Imali mboleko yama-euro angu-50.000 ngo-0% wendlu yokuqala
Imali mboleko ye-ICO ivumela kufikela ku-€50.000 ngenzalo engu-0% yenkokhelo yokuqala yendlu yakho yokuqala. Hlola izidingo, amanani, imigomo, kanye nombhalo omncane.
Imikhawulo emisha yokuqasha amakamelo: imikhawulo kanye nezinkontileka zesikhashana
Ukuqasha amakamelo: inani lokuqasha alikwazi ukudlula lonke ifulethi futhi izinkontileka zesikhashana zizolawulwa ngokuqinile.
I-Euribor iyakhuphuka futhi ibeka ingcindezi ekukhokheni imali mboleko yendlu eguquguqukayo
Izinga le-Euribor livala ngoSepthemba liphezulu futhi izimali mboleko zenzalo eziguquguqukayo ziyabiza kakhulu: hlola ukuthi inkokhelo yakho izokwenyuka kangakanani nokuthi ochwepheshe balindeleni.
Imithetho emibili yezindlu yokuvimbela ukuxoshwa kwabantu kanye nokulawula ukuqasha
Uhulumeni uvuma imithetho emibili yezindlu enezinyathelo zokulwa nokuxoshwa kwabantu, imikhawulo yerenti, izinga le-VAT kwezokuvakasha, kanye nezibonelelo zokuthenga. Amaphuzu abalulekile kanye nezimpendulo.
Izimali zamanqe, ukuxoshwa kwabantu, kanye nomthetho obonakala ungaphasiswa
Ukuxoshwa kukaMaricarmen kuvuselela impi yokulwa nezimali zamanqe: umthetho uvinjelwe, amavoti ePhalamende kanye nemindeni eminingi esengozini.
Ukubolekwa kwemali mboleko yendlu kuyehla ngenkathi amanani emali mboleko kanye nezinga lenzalo kukhuphuka.
Ukusayinwa kwezindlu zemboleko kwehle ngo-3,5% ngoJulayi, kodwa isilinganiso semali mboleko sifinyelele phezulu kakhulu futhi izinga lenzalo lidlule u-3%. Bheka idatha ngesifunda.
Ukuhlaziywa Kwezinkokhelo Zemali Yendlu Ngokwe-INE
Thola ukuthambekela kokudliwa kwezindlu ngokwe-INE (National Institute of Statistics). Ingabe ukuxoshwa kwabantu kuyancipha? Sihlaziya idatha yezindlu nezindawo zasemadolobheni lapha.
Izinga le-Euribor liyakhuphuka ngoSepthemba, okwenza izimboleko zezindlu eziguquguqukayo zibize kakhulu.
Izinga le-Euribor lezinyanga ezingu-12 lenyuke kakhulu ngoSepthemba, lafinyelela cishe ku-3,4%. Lizokwenyuka malini imali mboleko yakho yendlu? Sizokutshela umthelela wangempela kanye nezibikezelo.
Izimali mboleko zezindlu ezinhle kakhulu ngoSepthemba: amanani azinzile asuka ku-2,55% kanye namanani ahlanganisiwe anesilinganiso sokuqala esingu-1,80%.
Izimali mboleko zezinga elimisiwe ziqala ku-2,55% APR e-Ibercaja, izimali mboleko zezinga elihlanganisiwe ziqala ku-1,80% e-Sabadell, kanti i-Euribor iyakhuphuka futhi. Sizokutshela ngezipesheli ezinhle kakhulu nokuthi ungakhetha kanjani eyakho.
I-Euribor ikhuphuka ngoSepthemba, okwenza izimboleko zezindlu eziguquguqukayo zibize kakhulu.
Izinga le-Euribor lisondela ku-3,1% ngoSepthemba futhi lizobangela ukuba izinkokhelo zezindlu eziguquguqukayo zikhuphuke kakhulu. Thola ukuthi kuzothinta kanjani ezezimali zakho nokuthi siyini isibikezelo sika-2026.
Umhlahlandlela ophelele wokulinganisa izimpahla: Ukuhlolwa Okuku-inthanethi vs. Okusemthethweni
Ufuna ukwazi inani lendlu yakho? Thola umehluko phakathi kokuhlolwa kwe-inthanethi nokusemthethweni. Thola isilinganiso esinembile njengamanje!
Amaphuzu avelele esigabeni
Umhlahlandlela Ophelele Wokutshala Imali Kwezindlu Nendlela Yokukhulisa Inzuzo Yakho
Thola ukuthi ungabala kanjani inzuzo yangempela yendlu kanye namasu amahle kakhulu okutshala imali ngempumelelo nokukhulisa inzuzo yakho yonke.
IMadrid yandisa uhlelo lwayo lwemali mboleko engu-100% ukuze kube lula ukufinyelela ezindlini
Umphakathi waseMadrid wandisa uhlelo lwawo lwe-My First Home: izimali mboleko zezindlu ziqinisekisiwe kufika ku-100% kulabo abangaphansi kweminyaka engu-40, kanye nakufika ku-90% kulabo abangaphezulu kweminyaka engu-45. Umkhawulo wobudala obusha kanye nentengo ephezulu yama-euro angu-425.000.
I-Euribor isheshisa ukukhuphuka kwayo futhi yenza imali mboleko eguquguqukayo ibize kakhulu
I-Euribor ivale ngo-Agasti ngo-2,95%, okuyizinga layo eliphakeme kakhulu eminyakeni emibili; izimali mboleko zenzalo eziguquguqukayo zikhuphuka cishe ngama-euro angu-800 ngonyaka. I-ECB izokhuphula amazinga enzalo ngoSepthemba.
Imakethe yezindlu eSpain: ukwanda, amarekhodi kanye nokwehla komoya kubonakala kuphela eziQhingini zaseBalearic
Amanani ezindlu akhuphuka ngo-8,8% eSpain, iziQhingi zaseBalearic zibona ukwehla kwentengo, kanti iGranada iyaqhubeka nokukhuphuka kwayo. Sizokutshela yonke imininingwane yemakethe yezindlu.
Umhlahlandlela Ophelele Wokuthenga Umhlaba Nokwakha Ikhaya Lakho Langokwezifiso
Uphupha ngendlu eyakhiwe ngokwezifiso? Thola ukuthi kubiza malini ukwakha, ukuthi yiziphi izindawo ongakhetha kuzo, nokuthi ungonga kanjani imali efinyelela ku-20% endlini yakho.
I-Euribor idlula u-3% futhi yenza imali mboleko yezindlu eguquguqukayo ibize kakhulu.
I-Euribor yephula umkhawulo ongu-3% wamanani ansuku zonke, kanti isilinganiso sika-Agasti sikhuphukela ku-2,94%. Thola ukuthi imali mboleko yakho izokwenyuka kangakanani nokuthi ochwepheshe babikezela ukuthini ekupheleni konyaka.
Imali mboleko ebuyela emuva: phakathi kwesinqumo seNkantolo Ephakeme kanye nemakethe engakaqali ukusebenza
INkantolo Ephakeme ichitha izigaba ezihlukumezayo ezibolekweni zemalimboleko ezibuyela emuva, kodwa imakethe yaseSpain ayikakathuthuki. Amaqiniso, izidingo, namaphuzu ayisihluthulelo okuqonda lo mkhiqizo.
Imali mboleko yezindlu eshibhile kakhulu ngo-Agasti: ukuqhathanisa namaphuzu abalulekile okukhetha eyodwa
Ukuqhathaniswa kwezimali mboleko zenzalo ezishibhile kakhulu ngo-Agasti 2026: I-Ibercaja, i-Banca March, kanye ne-Sabadell zihola phambili. Thola ukuthi ungayikhetha kanjani engcono kakhulu.
Indlela yokufaka isicelo semali mboleko yendlu yokuqeda ubunikazi obuhlangene
Thola ukuthi ungaxhasa kanjani ukuqedwa kobunikazi obuhlangene, wonge intela, futhi uxazulule izinkinga zakho zobunikazi obuhlangene. Ngena futhi ufunde yonke imininingwane ebalulekile lapha!
I-Bankinter igxile enzuzweni yezindlu futhi isheshisa ukukhula kwayo emhlabeni jikelele
I-Bankinter ithola u-€605 million engxenyeni yokuqala yonyaka, yehlisa ukukhiqizwa kwezindlu zemalimboleko eSpain ngo-34%, futhi iqinisa ukwanda kwayo eNetherlands nase-Ireland. Thola yonke imininingwane.
Amabhange abala kanjani imali engenayo yerenti lapho enikeza imali mboleko yendlu?
Ufuna ukusebenzisa imali yakho engenayo ukuthola imali mboleko yendlu? Thola ukuthi amabhange angakanani abheka isicelo sakho, ukuthi yiziphi izindleko azikhiphayo, nokuthi ungakuthuthukisa kanjani ukufaneleka kwakho ukuthola isikweletu.
Indlela yokubuyisela imali mboleko yendlu yakho ukuze uthenge enye indawo noma uthole imali eyengeziwe
Thola ukuthi ungayiboleka kanjani indlu yakho ukuze uthenge enye impahla noma uhlanganise izikweletu. Izidingo, izindleko, kanye nezinyathelo zokuthola imali ephezulu namuhla.
I-Euribor ngoJulayi: ukubuyela emuva nokuzinza ngemuva kokungezwani kwezepolitiki
Izinga le-Euribor ngoJulayi 2026 lilindeleke ku-2,8% kulandela ukwanda ngenxa yokungezwani kwezepolitiki. Bheka isilinganiso sanyanga zonke kanye nomthelela waso emalinimboleko yezindlu.
Umhlahlandlela Ophelele Wokuhlaziywa Komkhakha Wezindlu Nezindlela Zokuhweba
Thola ukuthi ungahlaziya kanjani ukuncintisana kwezindlu kanye nezici zomnotho eziqhuba imakethe. Yazi kahle lo mkhakha namuhla!
I-Euribor yehlisa ukuthambekela kwayo kokukhuphuka ngoJuni futhi izinzisa izimali mboleko
Izinga le-Euribor likaJuni liye lehlisa ukukhuphuka kwalo futhi lahlala cishe ku-2,8%. Sizokutshela ukuthi imali mboleko yakho izokwenyuka malini nokuthi yiziphi izinketho ongazikhokha kancane kule nyanga.
I-CNMC ihlola amabhange amakhulu aseSpain ukuthola izivumelwano ezingaba khona ngamanani emalimboleko yendlu.
I-CNMC (iKhomishini Yezimakethe Nokuncintisana Kazwelonke) ivule uphenyo ngeSantander, i-BBVA, namanye amabhange ngezinsolo zokubambisana ezikhwameni zezindlu ezilinganiselwe. Ingabe bangabhekana nezinhlawulo zezigidi zama-euro? Thola.
Isinqumo esilandelayo seBhange Elikhulu laseYurophu kanye nomthelela waso ngqo ekongeni nasekubolekeni imali mboleko
Umhlangano we-ECB ngomhlaka-11 Juni uzoletha ukwenyuka kwezinga lenzalo ku-2,25%. Sihlaziya ukuthi lokhu kuthinta kanjani imali mboleko yakho yendlu kanye nezipesheli ezintsha zokonga ebhange.
I-Euribor ifinyelela kumaphesenti angu-2,8 futhi yenza imali mboleko eguquguqukayo ibize kakhulu eSpain
I-Euribor ikhuphukela ku-2,8%, okwenza imali mboleko yezindlu ibize kakhulu eSpain. Thola ukuthi inkokhelo yakho yanyanga zonke izokwenyuka kangakanani nokuthi ochwepheshe balindeleni ezinyangeni ezizayo.
Izimali mboleko zezindlu eziqinisekisiwe emphakathini zivumela intsha ukuthi ixhase ngo-100% wendlu yayo yokuqala
Ufuna indlu kodwa awunayo imali eyongiwe? Izimali mboleko ezintsha ezisekelwa uhulumeni zivumela ukuxhaswa ngezimali okungu-100%. Hlola lapha ukuze uthole izidingo kanye namabhange abambe iqhaza.
I-Canary Islands Young Person' Mortgage yenza kube lula ukuthenga ikhaya lakho lokuqala
Ufuna ukuthenga ikhaya lakho lokuqala eCanary Islands? Thola ukuthi ungathola kanjani uxhaso lwemali olufika ku-95% nge-Young Person's Mortgage entsha. Izidingo kanye nezinsuku zokugcina lapha.
Insizakalo entsha yezeluleko zezindlu kubantu abasha eValladolid
I-Valladolid iqala isevisi yokunikeza izeluleko ngezindlu yamahhala kubantu abasha kanye nomkhankaso wokuqasha intsha. Thola ukuthi ungayibhukha kanjani i-aphoyintimenti nokuthi yiziphi izinsizakalo ezinikezwayo.
IBhange laseSpain lifunda ngokunciphisa izimali mboleko kanye nomthelela wazo ekufinyeleleni izindlu.
IBhange laseSpain licabangela imikhawulo yezindlu kanye nomthelela wazo kubantu abasha, abaqashi, kanye nokufinyelela ezindlini. Funda ngezinguquko ezihlongozwayo.
Imali mboleko yokuhlukanisa: kwenzekani ezikweletini uma uhlukanisa
Thola ukuthi kwenzekani ngemali mboleko uma nihlukana, indlela yokuhlukanisa izikweletu, izinketho zokuhlanganisa, kanye nendlela yokushintsha umnikazi we-akhawunti ngemva kwesehlukaniso.
ISantander ibona ukubolekwa kwemali mboleko yezindlu eSpain kukhuphuka ngo-44%.
ISantander inyusa imali mboleko yezindlu eSpain ngo-44% ngamanani aphakathi angu-2,8% futhi iqinisa izinsizakalo zamakhasimende nezomshuwalense phakathi noshintsho lwemakethe.
Abantu bakwamanye amazwe abathenga impahla eSpain: bangobani, batshala kuphi imali, nokuthi bakhokha malini
Imininingwane ebalulekile ngabantu bakwamanye amazwe abathenga impahla eSpain: ubuzwe, izindawo abazithandayo, amanani aqophayo kanye nezinguquko phakathi kwezakhamuzi kanye nabangebona izakhamuzi.
Izimali mboleko zezindlu zikhuphuka kakhulu ngenkathi imakethe yezindlu iphola
Izimali mboleko zezindlu zikhuphuke ngo-14,3% ngoFebhuwari kuyilapho ukuthengiswa kwehla. Idatha ngesifunda kanye nezinkomba ezibalulekile zemakethe yezindlu.
Ukuhluleka kwezikweletu zomndeni: isikweletu siba nzima kakhulu emindenini
Ukuhluleka kwezimali mboleko zemindeni kukhuphukele ku-9,3%, kufinyelela ezingeni eliphezulu kakhulu. Idatha ebalulekile, izimbangela, kanye nezingozi zemindeni namabhange kuchazwe ngokucacile.
I-Euribor namuhla, uFebhuwari 19: inani lansuku zonke, isilinganiso kanye nemiphumela emalinimboleko yezindlu
Hlola izinga le-Euribor namuhla, umhla ziyi-19 kuNhlolanja, isilinganiso sikaNhlolanja, nokuthi le datha ithinta kanjani izimali mboleko zenzalo eziguquguqukayo eSpain.
Ukusayinwa kwezindlu zemboleko kuyanda futhi kubuyela emazingeni aseminyakeni eyi-15 eyedlule
Izindlu zokuboleka imali eSpain zibhekene nonyaka wazo omuhle kakhulu eminyakeni eyi-15: izimali mboleko ezingaphezu kuka-500.000, inani eliqopha umlando, kanye nokucindezela okukhulu kwamanani nezindlu zokuqasha.
I-Euribor namuhla, ngoJanuwari 29: inani lansuku zonke, isilinganiso sanyanga zonke kanye nemiphumela emalinimboleko yezindlu
I-Euribor namuhla, ngoJanuwari 29: inani lansuku zonke, isilinganiso sikaJanuwari, nokuthi lithinta kanjani izimali mboleko eSpain. Ukubuyekezwa kanye nezibikezelo zonyaka kanye nezengxenye yonyaka zika-2026.
I-Euribor namuhla, ngoJanuwari 27: idatha, umthelela ezikweletini zemali mboleko kanye nombono
Hlola i-Euribor namuhla, mhla zingama-27 kuJanuwari, isilinganiso sayo sikaJanuwari, ukuthi ithinta kanjani imali mboleko yakho eguquguqukayo, kanye nalokho ochwepheshe abakulindele ngamanani enzalo ngo-2026.
I-Euribor namuhla kanye nezibikezelo: umthelela ezikweletini zemali mboleko kanye nemakethe yezindlu
I-Euribor namuhla, isilinganiso sikaDisemba, izibikezelo zika-2026, kanye nomthelela wangempela ezikweletini zemalimboleko ezingaguquki, eziguquguqukayo, nezixubile eSpain. Bheka ukuhlaziywa okugcwele.
Izimali mboleko zezindlu zifinyelele irekhodi eliphezulu ngo-Okthoba ngezimali mboleko ezingaphezu kuka-52.000
Izimali mboleko zifinyelele izinga eliphezulu leminyaka eyi-15 ngo-Okthoba ngezimali mboleko ezingu-52.198, amazinga enzalo angu-2,81%, kanye nokungafani okukhulu kwesifunda. Bona yonke imininingwane.
I-Andalusia isetha irekhodi lakamuva emalini ebolekiwe yasekhaya
I-Andalusia ifinyelela inani layo eliphakeme kakhulu lemalimboleko yezindlu kusukela ngo-2010 futhi ihola ngama-visa kanye nemali ebolekiwe emakethe yokuhlala yaseSpain.
Izinkokhelo ezingu-7.500 ezifakwe Ikhodi Yebhange Lemikhuba Emihle
Ukuthengiselana okungu-7.500 kanye nama-euro ayizigidi ezingu-860 ngeKhodi Yezenzo Ezinhle ewenza lula umthwalo wemali mboleko yezinkulungwane zemindeni yaseSpain.
Ukusayinwa kwezindlu ezibolekwayo kwenyuka ngamaphesenti ayi-12,2 futhi kuphawula ukwenyuka kwezinyanga eziyi-15 zilandelana
Ukubolekwa kwezindlu ezindlini zaseSpain kukhuphuke ngo-12,2%, amanani emali mboleko kanye nenhloko ekhulayo kanye nenzalo engaphansi kuka-3%. Bona yonke idatha ebalulekile.
I-100% yemalimboleko yendlu yakho yokuqala: izinketho zangempela, izidingo kanye nezingozi
Izinketho zangempela zokuxhasa ngezimali i-100% yendlu yakho yokuqala: amabhange, i-ICO neziqinisekiso zesifunda, izidingo kanye nezingozi okufanele uzicabangele eSpain.
I-Euribor namuhla: isibalo sansuku zonke, isilinganiso sikaNovemba kanye nomthelela emalini ebolekiwe
Hlola i-Euribor namuhla, isilinganiso sayo sangoNovemba kanye nomthelela emalini yakho ebolekiwe ngedatha ebuyekeziwe namathrendi.
I-TEAC ivumela ukudonswa kwemali ekukhanselweni kwezindlu uma uthengisa indawo.
Ingabe uthenge ngaphambi kokuphela kwesikhathi sokubanjwa? I-TEAC (Inkantolo Emaphakathi Yezomnotho-Yokuphatha) isekela ukudonsa imali yokukhansela ngokuthengisa futhi ivumela ukubuyekezwa kuka-2021-2024 uma uhlangabezana nezimfuneko.
I-VPO Mortgage: Izidingo, Amanani Asemthethweni, Usizo, kanye Nezinqubo
Umhlahlandlela wemalimboleko yezindlu zomphakathi: izimfuneko, amanani enzalo asemthethweni, usizo, umnqamulajuqu, nezinqubo zokuthenga noma zokukhansela izindlu ezivikelekile.
I-IRPH emalini ebolekiwe: umhlahlandlela ophelele, izinqumo zakamuva, nezinqubo zezikhalazo
I-IRPH: umehluko nge-Euribor, CJEU izinqumo, kanye nendlela yokufaka isimangalo. Zitholele izinketho zangempela zokunciphisa inkokhelo yakho yanyanga zonke kanye nokuthola inzalo.
I-ICO mortgage yezindlu zokuqala: izidingo, ama-guarantors, namabhange abambe iqhaza
I-ICO Mortgage Guide: Izidingo, i-20% -25% yesibambiso, imigomo, kanye namaphepha. Funda ukuthi ungasifaka kanjani isicelo futhi uxhase ngezimali u-100% wemali mboleko yakho ngaphandle kwezindleko ezengeziwe.
I-Mortgage in accounting: amathiphu asebenzayo, i-PGC namacala wangempela
Funda ukuthi ungabala kanjani izimali ezibolekiwe: i-PGC nama-SME, okufakiwe, izindleko, i-TIE, namacala empilo yangempela. Umhlahlandlela ocacile wokuhlukanisa izimpahla kanye nokulinganisa izikweletu ngokunembile.
I-Bridging Mortgage: Umhlahlandlela Ophelele Wokuthenga Ngaphandle Kokuthengisa Kuqala
I-Bridge mortgage: isebenza kanjani, izidingo, imigomo, kanye nezingozi. Umhlahlandlela ocacile onobuhle, ububi, kanye nesibonelo sempilo yangempela ukukusiza wenze isinqumo ngokuzethemba.
I-Commercial Mortgage: Umhlahlandlela Ophelele Wezezimali, Izidingo, Amabhange, kanye Nezimali
Indlela yokuxhasa ibhizinisi: izikweletu, izidingo, amabhange, izindleko, kanye nezibonelelo. Umhlahlandlela wokuthenga noma wokuvuselela ngaphandle kwezimanga.
I-Green Mortgage: Umhlahlandlela Ophelele Wokuxhasa Ngezimali Amakhaya Awonga Amandla
I-Green mortgage: izidingo, amabhange, izinzuzo, kanye nendlela yokufaka isicelo. Ngezimali izindlu ezisebenza kahle, yonga imali, futhi uvikele iplanethi.
I-Assumable Mortgage: Umhlahlandlela Ophelele Wokwenza Isinqumo Esilungile
Iyini i-mortgage engenzeka? Yiziphi izikweletu ezamukelekayo? Izinzuzo, ubungozi, nokuthi ungayithola kanjani. Umhlahlandlela ocacile ongakusiza unqume ngokuzethemba.
Konke mayelana nokukhokha imali yendlu ngaphambi kwesikhathi: okhiye bokwenza isinqumo esingcono
Thola ukuthi ungathanda yini ukukhokha imali mboleko yakho, ukuthi ungakwenza kanjani, izinkokhelo, izinzuzo, namathiphu abalulekile kulo mhlahlandlela ophelele.
Konke mayelana nezikweletu zentsha: usizo, izidingo, nezibonelo ezingokoqobo
Funda konke mayelana ne-mortgage yentsha: izidingo, isibambiso, izimo, nezibonelo zokuthenga ikhaya lakho lokuqala. Thola okwengeziwe lapha!
Ikhredithi Yezindlu Ngo-2025: Isimo Samanje, Izinhlobo, Iminikelo Engcono Kakhulu, Nezincomo
Funda konke mayelana nokubolekwa kwezindlu ngo-2025: amathrendi, izinhlobo, okunikezwayo okuhle kakhulu, namathiphu abalulekile ngaphambi kokufaka isicelo sokuthola imali.
I-Mortgage Yeminyaka Engu-40: Izinzuzo Nezingozi Zesikhathi Esandisiwe
Wazini nge-mortgage yeminyaka engama-40? Funda izinzuzo nezinkinga zale nketho yokuxhasa ngezimali ukuthenga ikhaya futhi wenze isinqumo esifanele.
I-Self-Build Mortgage: Ungayithola Kanjani Imali Yokwakhiwa Kwekhaya Lakho
Funda ukuthi ungayithola kanjani imali yokuthenga indlu, izidingo zayo, nokuthi isebenza kanjani ukuxhasa ikhaya lakho.
Vula i-mortgage: ukuthi iyini, isebenza kanjani, futhi nini lapho ihamba phambili
Funda ukuthi izikweletu zezindlu ezivulekile zisebenza kanjani, uma zingcono kakhulu, kanye nezinzuzo nezingozi zalolu hlobo loxhaso oluguquguqukayo.
Ungamshintsha kanjani umnikazi we-mortgage?
Uma kusayinwa i-mortgage, yenziwa egameni lomuntu oyedwa njengomnikazi. Kodwa, ungashintsha kanjani umnikazi we-mortgage?
Ungayithola kanjani i-100% ye-mortgage
Uma ufuna ukuthenga indlu kodwa ungenayo ngisho nenkokhelo ephansi, uyazi ukuthi ungayithola kanjani i-100% ye-mortgage? Thola ukuthi sikhuluma ngani
Ingabe isibambiso esiphikisana nesikweletu sendlu siyakufanelekela? Thola
Impela uyazi ukuthi iyini imali yokuthenga izindlu nesiqinisekiso. Kodwa uyazi ukuthi isithembiso simayelana nani nokuthi simiswa kanjani?
Konke mayelana nemalimboleko yezindlu
Uma uzithola unesidingo sezimali, kufanele wazi yonke into mayelana nemali mboleko yesiqinisekiso sokuthenga izindlu
Ukucela kanjani ukuphakanyiswa kwe-mortgage ngenxa yokuphelelwa yisikhathi
Ingabe unokungabaza mayelana nendlela yokucela ukuphakanyiswa kwe-mortgage ngenxa yokuphelelwa yisikhathi? Lapha sichaza okudingayo nokuthi ungakucela kanjani.
Izigaba zaphansi
Uyazi ukuthi yiziphi izigaba zaphansi? Nokuthi imali obolekise ngayo ungaba nayo futhi ayikho emthethweni ngakho-ke bakubuyisele imali? Thola okuningi ngabo
Yini imali ebanjiswayo
Iyini ngempela imali ebanjiswayo? Iziphi izici onazo? Kunezinhlobo eziningi? Thola imininingwane oyidingayo ukuze uyiqonde.
Cela imali mboleko eyodwa noma yombhangqwana?
Ukufaka isicelo semali mboleko kungenye yezinqumo eziyinkimbinkimbi kakhulu kwabanye abantu, hhayi nje ngoba kungukutshalwa kwemali okuhle ...
Imali mboleko engaguquki noma eguquguqukayo?
Khetha phakathi kwesibambiso esingaguquguquki noma esiguqukayo, izinzuzo, okungalungile, nokuthi ungazi kanjani ukuthi yikuphi okuhle kakhulu ngokuya ngephrofayili yomthengi.
Izimali ezibanjiswa ngaphansi kwe-Subprime
Funda ngomlando wemali mboleko ye-subprime nokuthi umnotho wase-US (kanye nomhlaba) ucishe wawa kanjani.
Okhiye bokwenza isivumelwano semali mboleko
Ukuthenga ikhaya kungumsebenzi obaluleke kakhulu empilweni yakho ukuthi ngeke ukwazi ukushiya noma iyiphi indawo ku ...
Amathiphu wokwehlisa inani lakho lentengo yempahla
Imali mboleko ingumkhiqizo obaluleke kakhulu ezimpilweni zabantu kangangokuthi ayinakushiywa ezandleni ...
5 okhiye bokuthatha imali yokubambisa
Ngaphakathi emakethe ye-real estate kunento eyodwa eqiniseke kakhulu futhi lokho ukuthi kusukela manje kuqashwa ngempahla ebanjiswayo ...
Izinyathelo zokuthenga indlu
Ukutholwa kwendlu kungumsebenzi obaluleke kangangoba ngeke ukwazi ukushiya sikhala ezandleni ze ...
Isilinganiso semali ebolekwayo yi-123.911 euros
Isibalo sezindlu ezibolekiwe ezindlini ezibhaliswe ezindlini zokubhaliswa kwezakhiwo singama-31.018, 9,2% ngaphezulu…
Izimalimboleko ezi-Fixed-rate zehlisa amanani azo wenzalo ngo-2019
Imakethe ye-mortgage ibonisa ukuhluka okuncane ekuqaleni kwentsha, lapho izikweletu zezindlu zi ...
Isinqumo seNkantolo Ephakeme sithinta kanjani imali ebanjwayo?
INkantolo Ephakeme izohlangana maduze ukwenza isinqumo sokuthi ngubani ozophatha ukukhokha intela ...
Qaphela kakhulu lapho uqasha imali mboleko yomxhaso
Imali mboleko yezindlu ingenye yemikhiqizo abasebenzisi bamabhange abanenkontileka kakhulu ngayo njengoba yenzelwe...
Ukuqasha isikweletu sekubiza kakhulu: inzalo iyakhuphuka
Kuvele kuyiqiniso ukuthi uma unenkontileka ye-mortgage uzoyenza ibe semthethweni manje futhi iyahamba...
Izimali ezibolekwa ngamanani eziguqukayo sezishaye phansi
Ngaphezu kwe-90% yemalimboleko yempahla ebhekiswe ku-Euribor eminyakeni yamuva kumikhiqizo yamazinga ehlukile
Iyini imali ebanjwayo ebanjiswayo?
Uma ucabanga ukuthi imali ebanjwayo ebuyiswayo iyimodeli yokuxhasa imali yasekhaya, uzobe wenza amaphutha kusukela kumzuzu wokuqala
Ingabe kungcono ukuthatha imali eguqukayo noma engaguquki yemali mboleko?
Omunye wemibuzo ozozibuza yona okwamanje ukuthi ngabe kulula yini kuwe ukuthi ubhalise imalimboleko yempahla yakho ngamanani aguqukayo noma angaguquki
Ukubuyiselwa kwemali mboleko, kungcono ukunciphisa isitolimende noma inani lezitolimende?
Lapho ukwehliswa kwemali mboleko kwenzeka, imali eyayikhishwe phambilini iyabuyiselwa. Imvamisa izitolimende ziyakhokhwa
Izinga lenzalo yemali mboleko elinconyiwe nelisebenzayo eSpain
Isikhungo sezezimali sisinikeza, sicubungule futhi sinikeze imalimboleko kumanani wenzalo kanye nesiqinisekiso ngokuya ngenani lesakhiwo
Ngazi kanjani ukuthi nginebinzana laphansi?
Omunye wemishini yakho njengomsebenzisi wasebhange oyikho ukukhomba ukuthi ngabe imali obolekiswe ngayo osanda kuyithola ithwala isigatshana saphansi
Ingabe ukunqotshwa kwemali mboleko phakathi kwamabhizinisi kulula?
Ukushintshaniswa kwesibambiso esisodwa somunye ngokufakwa ngaphansi kwaso isu elibekiwe lokonga imali
Umehluko phakathi kwemali mboleko nesikweletu
Wake wazibuza ukuthi yini umehluko phakathi kwamakhredithi nemalimboleko? Uma ungomunye wabantu abasebenzisa yomibili imiqondo
Ukubanjiswa kwempahla
Isivumelwano sokubambisa ngempahla uqobo singahlukaniswa ngezinhlobo ezimbili zama-subrogation; ukuzimela komuntu ngokuzimela nokuzimela ngokweqiniso.
Imali mboleko yesilinganiso esinqunyiwe
Uma uhlelo lwakho ukuthenga indlu futhi uyazi ukuthi uzohlala lapho isikhathi eside, lapho-ke kufanele ugxile ekuxhaseni imali mboleko yakho ngenani elinqunyiwe
Ungayikhetha kanjani imali mboleko enhle?
Ukuqasha isikweletu kungabazuzisa kakhulu uma kwenziwa ngaphansi kwezimo ezithile, ngabe ufuna ukwazi ukuthi ziyini?
Yini okufanele uyibheke ukuze uthathe imali ozoyibambisa?
Uma uzokwenzela inkontileka yemali mboleko kuzoba nezinto eziningi okuzodingeka uzihlaziye, uma kungenjalo ufuna ukuthatha isimanga esingaphezu kwesisodwa ekubhaliseni kwakho
Izinhlobo zemali mboleko
Lapho uthenga indlu, kufanele sazi izinhlobo ezahlukahlukene zemalimboleko yemakethe esinikeza yona nokuthi kufanele siyicele kanjani
Kungithinta kanjani ukwehla kwe-Euribor kokubanjiswayo?
Ukuwa kwe-Euribor kungakhipha izinzuzo eziningi lapho ungena kwisivumelwano sokubambisa ngempahla, ngokusabalala okuncane.
Kuyini ukubanjiswa kwempahla
Lapho sikhuluma ngokwenza ukubambezeleka kwempahla ebanjiswayo, sikhuluma ngokuguqulwa okwenziwa kwabanye ...
Imali mboleko yama-mileuristas, ingayithola inkontileka?
Ama-Mileuristas azoba nokufinyelela okunzima kakhulu kokubanjiswa kwemali, kepha asengazithola ezinye izinkontileka zawo. Ngabe ufuna ukwazi ukuthi ziyini?
Imali mboleko eshibhile emakethe yaseSpain
Imali mboleko eshibhile emakethe yaseSpain yilezo ezingenayo nje inzalo ephansi kuphela, kepha futhi ezinobudlelwano obungcono nezimo