Ukwenyuka okudidayo kwama-cryptocurrencies kuchaze kabusha indlela esicabanga ngayo ngezezimali nokutshala imali. Njengoba lezi zimali zedijithali ziqhubeka nokudonsa ukunaka kwabatshalizimali nabashisekayo ngokufanayo, kuye kwavela umkhuba othakazelisayo: amathuba okutshala imali kuma-cryptocurrencies ngaphandle kwesidingo sokuwathenga ngokuqondile. Sezadlula izinsuku lapho ukuthenga i-Bitcoin, i-Ethereum noma amanye ama-cryptocurrencies kwakuwukuphela kwendlela yokungena emhlabeni ojabulisayo wokutshala izimali ezimpahleni zedijithali. Kulesi sihloko, sizohlola amasu ahlukahlukene kanye nezindlela ezivumela abatshalizimali ukuthi babambe iqhaza emakethe ye-cryptocurrency ngaphandle kokuthenga izinhlamvu zemali ngokwabo.
Iyini i-crypto investment engaqondile?
Uma ungafuni ukuvula i-akhawunti ekuhwebeni kwe-cryptocurrency futhi uthenge i-cryptocurrencies, uphelelwe inhlanhla. Ungenza utshalomali olungaqondile kuma-cryptocurrencies, lapho uziveza khona ngaphandle kokuzithengela wena. Ukutshalwa kwezimali okungaqondile kwenziwa kusetshenziswa izindlela zendabuko ezifana namasheya, ama-mutual funds, kanye nezikhwama ezihweba ngokuhwebelana (ETFs). Futhi, kukhona okuhle nokubi okufanele kucatshangelwe, njengokuvikeleka, izinkokhelo, nobungozi bokulahlekelwa. Lapho uthenga i-cryptocurrency ngomuntu wesithathu, lowo muntu wesithathu uzokwenza imali ngandlela thize, ngakho-ke kufanele ukucabangele lokho lapho unquma ukuthi kufanele yini uthenge i-cryptocurrency usebenzisa utshalomali olungaqondile.
1. Ama-Crypto ETF kanye nezimali zokutshala izimali
Izimali zokutshala imali ziyindlela yokuqala yokuthenga ama-cryptocurrencies ngaphandle kokuwathenga ngokuqondile. Omunye wabahlanganyeli bokuqala abaphawulekayo kulo mnikelo yiGreyscale Bitcoin Trust (GBTC). Nakuba isebenza ngendlela efanayo ne-ETF, ngokomthetho iwuhlobo oluhluke ngokuphelele lwebhizinisi. Kodwa-ke, ukutshala imali ku-GBTC nge-akhawunti ye-brokerage kuzozuza umphumela ofanayo wokuthenga isikhwama se-Bitcoin. Intengo ye-investimenti izokhuphuka futhi yehle ngentengo yemakethe ye-Bitcoin. I-drawback enkulu ye-Grayscale isilinganiso sezindleko ezingu-2%. Bamane bakhokhise u-2% ukuthenga i-Bitcoin futhi bayigcine esikhwameni egameni lakho. Singakwenza ngokwethu kalula ngaphandle kokukhokha ikhomishini eqhubekayo engu-2%. Ezinye izimali zihlanganisa i-ProShares Bitcoin Strategy ETF (BITO), i-Valkyrie Bitcoin Strategy ETF (BTF), i-VanEck Bitcoin Strategy ETF (XBTF), i-Global X Blockchain & Bitcoin Strategy ETF (BITS), kanye ne-Bitwise 10 Crypto Index Fund (BITW). Izimali ezikhokhwayo kanye nokutshalwa kwezimali okuyisisekelo kuyehluka kuye ngesikhwama esisikhethayo, ngakho qiniseka ukuthi ufunda i-prospectus ngokucophelela futhi wazi ukuthi utholani.
Ukusebenza kwe-Grayscale Bitcoin Trust (GBTC). Umthombo: I-Grayscale.
2. Cryptocurrency kanye blockchain stocks
Uma ufuna ukuthenga isitoko esikuvezela kuma-cryptocurrencies, ungakhetha phakathi kwezinkampani ezisebenza embonini ye-blockchain kanye nezinkampani ezitshala imali kuma-cryptocurrencies noma zibe nazo kumashidi azo webhalansi. Izinkampani embonini ye-cryptocurrency zibambe iqhaza ezimayini ze-cryptocurrency, ukuthuthukiswa kwesoftware, nezinye izinsizakalo. Izenzo zihlanganisa I-Riot Blockchain (RIOT), I-Khanani (CAN), I-HIVE Blockchain Technologies (HIVE) y I-Bitfarms (BITF). I-Coinbase (COIN) kanye ne-Microstrategy (MSTR) ziyizitoko ezimbili ezinkulu nezihlonishwa kakhulu ze-cryptocurrency. Imvamisa, lapho kukhona ukwehla kwamanani entengo ye-cryptocurrency, amasheya amaningi we-cryptocurrency nawo anzima. Gcina lezi zingozi engqondweni lapho uthenga futhi ucabangele ukusebenza nochwepheshe bezezimali othembekile uma unemibuzo mayelana nesinqumo sakho noma izinhlelo zokutshala izimali.
I-Microstrategy (MSTR) YTD Quote. Umthombo: I-Google Finance.
3. Imivuzo Yekhadi Ledebhithi Ye-Crypto
Indlela yokugcina yokugcwalisa isikhwama sakho semali ye-crypto ngaphandle kokuvula isikhwama sakho se-fiat ngemiklomelo yekhadi lasebhange. Amakhadi amaningana akuvumela ukuthi uzuze i-cryptocurrency uma uswayipha, uthepha, ucwilisa, uchofoza, noma wenza noma yini enye ukusebenzisa ikhadi ledebithi njengenkokhelo. Phakathi kwamakhadi edebithi omuntu siqu we-cryptocurrencies, i-BlockFi Rewards Visa Signature, i-Gemini Credit Card kanye ne-Upgrade Bitcoin Rewards Visa kuyagqama. Indlu yokushintshanisa i-Crypto.com, i-Nexo ne-Coinbase nayo inikeza ikhadi lemiklomelo. Amanye amakhadi, njengekhadi le-SoFi Personal Debit Card noma i-Venmo Debit Card, anikeza izinketho eziguquguqukayo zokuhlenga, kuhlanganise ne-cryptocurrency. Uma uhola i-crypto njengomvuzo wekhadi ledebhithi, utshala ku-crypto ngaphandle kokuthenga i-crypto. Ngisho noma yehla ngenani, awuyikhokhi i-crypto, ngakho konke okukhiphayo kuyinzuzo.
Izinzuzo zekhadi ledebithi le-Nexo. Umthombo: Nexo.