Njengaseminyakeni edlule, ukuqala kukaMeyi kwaphawula ukuqala kwesikhathi esigcwele izinkampani ezisabalalisa izinzuzo kubanikazi bamasheya bazo. Ngenxa yalokho, abatshalizimali abaningi abancane nabaphakathi bazothatha izikhundla kulezi zinkampani ukuze baqoqe lo mholo. Lena kuzoba yindlela ephumelela kakhulu yokukhiqiza imali engenayo ezinzile ngaphakathi kwephothifoliyo eguquguqukayo, ngenkokhelo eqinisekisiwe, ezinzile efaneleke kakhulu kulezi zinyanga.
Imbuyiselo ezotholwa ngabanikazi bamasheya izosukela ku-3% kuya ku-8% ngonyaka , kuye ngenqubomgomo yenkokhelo yenkampani ngayinye. Ezimweni eziningi, lokhu kuzokhokhwa njalo ngekota noma kabili ngonyaka, yize ezinye iziphakamiso zinikeza izinkokhelo zonyaka. Zonke izinhlaka zamasheya zimelelwe, kufaka phakathi izinsiza, amabhange, izinkampani zokwakha, izinkampani zomshuwalense, kanye nabaqhubi bezokuxhumana, phakathi kwabanye.
Lesi simo, esenzeka njalo ngonyaka ngoMeyi, sivumela abatshalizimali ukuthi bangeze imali kuma-akhawunti abo asebhange . Lokhu kwenzeka ngesikhathi lapho kufanele bahlangabezane nezibopho zabo zentela ngokuqala kwesizini entsha yokufaka intela yengeniso. Kodwa-ke, kuzo zonke izimo, ukuze bathole lezi zabelo, kumele babe nezikhundla ezinkampanini ezisohlwini izinsuku ezimbalwa kusengaphambili. Bangathengisa la masheya ngosuku olufanayo lapho inkokhelo itholwa khona, okwandisa ibhalansi ye-akhawunti yabo yasebhange.
Izinzuzo: izinkokhelo zemali
Le nyanga izoba nezindaba ezinhle kubanikazi bamasheya. Ungakhohlwa ukuthi ikhalenda izoqala ngezinkokhelo ezenziwe yinkampani yezindwangu i-Inditex . Kulo nyaka, bazokhokha u-€0,34 ngesabelo ngasinye, kulandelwe yi-Bolsas y Mercados de España (€0,80) kanye ne-Mediaset (€0,085). Inyanga izophela ngokusatshalaliswa okwenziwe yizinkampani ezincane neziphakathi ezisohlwini lwe-stock exchange yaseSpain, njenge-Lingotes Especiales, i-Catalana de Occidente, kanye ne-ClÃnicas Baviera.
Lezi zinkampani azizona eziphana kakhulu ekwenzeni lezi zinkokhelo, kodwa kuzoba yithuba elimangalisayo lokubuyisa imali oyilondolozile ngaleli qhinga eliyingqayizivele. Ngesikhathi lapho izimakethe zamasheya zibonisa izimpawu zokukhathala, okwenza kube nzima ukufinyelela amazinga aphezulu kunalawo abonwe emasontweni ambalwa edlule, lokhu kuyiphutha elincane okuzodingeka ubhekane nalo phakathi nale ngxenye yonyaka. Kodwa-ke, futhi kunikeza isisusa esengeziwe sokubamba iqhaza ezimakethe zezimali futhi usebenzise leli thuba eliqinile.
I-BME ekhanda lalezi zinkokhelo
Enye inkampani esohlwini ezosabalalisa i-dividend ezinsukwini ezizayo yiBolsas y Mercados de España (BME). Okwenza ikhange kakhulu ukuthi ingenye yabakhokhi be-dividend ababaluleke kakhulu emakethe yaseSpain. Izosabalalisa enye ye-dividend ephezulu kakhulu phakathi kwabanikazi bamasheya bayo, ethathwe enzuzweni yayo ka-2016. Ngokukhethekile, izonikeza imbuyiselo yokonga engaba ngu-8%. Kuyafaneleka ukuqaphela ukuthi lena ingenye yeminikelo ye-dividend enomusa kakhulu emakethe yamasheya yaseSpain, idlula ngisho imbuyiselo enikezwa yizinkampani zezinsiza kanye nezokwakha, phakathi kweminye imikhakha.
Kunoma ikuphi, yinkampani ebonise ukuzinza okukhulu kwentengo eminyakeni yamuva . Lokhu kukhuliswa kakhulu yinzuzo ephezulu yenzuzo enikeza abatshalizimali abancane nabaphakathi. Kangangoba abaningi batshale imali esitokisini ngenxa yenzuzo etholakala ngale nkokhelo yenzuzo. Le nzuzo iphakeme kakhulu kunaleyo enikezwa yimikhiqizo yasebhange eyinhloko (idiphozithi yesikhathi esinqunyiwe, amanothi esithembiso, ama-akhawunti okonga aphezulu, noma amabhondi kahulumeni).
Ilinde ukukhokhwa kukagesi
Kodwa ngokungangabazeki intuthuko ephawulekayo kakhulu iyeza ezinyangeni ezimbalwa ezizayo. Ngempela, ngoJuni nangoJulayi, izinkampani zikagesi zizokhokha izinzuzo zazo, eziningi zazo ezikhokhwa kabili ngonyaka. Lezi zibonelelo zinikeza izinzuzo ezisukela ku-4% kuya ku-8% , okuzenza zibe ngabaholi kuleli qhinga elithile phakathi kwezinkampani ezisohlwini lwe-stock exchange yaseSpain. Abatshalizimali abaningi babamba la masheya kuphela ukuze bathole inzuzo kule nzuzo.
Cishe zonke izinkampani zikagesi zizokhokha izinzuzo emavikini azayo. Zonke ziyakwenza, ngaphandle kokukhetha: i-Iberdrola, i-Endesa, i-Red Eléctrica, i-Gas Natural, i-Enágas, kanye ne-Repsol . Lezi kuzoba yizinsuku ezimbalwa lapho uzothola ithuba lokukhulisa i-akhawunti yakho yasebhange ngezibonelelo. Le mali eyengeziwe izoba usizo eholidini lakho lasehlobo, uziphathele okuthile okukhethekile, noma umboze noma yiziphi izindleko ezingalindelekile ezingase zivele ngalesi sikhathi sonyaka.
Amabhange nawo ayahlanganyela, yize izinzuzo zawo ziphansi kakhulu. I-Santander, i-BBVA, i-Caixabank, kanye ne-Sabadell zonke zizosabalalisa lezi zimali kubanikazi bamasheya bazo. Kunjalo nangezinkampani zokwakha, lapho izinhlobo eziningi zalezi zinkampani zikhetha lesi sikhathi sonyaka ukukhokha izinzuzo zazo. Khumbula, lesi ngesinye sezikhathi ezinhle kakhulu zonyaka zokuthola lo mholo, ozongena ngqo kwi-akhawunti yakho yasebhange.
Ukusebenza kuqhathaniswa nezabelo
Uma ubheka phambili ezinsukwini ezimbalwa ezizayo, ngeke kulimaze ukwenza isu lokutshala imali ukuze usizakale kulezi zinkokhelo. Kuzoba lula kakhulu ukufaka isicelo futhi kungakunika nenjabulo engaphezu kweyodwa kulezi zikhathi. Kuzofanele unikele kuphela ngentando ethile nangesiyalo esikhulu ukuze ukwenze. Ngokuya ngemihlahlandlela yesenzo elandelayo esikuvezela yona ngezansi.
- Uma kungekho ushintsho olukhulu kumkhuba ezimakethe zamasheya, kungaba yisikhathi esihle kakhulu sokuvula izikhundla kwesinye sezokuphepha esikhokha izinzuzo ezinsukwini ezimbalwa ezizayo. Ngenhloso yokuhlala isikhathi esingeqile ngokweqile futhi ongenza ngalo umsebenzi ube nenzuzo.
- Unamanani amaningi analezi zici. Kufanele uye kulabo abethula i- isici sobuchwepheshe esingcono futhi uma kungenzeka ukuthi banethuba elibanzi lokubuyekeza kabusha kunezinye iziphakamiso zemakethe yamasheya. Kuningi okufanele ukuzuze kunokulahlekelwa.
- Uma izifiso zakho ziqondiswe esikhathini esiphakathi noma eside, une ngaphambi kwakho a ithuba lokwenza isikhwama sokonga esizinzile ngamanye alawa magugu. Ngaphezu kwalokho, ngenzuzo yokuthi ezinsukwini ezimbalwa uzothola izabelo zokuqala ku-akhawunti yakho. Njalo ngezibambiso ezinamanzi kakhulu ngoba ziyizinkampani ezinemali enkulu kakhulu.
- Kulula kakhulu lokho hlaziya zonke izinkampani ezikulesi simo. Okusho ukuthi, bazokwaba izinzuzo, ngoba kuzoba khona ezinye zazo ezikhombisa umkhuba omuhle kangako wokukumema ukuthi uthenge okokuqala ngonyaka. Ungenzi ukunyakaza ujahe futhi ugijime futhi ngaphandle kokubhekelela izinhlaka zebhizinisi labo.
Izinhloso ekusebenzeni kwakho
Kuzo zonke izimo, uzodinga ukuzibekela imigomo echazwe kahle kakhulu. Kuzoba ngenye yezindlela ezinhle kakhulu okufanele ugweme ukwenza amaphutha amakhulu ekusebenzeni. Ngalo mqondo, uzoba nochungechunge lwezenzo eziwusizo kakhulu ukuvikela izintshisekelo zakho.
- Ungacabanga ukuya esidlangalaleni ngalezi ziphephe ngenhloso ye- ukuqoqa kuphela izinzuzo. Yize kulokhu kufanele usebenzise isu elishesha kakhulu futhi elisheshayo.
- Kwiphothifoliyo yakho yokutshala imali awukwazi ukuphuthelwa ukuphepha okunezici. Kuzokusiza ukukhulisa izimali ngokunikela ukuzinza okukhulu ezikhundleni zakho emalini. Ngokubuya okungaguquguquki futhi okuqinisekisiwe njalo ngonyaka.
- Kufanele uqaphele ikakhulukazi uma i- Ushintsho lwethrendi kulawa manani ngoba yize uqoqe izabelo, kungenzeka ukuthi ukusebenza bekungekho nzuzo njengoba ubucabanga ekuqaleni lapho unikeza i-oda lokuthenga ukuthola amasheya.
- Uma uzokhetha lo mholo kumninimasheya, ngeke ukhohlwe ukuthi ubhekene ne- isikhathi esihle sonyaka ukusebenzisa leli su elikhetheke kakhulu. Njengoba besho kulezi zimo, manje noma cha. Isinqumo kuzoba ngesakho.
- Vele wenze ukuthenga ezinsukwini ezimbalwa ngaphambi kwesikhathi. Mhlawumbe ngesikhathi esifanelekile ukuthola intengo yokuncintisana eyengeziwe eyenza umsebenzi ube nenzuzo. Kungaba noma ngasiphi isikhathi noma ngisho nokuthi ngokuphambene nalokho akufiki.
- Izabelo, awukwazi ukukhohlwa kwehlisiwe kwisilinganiso sakho. Yize ngokujwayelekile ngemuva kwezikhathi ezimbalwa zokuhweba baphinde babuyise inani labo lokuqala. Yize kungumthetho ongajwayelekile ukuhlangabezana nazo zonke izimo.
- Uma, ngokuphambene nalokho, izinhloso zakho zingezokusebenza kohlobo lokucabangela, kuzoba ngcono ukuthi uphendukele kwesinye isigaba sezokuphepha. Mhlawumbe uzinze kancane kepha lokho kunikeza ukuguquguquka okukhulu kwikhotheshini yamanani abo. Ngamafuphi, zilungele ukunyakaza okunamandla kakhulu ezimakethe zezezimali.
- Futhi ekugcineni, ungagcwalisa lawa magugu ngezinye izimali, ngisho nasemakethe yamasheya kazwelonke. Kuzoba yindlela ye- hlukanisa ingcebo yakho ngempumelelo kakhulu kunakuqala. Ukukusiza njengethuluzi elinamandla lokuvikela ukonga, ikakhulukazi ekunqandeni okungenzeka kwezimakethe zezimali ngalesi sikhathi sonyaka.