Enye indlela yokutshalwa kwezimali zamasheya itholakala ekukhetheni amasheya avikelayo noma alondolozayo. Lokhu kuvumela abatshalizimali ukuthi bavikele kangcono izikhundla zabo ezimakethe zezimali, kungakhathaliseki ukuthi imakethe injani. Lokhu kuvikelwa kudlulela ngale kwamasheya ukuze kufakwe imikhiqizo yezezimali enamandla kakhulu njengeziqinisekiso, ukuthengiswa okufushane, noma ngisho nezinketho zesikhathi esizayo. Lokhu kubenza bakwazi ukuzulazula kuzo zonke izimo zemakethe yamasheya, kufaka phakathi lezo ezingabafanele kakhulu izintshisekelo zabo.
Leli cebo, yize liphephile, aliqinisekisi imbuyiselo eqondile. Ekugcineni, yimakethe yamasheya enazo zonke izici eziyisisekelo zokuthengiselana okuvulekile ezimakethe zezimali. Kunoma ikuphi, lezi zinyathelo zihloselwe iphrofayili yabatshalizimali echazwe kahle kakhulu : abasebenzisi asebekhulile, abangavimbeli kakhulu ingozi, ababeka phambili ukuphepha ekuthengiselaneni kwabo. Ngokusekelwe kulezi zizathu ezilula, bazoba sesimweni sokukhetha lolu hlobo lokutshalwa kwezimali oluhlukile.
Kuzo zonke izimakethe zamasheya, kufaka phakathi eyaseSpain, uzohlala uthola amasheya analezi zici. Abonisa ukuguquguquka okuncane uma kuqhathaniswa nezinye izinketho zamasheya. Avela emikhakheni eyahlukene, anele ukwanelisa izidingo zakho kusukela manje kuya phambili. Lokhu kutshalwa kwezimali akukuhle noma kubi kunezinye, kodwa kumane kuhlukile, futhi kwenzelwe iqembu elithile labatshalizimali abanezinhloso ezithile.
Amanani wokuzivikela kanjani?
Ungazibona kalula lezi zitoko. Isu elilodwa lihilela ukuqapha ukunyakaza kwentengo yezinkampani ezisohlwini. Ngempela, azivamile ukuzwa ukuguquguquka okukhulu phakathi kwamanani azo aphezulu naphansi kakhulu. Ngokuphambene nalokho, ukunyakaza kwentengo yazo yansuku zonke kubonisa ukuguquguquka okuncane. Kuze kube seqophelweni lokuthi ukuhweba kwangaphakathi kwansuku zonke kunzima kakhulu kulezi zitoko , okudinga ukuguquguquka okukhulu ekulinganisweni kwazo kwansuku zonke. Lesi sici sicacile cishe kuzo zonke.
Esinye isici esibalulekile yinani labo lokuhweba elivame ukuba phezulu, lapho abathengi nabathengisi abaningi beshintshana ngamasheya . Nakuba lawa masheya ngokuvamile eyizinkampani ezinkulu neziphakathi nendawo, ahlanganisa nezinkampani ezinesisindo esincane kuma-equity indices amakhulu. Amasheya okuzivikela, akumangalisi, aphakathi kwalawo athandwa kakhulu ngabatshalizimali abancane nabaphakathi, abathembekile kulolu hlobo lwesu lokutshala imali.
Kepha okokuqala kuzodingeka ukucacisa ukuthi yimiphi imikhakha yemakethe yamasheya engafaka kakhulu lesi sigaba samanani akhetheke kangaka. Yebo, ezinye zizokwaziwa yibo bonke, kepha kuzoba nezinye izindaba ezingakumangaza kusukela kulo mzuzu oqondile. Ukufika ezingeni lokuthi yiziphakamiso okuyizinto ezihlaziywa yizinkampani zabaphathi eziphethe ukulungiselela izimali zokutshala imali. Ngakho-ke ngale ndlela, usesimweni esihle kakhulu sokuchaza isu lakho lokwenza imali oyongile ikwazi ukwenza inzuzo ngeziqinisekiso ezinkulu zempumelelo.
Wonke ama-electrics ngokujwayelekile

Uma kukhona umkhakha owodwa ovelele njengempahla yokuzivikela, ngokungangabazeki umkhakha wezinsiza zikagesi. Bahlangabezana nazo zonke izidingo zokuba yingxenye yaleli qembu elikhethiwe lamasheya aseSpain. Ngaphezu kwalokho, bakuvumela ukuthi uqoqe izinkokhelo zezabelo abazinikeza abanikazi bamasheya abo, ngembuyiselo yonyaka eqondile esukela ku-3% kuya ku-8% . Ngale ndlela, ungaba nengxenye yemali engenayo eqondile ngaphakathi kwephothifoliyo yakho yezabelo, umvuzo wabatshalizimali abalondolozayo kakhulu ezimakethe zezimali. Kunoma ikuphi, kufanele nakanjani bafakwe kuphothifoliyo yakho yokutshalwa kwezimali.
Lolu hlobo lwesitoko lubonakala nangokusebenza kwalo okungcono kakhulu uma kuqhathaniswa nezinye izimpahla zemakethe yesitoko ngesikhathi sezimo zemakethe yezezimali ezingezinhle kakhulu . Ngokuphambene nalokho, bathola umphumela ophambene ngesikhathi sokunyuka kwentengo, njengoba ukwenyuka kwentengo yabo kungenamandla njengakwamanye amasheya. Kunoma ikuphi, ngeke bakwenze usozigidi, kodwa ngesizathu esifanayo, ngeke ulahlekelwe yimali futhi uma ukhetha ukutshala imali kuzo. Zinikeza ukuzinza okukhulu ezikhundleni zakho ngaphansi kwanoma yiziphi izimo zomnotho.
Umkhakha wokudla: ukuzivikela
Uma ufuna amasheya okuzivikela, kufanele ucabangele izinkampani emkhakheni wokudla. Zingakhula ngisho nangezikhathi ezinzima kakhulu ezimakethe zezimali, zidlule ezinye. Lokhu kungenye yezinzuzo ezibalulekile ezinikezwa yilawa masheya, kanye nokuguquguquka kwawo okungekho nhlobo. Ekugcineni, lokhu kuzoba yinzuzo enkulu yokuvikela izintshisekelo zakho njengomtshali-zimali omncane noma ophakathi nendawo.
Kodwa-ke, enye yezingqinamba zokutshala imali kulezi ziphakamiso zemakethe yamasheya ukukhetha okulinganiselwe okunikezwa yi-Spanish stock exchange . Ngempela, ngeke ube nokukhetha okuningi. Esikhundleni salokho, kuzodingeka uhlaziye izinkomba zale ndawo ngokwemininingwane ethe xaxa. Uzobhekana nobunzima obuningi kunokulindelekile, futhi kuzo zonke izimo, uzokhawulelwa yimigqa yebhizinisi ethuthukiswe yizinkampani ezikulesi sigaba sokuzivikela.
I-Ebro noma i-Campofrio zizoba phakathi kwamasheya ambalwa ahlangabezana nezidingo zakho zokutshalwa kwezimali. Ngeke ube nakukhetha ngaphandle kokubheka kwezinye izimakethe zamazwe ngamazwe lapho kunezinketho eziningi, njengezimakethe zamasheya zaseFrance noma zaseMelika. Kodwa-ke, lokhu kuzobiza amakhomishini aphezulu kunalawo akhokhiswa ezimakethe zasekhaya. Lokhu kuzoba ngenye yezimfuneko okuzodingeka uhlangabezane nazo ukuze ugcwalise isifiso sakho sokutshala imali kumasheya avikelayo kakhulu.
Vele, elinye lamasu ongawasebenzisa kusuka manje kuqhubeke ukufaka noma iyiphi yalezi zimiso kwiphothifoliyo yakho. Ngaphansi kwamaphesenti afanele kakhulu ngokuya ngephrofayili oyivezayo njengomtshalizimali othengisa. Kuzo zonke izimo, zizokunikeza ukuzinza okukhulu futhi zizokuvimbela ekubeni namakhanda ambalwa lapho izinto zingakhuli njengoba ubulindele kwasekuqaleni. Kuyintela encane oyokhokha ngokusebenzisa lelisu elikhetheke kakhulu.
Abashuwalense nabo abaswele

Njengoba bekulindelekile, izinkampani zomshuwalense ziyingxenye ebalulekile yalesi senzakalo esiyingqayizivele. Zinikeza umugqa webhizinisi ozinzile nohlanganisiwe ngama-akhawunti azo ezinkampani. Kodwa-ke, lo mkhakha ubhekene nenkinga enkulu yeminikelo elinganiselwe. Njengoba kunezitoko ezimbalwa kangaka ezitholakalayo, ziyehluleka ukuhlangabezana nesidingo sabatshalizimali. Eqinisweni, yiMapfre neCatalana de Seguros kuphela ezimelelwe ku-Spanish stock exchange . Njengoba ubona, kuneziphakamiso ezimbalwa kakhulu zokwenza imali yakho ikhule.
Uma lokhu kuyisifiso sakho, ngeke ube nakukhetha ngaphandle kokuphendukela ezimakethe zamasheya zezwekazi elidala, lapho izinkampani ezibaluleke kakhulu kulo mkhakha zimelelwe khona. Amasheya aseJalimane , ikakhulukazi, afaka inani elikhulu kakhulu lezinkampani zalolu hlobo, ezimele zonke izinhlobo zamabhizinisi kanye nemigqa yebhizinisi. Ngempela, lawa amasheya okuzivikela, kodwa iminikelo yawo ayanele ukuhlangabezana nezidingo zakho zokuvula izikhundla ezimakethe zamasheya.
Izikhungo ezinkulu zokusabalalisa

Lezi zinkampani ziyingxenye yezinketho zokutshalwa kwezimali ezilondolozayo kakhulu zabagcini bemali, yize zinezinkinga ezifanayo nezibonelo zangaphambilini, ikakhulukazi mayelana ne-Spanish stock exchange. I-DIA ingenye yabameleli abambalwa onayo ukuze wenze ukuthengiselana kokuthenga kube semthethweni. Kuzodingeka futhi ubheke kwezinye izimakethe zezimali ukuze uhlangabezane nezinhloso zakho, ngesizathu esilula kakhulu: izikhungo eziningi zokusabalalisa ezinkulu azithengiswa esidlangalaleni. Izibonelo ziyamangaza: I-El Corte Inglés, i-Mercadona, ne-Eroski zimbalwa nje.
Kunoma ikuphi, kuhlale kuwuphawu lokuzinza kokulondoloza imali egciniwe. Futhi basabalalisa ngisho nezabelo kubanikazi bamasheya abo ukuze bandise ukukhanga kwabo kubasebenzisi bemakethe yamasheya. Akuyona imboni ehlakaniphile njengaleyo yangaphambilini, futhi ineminikelo elinganiselwe kakhulu kunanoma yiziphi izimo. Kuze kube seqophelweni lokuthi ithathelwa indawo kalula kunaleyo esesivele ishiwo. Ibone inani eliphezulu lokuhweba eminyakeni yamuva, emzamweni wokuheha inani elikhulu labatshalizimali abancane nabaphakathi.
Ngamafuphi, unezinketho eziningi emikhakheni yokuzivikela kakhulu yezimakethe zezimali. Manje kukuwe ukukhetha ezingcono kakhulu zokukhulisa ingcebo yakho kusukela manje kuya phambili. Izinketho zokulondoloza ziyatholakala nakwezinye izimpahla zezimali , kufaka phakathi izibambiso zemali engenayo egxilile. Isibonelo, isikweletu sikahulumeni, igolide, amabhondi, ngisho namafutha kungaba yindlela efanelekile ngezinye izikhathi. Kwezinye izimo, lokhu kunikeza amandla amakhulu okukhula.
Ukutshala imali okuvikelayo, ngakolunye uhlangothi, kuyingxenye yezwe lemali okufanele uyihlaziye. Ngokuyinhloko ngoba kuzokunikeza ukuthula kwengqondo okwengeziwe lapho ubhekene nokuphambuka okungenzeka ezimakethe zezezimali. Akumangalisi ukuthi kuzoba enye indlela yokwenza ukonga kwakho kube nenzuzo.