha akuvulekela ukwenza imali oyongile izuze. Ezinye zizoba ngokujwayelekile noma kancane, kepha ezinye ngokuqinisekile zizoqala ngezindlela ezintsha zokutshala imali. Ukuze ngale ndlela, usesimweni esingcono sokwengeza ukunyakaza emhlabeni wonke wemali. Ngokuya ngezenzo ezilandelayo esikuvezela zona ngezansi.
- Kufanele wenze ifayela lakho le- ukulinganisa kokuqala ezimakethe zemali. Umsebenzi wayo uzoba kumazinga angaphezu kokujwayelekile. Yize njalo ngaphansi kwezindlela zokutshala imali ezinesizotha. Njengomphelelisi otshalweni lwakho olujwayelekile ezimakethe zezimali.
- I-Los izimakethe ezihlukile kuzoba ezinye zezikhungo lapho kufanele ubheke khona ukubeka imali yakho. Uneziphakamiso ezanele zokwanelisa isidingo sakho, ngisho nakwezimpahla zezimali eziyinqaba ezingabonakala kuwe okwamanje.
- Ukuqhubeka kwehle ngentengo yedola laseMelika kufanele kwenze shintsha iphothifoliyo kwezinye izindlela ezahlukahlukene. Kuze kube seqophelweni lokuthi kufanele ushintshe lonke utshalomali obenalo kuze kube manje.
- Kwezinye izimali zokutshala imali, nokuvikela utshalomali lwakho, akukho okunye ongakwenza ngaphandle kwalokhu vala imisebenzi yakho ngemali enenkontileka, kulokhu i-euro. Kuyisu elisebenza kahle kakhulu kulezi zikhathi.
- Qaphela kakhulu nge imikhiqizo yezimali eyinkimbinkimbi. Kufanele wazi ukuthi ungasebenza kanjani nabo esimweni esikhethekile njengalesi, nedola lilungisa ngokuqhubekayo izikhundla zalo. Kuphela uma unolwazi lapho ungavula khona izikhundla kulezi zinhlobo zokonga.
- Ngeke ube nokunye ongakwenza ngaphandle kokubheka amafa ezezimali lokho bacashunwe kumadola noma ama-euro. Ngoba ngokuya ngokuhlukahluka okubalulekile, bazothambekela ngokwengeziwe ekwamukeleni inselelo yesidingo sakho esisha. Njengesibonelo salesi simo, izinsimbi eziyigugu zihlala zifakwa kuhlu kowokuqala. Kuzoba yisiginali encane ngalokho okufanele ukwenze ngemali yakho.
- Futhi ekugcineni, unganqikazi ukunweba kulezo zimakethe zezezimali lo mkhuba wemali yaseMelika uzuzisa kakhulu. Hhayi labo abasafufusa kuphela, kepha ngisho nabanye ngaphezu kwezikwele ezingaphandle ukuthi kuze kube manje ubungakacabangi ukuwafaka.