Njengoba sekusele amasonto amathathu kuze kuphele lo nyaka wezi-2022, ukungaqiniseki okutholwa umkhakha wokutshalwa kwezimali kwamasheya kusekhona. Iminotho emikhulu iyaqhubeka nokungakhombisi izimpawu ezithile zokululama okuzayo. Ngaphezu kwalokho, ngokwesaba okusabalele mayelana nokuwohloka komnotho okungase kube nzima kithina ukukhetha ukuthi sizoyibeka kuphi imali yethu ngonyaka olandelayo. Ngakho-ke namuhla sizokunikeza imibono emi-4 yokutshala imali ukuze ubeke iphothifoliyo yakho ekuqaleni kuka-2023.
Umbono #1: Izitoko zomkhakha wezamandla.⚡
Njengoba sibonile kulo nyaka wonke ka-2022, ukutshalwa kwezimali ku amandla amasheya Bazozuza kusukela ekushintsheni emithonjeni yamandla enekhabhoni ephansi, njengamalahle. Lokhu kufaka phakathi izinkampani zamandla kumapayipi egesi yemvelo kanye nezindawo zokugcina amandla (izinkampani ezisiza izinsiza zokuthutha), kanye nezinkampani zamandla avuselelekayo.
Eziningi zalezi zinkampani zihweba ngesaphulelo ziye emakethe yokutshalwa kwezimali yamasheya yase-US ngokuvamile (ngokusekelwe kumamethrikhi okulinganisa njengesilinganiso se-P/E) futhi zisinikeza ukukhula ngokuhambisana nemakethe iyonke, kodwa ngokusimama okukhulu (uma kubhekwa ukuthi amandla abaluleke kakhulu) futhi bakhokha izinzuzo ezinhle.
Imaphi ama-ETF esinawo ukuze sithole ukuchayeka kulo mbono?
Ukuze sisebenzise ithuba lokutshala imali ezitokweni zomkhakha wamandla ngendlela ehlukahlukene, sinezinketho ezimbalwa. I-MLP & Energy Infrastructure ETF (MLPX) noma i-L&G US Energy Infrastructure MLP UCITS ETF (XMLP) isinika ukufinyelela okubanzi kubhasikidi wezitoko eziyingxenye yomkhakha wengqalasizinda yamandla wase-US. Kunalokho, ukuze sithole ukuchayeka kumandla avuselelekayo, singatshala ku-iShares Global Clean Energy UCITS ETF (ICLN).
Umbono #2: Amasheya aseYurophu naseJapane.️
Ukuhamba kancane kwezinga lenzalo kuyenyuka ezimakethe ezinkulu ezithuthukile kanye nokukhuphuka okungenzeka kabusha ekukhuleni komnotho waseShayina ngonyaka ozayo kungaba iresiphi yokutshala izimali ezitokweni ezingezona ezase-US ukuze kunikezwe imbuyiselo enhle, ikakhulukazi ezwenikazi elidala (iYurophu) naseJapane. Ikakhulukazi, sincoma ukuchayeka ekutshalweni kwezimali kumasheya emkhakheni wezimboni, izinto zokusetshenziswa, ithusi namafutha.
Imaphi ama-ETF esinawo ukuze sithole ukuchayeka kulo mbono?
Ukusizakala ngokutshala imali kumasheya alo mbono ngendlela ehlukene, sinezinketho ezimbalwa. Ezweni lase-Japan, singathola ukuchayeka nge-iShares MSCI Japan ETF (EWJ) noma i-WisdomTree Japan Hedged Equity Fund (DXJ). Kunalokho, ukuze sithole ukuchayeka kubhasikidi ohlukahlukene wezimpahla zase-Europe, singatshala ku-Vanguard FTSE Europe ETF (VGK) noma ku-WisdomTree Europe Hedged Equity Fund (HEDJ).
Umbono #3: Amasheya Emakethe Ekhulayo.
Amazwe amaningi asafufusa “angabathengisi abaphuma kwamanye amazwe,” okusho ukuthi, athengisa izimpahla eziningi phesheya kunalezo azithenga kwamanye amazwe. Uma umnotho womhlaba wenza kahle, benza kangcono nakakhulu. Kodwa futhi kungenxa yokuthi abatshalizimali bavame ukuthutheleka kwezomnotho ezisafufusa ngezikhathi ezinhle, befuna inzuzo ephezulu ngokutshala izimali zabo kwezomnotho, ezimakethe zamasheya kanye nezimali. Ngezinga lokuthi Idola laseMelika liyancipha, ingcebo yohulumeni nezinkampani emazweni asafufusa iyathuthuka.
Lokho kungenxa yokuthi imali abayikweletayo ivamise ukuba inani lamadola, okusho ukuthi bangakwazi ukuyibuyisela leyo mali (futhi baxhase ukukhula kwesikhathi esizayo) ngesaphulelo. Njengoba saphawula ezinyangeni ezimbalwa ezedlule esihlokweni mayelana izimakethe ezikhulayo, le minotho izozuza kakhulu ekuvuseleleni umnotho ngokushesha.
Imaphi ama-ETF esinawo ukuze sithole ukuchayeka kulo mbono?
Ukuze sithole ukuchayeka ezimakethe ezisafufusa, singatshala ku-iShares MSCI Emerging Markets ETF (EEM) noma ku-Vanguard FTSE Emerging Markets ETF (VWO). Uma sifuna ukutshala imali endaweni ethile, sinezinketho ezimbalwa. Isibonelo, e-Indonesia singatshala ku-iShares MSCI Indonesia ETF (EIDO). E-Brazil sine-iShares MSCI Brazil ETF (EWZ). Okokugcina, esifundeni sase-Latin America, singathola ukuchayeka nge-iShares MSCI EM Latin America UCITS ETF (LTAM).
Umbono #4: Izitoko zase-US.
Umbono wezomnotho omkhulu ka-2023 wokutshala imali ezitokweni zase-US ubikezela ikusasa elihle kubo. Abahlaziyi nabatshalizimali balindele ukuthi izinga lenzalo likhuphuke ngekota yokuqala yonyaka ozayo futhi, njengoba abatshalizimali beqala ukulungiselela ukuncishiswa kwenani eliqhubekayo, idola laseMelika lizokwehla uma liqhathaniswa nezinye izimali, okuzothuthukisa inzuzo ngokutshala izimali ezitokisini zase-US.
Kodwa akuzona zonke izinkampani zaseMelika ezifanayo; Uma sibheka phambili onyakeni ozayo singaphinde sibone ukutshalwa kwezimali ekukhuleni kwamasheya kanye namasheya anengeniso enhle ekhula. Ikakhulukazi, izinkampani ezihamba phambili yilezo ezinemali eningi ukumelana nemiphumela yokuwohloka komnotho kanye namazinga enzalo aphezulu.
Imaphi ama-ETF esinawo ukuze sithole ukuchayeka kulo mbono?
Ukuze sikwazi ukusizakala ngalo mbono wokutshala imali emasheya ase-US ezinkampanini ezihlangabezana nemibandela eshiwo (ukukhula okuphezulu kanye nenzuzo), sinezinketho ezimbalwa kodwa ezinhle zekhwalithi. Enye yezinketho ezinhle kakhulu i-iShares MSCI USA Quality Factor ETF (QUAL). Ngokuqondene nezitoko ezinenzuzo enhle, sine-S&P 500 Dividend Aristocrats ETF (NOBL) esinikeza ukuchayeka ezinkampanini zase-US ezikhulise izinzuzo zazo okungenani iminyaka engu-25 ilandelana.