Enye yezinkinga ezibhekene nezinkulungwane ngezinkulungwane zabatshalizimali abancane njengamanje ukuthi iyiphi inkomba yemakethe yesitoko okufanele bayikhethe. Ingabe kufanele bakhethe inkomba yesilinganiso saseSpain, i-Ibex 35, noma i-Eurostoxx 50, emele imakethe yesitoko yaseYurophu? Lokhu kukhetha kuvame ukuholela ekunganqumeni phakathi kwabagcini bemali. Nakuba, ngokomthetho, zombili ziyizinkomba ezibalulekile zezabelo zesifunda esifanayo sezomnotho eYurophu, leli qiniso kufanele lisho ukuthi ukusebenza kwazo ezimakethe zezimali kufanele kufane kakhulu.
Kunoma ikuphi, kuzobaluleka kakhulu ukuthi uqaphele umehluko omncane phakathi kwalezi zindawo ezimbili zokushintshana. Zingaba yinto enqumayo ekukhetheni kwakho kokugcina kwemakethe eyodwa noma enye. Nakuba umehluko ungeke ube mkhulu noma ube mkhulu , njengoba ungase ube mkhulu ezimakethe ngaphesheya kwe-Atlantic, e-Asia, noma kwenye indawo ekude noma engavamile. Ukuze sikunike isithombe esicacile kusukela manje kuqhubeke, sizokusiza ukuthi ufunde kancane ngalezi zikhungo zezimali lapho kuthengiswa khona izibambiso eziyizigidi eziningana nsuku zonke.
Empeleni, akukho okungcono noma okubi ngokwemvelo. Kuncike ekungeneni kwemvelo kwemakethe ngayinye yezezimali. Umongo wezomnotho jikelele kanye nezinkomba ezibalulekile zomnotho nazo zizoba yisici esibalulekile. Kodwa-ke, into eyodwa iqinisekile: ukuguquguquka kwentengo kulawulwa kahle kakhulu , kokubili phezulu naphansi, njengoba kuye kwabonakala eminyakeni yamuva. Ngempela, sezibe yizindawo ezimbili zokuhwebelana ngamasheya ezingashintshi kakhulu emhlabeni.
Kufanele ngingene ku-Eurostoxx?
Inkomba yesilinganiso saseYurophu ihlanganisa izinkampani eziningi ezibaluleke kakhulu zaseSpain ezisohlwini lwe-stock exchange. Phakathi kwazo, njengoba kulindelekile, kukhona ama -blue chips : i-BBVA, i-Iberdrola, i-Banco Santander, i-Endesa, ne-Repsol. Ngenxa yalokho, ungatshala imali yakho eyongiwe kunoma iyiphi yezimakethe ezimbili zezimali lapho amasheya azo ehwebelana khona. Kodwa-ke, kuzohlala kunenzuzo enkulu ukukhetha inkomba yesilinganiso saseSpain. Lokhu kungenxa yokuthi inikeza izimali ezincintisana kakhulu, ngamanani aphansi kunalawo aseYurophu, okuzokusiza ukuthi ukhiqize imali eningi njalo uma uvula noma uvala izikhundla kunoma yiziphi izibambiso zayo.
Kusukela kulo mbono, ngeke ube nokungabaza ngokuthi uzoya kuphi ukuze utshale imali emasheya. Vele, uzokwenza, kodwa kunezinye izici ezizoba nomthelela omkhulu esinqumweni sakho sokugcina. Ungakhohlwa ukuthi i-Eurostoxx 50 ifaka amasheya avela ezitolo ezinkulu zamasheya eYurophu. Kangangoba uzothonya ukusebenza kwayo, kungakhathaliseki ukuthi iya phezulu noma yehla. Kodwa ngokuphambuka okuncane kunoma iyiphi indlela. Kunoma ikuphi, laba bangabanye babantu abazokwamukela imali yakho egciniwe eminyakeni ezayo.
Ukuvela kwezinkomba ezimbili
Okokuqala, ungase uzibuze ukuthi iyiphi imakethe esebenza kahle kakhulu njengamanje. Nokho, imakethe yamasheya yaseSpain yayiyinkomba yaseYurophu esebenza kahle kakhulu ngekota yokuqala yonyaka. Abatshalizimali abancane nabaphakathi babonakala sengathi baphinde baphinde bathembela kule makethe yamasheya. Eqinisweni, kuze kube manje kulo nyaka, i-Ibex 35 ikhule ngaphezu kuka-10% . Lokho cishe kuphindwe kabili ukusebenza kwamasheya ase-continental, akhule cishe ngo-5% phakathi nalesi sikhathi. Ngokusekelwe kulolu hlaziyo, kubonakala sengathi ukutshala imali emakethe yamasheya yaseSpain kuyindlela enconyelwa kakhulu yokwenza.
Kodwa isinqumo okuzodingeka usithathe kusukela manje asilula kangako. Isizathu ukuthi ukusebenza komkhakha wamabhange waseSpain kuzoba okubaluleke kakhulu. Awukwazi ukukhohlwa isisindo esikhulu samaqembu ezezimali kuma-equities , kakhulu kakhulu kunase-Eurostoxx 50, ebonakala ngokwakheka okulinganiselayo kwezinkomba zayo zemakethe yamasheya. Kunoma ikuphi, kuzoba yisici okufanele usicabangele lapho uzulazula ezweni lezezimali elihlala liyinkimbinkimbi.
Ngempela, i-Eurostoxx 50 ayikhululekile nhlobo emaqenjini amakhulu ezezimali. Kodwa-ke, ikhule kancane kune-index kazwelonke. Kodwa kubalulekile ukuqaphela ukuthi ukulungiswa kwentengo yayo bekulokhu kubambezeleka iminyaka eminingi. Le mininingwane encane ingase ibeke izikali esikhaleni se-index eyodwa noma enye. Izici zayo zobuchwepheshe zizoba esinye isici okufanele sicatshangelwe kusukela manje kuya phambili.
Isimo kumathrendi
Naphezu kwakho konke, iqiniso lokuthi izimakethe zomhlaba wonke zombili okwamanje zibhekene nokuthambekela okukhuphukayo nalo lizoba yinto ebaluleke kakhulu . Akuyona into ebaluleke kakhulu, kodwa uzuza noma kunjalo. Bangase bazame ukufinyelela amazinga amasha aphezulu kunawo wonke. Umbuzo uzoba ukuthi bangakwazi yini ukunqoba amazinga abo okumelana azayo. Kwezinye izimo, lokhu ngokuqinisekile ngeke kube nzima ngenxa yezinkinga zezepolitiki ezithinta eminye yeminotho emikhulu e-Eurozone.
Ithonya lezinga lenzalo emnothweni waseYurophu kuzodingeka liqashwe, ikakhulukazi uma iBhange Elikhulu laseYurophu linquma ukushintsha isu lalo lezimali futhi liwanyuse kulo nyaka. Ithonya lalo lizoba yinto ebalulekile ekuqhubekeni komkhuba okhuphukayo wezinyanga zakamuva kuzo zombili izinkomba zamasheya. Kuze kube seqophelweni lokuthi
Ngalo mqondo, yize zombili zixhunywe ezinqumweni zebhange elikhipha iYurophu, inkomba yezwekazi yamukela kakhulu yonke imisebenzi. Ngokufana cishe nesikhathi sangempela sakho konke okwenzeka endlunkulu yesikhungo sezezimali. Akumangalisi ukuthi kungabonakala njengomkhulumeli wakho embonini yezimali. Ngenkathi i-Ibex 35 ezimweni eziningi ekwenzayo ihambisana nokuthambekela kwalesi sikhombisi sesitoko. Ngokufana okubalulekile phakathi kwalaba ababili nokuthi izikhathi eziningi amanani abo ahlala emazingeni afanayo okukhuphuka noma okuwa.
Ungathengisa kanjani ngalezi zinkomba?
Ukutshala imali kulezi zinkomba zezabelo kulula kakhulu futhi kuqondile, futhi kungenziwa ngebhange lakho elijwayelekile. Kungakhathaliseki ukuthi kusegatsheni, kukhompyutha yakho , noma ngisho nakuthebhulethi yakho noma kuselula, udinga nje ukuba yikhasimende lesikhungo sezezimali. Lokhu kuyimisebenzi elula ehluka kuphela emalini yabo yekhomishini. Ngempela, ukuhweba ezimakethe zasekhaya kushibhile njalo kunokuhweba phesheya. Lokhu kungenye yezinzuzo zokukhetha le ndlela yokutshala imali.
Izindlela zokusebenza ziyafana kuzo zombili izimo, ngaphandle komehluko nhlobo. Udinga nje ukukhetha imakethe lapho uthanda ukukhulisa khona imali yakho. Yilokho kuphela. Lesi sinqumo singasuselwa ekuthambekeni kwamanje kwezinkomba. Kwezinye izimo, inketho eyodwa ingaba engcono kakhulu, kanti kwezinye, umncintiswano wayo ezimakethe zezimali. Zombili izinketho zinikeza iqembu elikhethiwe lezinkampani ezingahlangabezana nezidingo zakho zokungena nokuphuma kulezi zimakethe zezimali.
Yini engcono manje?
Njengamanje, umbono wezobuchwepheshe we-Ibex 35 ngokuqinisekile uthembisa kakhulu kunowenkomba yemakethe yamasheya yaseYurophu. Kodwa-ke, lesi simo ngeke sihlale siyiqiniso, ngisho nangesikhathi eside. Izinguquko zingenzeka nganoma yisiphi isikhathi, kodwa ngaphandle kokunyakaza okuphawulekayo noma ukunqamuka okuphawulekayo phakathi kwezinkomba ezimbili zemakethe yamasheya. Uketshezi luyinto evamile kuzo zombili izimakethe zezimali, kuze kube seqophelweni lokuthi ungangena futhi uphume ezikhundleni nganoma yisiphi isikhathi ngaphandle kwezinkinga.
Kubalulekile futhi ukuqaphela ukuthi zombili izimakethe zibhekene namaqiniso ezomnotho e-Eurozone, futhi-ke, nezinga lokushintshana kwe-euro ngezimali ezinkulu zamazwe ngamazwe, njengoba kunjalo nakwezinye izitolo ezinkulu zamasheya zamazwe ngamazwe. Kodwa-ke, i-Eurostoxx inobukhona bemakethe yomhlaba wonke obanzi kunenkomba yethu, ngezizathu wonke umuntu azoyiqonda, okwenza kube uphawu olubalulekile lwamasheya aphesheya.
Njengamanje, amasheya e-Ibex 35 akhanga kakhulu, futhi amathuba aphezulu okukhula . Kodwa-ke, kuyalulekwa ukuthi kuqashelwe, njengoba lezi zinhloso zinganyamalala nganoma yisiphi isikhathi ngenxa yokushintsha kokulindela emakethe yamasheya eminyakeni ezayo, ikakhulukazi uma kucatshangelwa isiphithiphithi sezepolitiki kwamanye amazwe angamalungu e-European Union, ikakhulukazi isimo esizungeze iFrance kanye nethuba lokushiya i-euro.
Kunoma ikuphi, isinqumo sokukhetha inkomba yesitoko esisodwa noma esinye siyoba nawe. Akekho omunye, yize kufanele isuselwe kuzinhloso ezisiza ukuthi uhlele ukusebenza. Ngenhloso echazwe kahle futhi lokho akuyona enye ngaphandle kokuthola okuningi esimeni sakho njengomtshalizimali omncane naphakathi. Okuwukuphela kwalokho okuyikho, njengoba uzokwazi kahle ngeminyaka yakho eminingi yolwazi ezimakethe zezezimali.