Vele, kukhona impilo edlula inkomba ekhethiwe yamasheya aseSpain. Futhi ubufakazi balokhu ukukhula kweminyaka eminingana yabo emibili, i-Ibex 35 Dividends ne-Ibex 35 Inverso. Ziphikisana ngokuphelele ngemvelo nokwakheka. Kunoma ikuphi, ngukuthi ngokuqala kwayo, abatshalizimali abancane nabaphakathi njengamanje baneziteshi ezintsha zokuhambisa utshalomali lwabo. Ngakolunye uhlangothi, ngenzuzo enikezwe ukuphepha nezabelo kubaninimasheya. Ngakolunye uhlangothi, ukubheja ngamanani we-Ibex 35, kepha kulokhu kubi.
Ukuze uziqonde kangcono, kubalulekile ukuqaphela ukuthi okokuqala kuyinkomba ewusizo kakhulu kubatshalizimali, kufaka phakathi kokubili izinguquko zentengo zezibambiso kanye nezimbuyiselo ezikhiqizwa yizinkokhelo zezabelo. Ngenxa yalokho, le nkomba entsha yemakethe yamasheya ibonisa umthelela walezi zabelo kwiphothifoliyo ephinda inkomba ye-Ibex 35. Kubalulekile ukuqaphela ukuthi lezi zibambiso zabelana ngezingxenye ezifanayo, izindlela zokubala, kanye nokulungiswa njengenkomba yebhentshimakhi kazwelonke, kanye nezibuyekezo ezifanayo ezixhunywe ezinkokhelweni zezabelo ezivamile zonyaka ezenziwa kubanikazi bamasheya.
Okwamanje, eyesibili yezinkomba zikazwelonke, i-Ibex 35 Inverse, iphinda ukunyakaza kwansuku zonke kwe-Ibex 35, kodwa ngakolunye uhlangothi. Okusho ukuthi, uma inkomba eyinhloko inembuyiselo enhle kuseshini ethile, i-Ibex 35 Inverse izoba nembuyiselo engemihle yenani elifanayo. Nakuba ifomula yokubala yale nkomba entsha yemakethe yamasheya ifaka isici sokutshalwa kwezimali, ukuziphatha kwayo akulingani ngokuphelele nokwe-Ibex 35. Noma kunjalo, zombili zakha iziteshi ezimbili ezintsha manje ezitholakala kubo bonke abatshalizimali.
Izabelo ze-Ibex 35: nezinzuzo
Izinkampani ezibaluleke kakhulu ezweni zifakiwe kule nkomba yamasheya ebalulekile. Isibonelo, iTelefonica, iSantander, i-Endesa, i-BBVA, i-Iberdrola noma iFerrovial, phakathi kwezinye eziphawuleka kakhulu. Lokho wukuthi, bonke labo abasabalalisa inzuzo phakathi kwabaninimasheya futhi ngaphandle kwanoma yiluphi uhlobo lokuhlukile. Ngamazinga emiholo asukela ku-2% kuphela kuya kumazinga asondele ku-10%. Zonke ziyizinkampani ezinkulu kakhulu zokwenza imali ezivumela ukungena nokuphuma kwamanani ezokuphepha ukuthi kulungiswe. Kuyinkomba yesitoko ngokunambitheka kwabatshalizimali abavikela kakhulu noma abalondolozayo.
Ngaphezu kwalokho, kuyingxenye yecebo lokutshala imali lapho ungatshala khona kwimali engenayo engaguquki ngaphandle kokushiya izimakethe zezimali. Njengomunye wemithombo yakho yesethenjwa ngokumelene nezinye izinkomba eziyinkimbinkimbi noma ezikhethekile ngohlobo lwazo. Ngakolunye uhlangothi, kuyithuluzi lokuthola izimbuyiselo eziphakeme kunezinye izibambiso. Ngoba lesi sigaba sezinkampani sizinzile ngokwengeziwe futhi asinakho ukuguquguquka okukhulu ekucushweni kwamanani azo ezimakethe zezezimali. Ngamanye amagama, kunezingozi ezimbalwa emisebenzini ezenziwa ngabatshalizimali abancane nabaphakathi.
Ibex 35 Inverso: emakethe ephansi
Le nkomba yemakethe yamasheya iyinto entsha kakhulu futhi eyingqayizivele kuneyangaphambilini. Lokhu kungenxa yokuthi isu layo lokutshala imali lisekelwe esimisweni sokuthi uma imakethe iwa kancane, inzuzo ozoyithola ezikhundleni zakho ezivulekile kule nkomba eyingqayizivele iyanda. Ngenkathi imbuyiselo engaba khona iphezulu kakhulu, izingozi nazo zibalulekile. Ungalahlekelwa ngisho nengxenye enkulu yokutshalwa kwezimali kwakho. Lesi yisizathu esanele sokungenzi iminikelo emikhulu yezezimali, kodwa kunalokho ukuyigcina ilawulwa ama-akhawunti akho.
Esinye isici okufanele usihlole kusukela manje mayelana ne-Ibex 35 Inverse yinkimbinkimbi enkulu yokusebenza emakethe yamasheya. Ngoba empeleni, isifaniselo esikwi-Ibex 35 asilingani ncamashi, yize okungenani sifana kakhulu kumaphesenti aso. Kusukela kule ndlela kuya ekutshalweni kwezimali ezimakethe zezimali, kufanele kugcizelelwe ukuthi le nkomba ihluke kakhulu kwezinye. Ngamaphuzu ambalwa kakhulu afana ngawo kusukela ekugcineni kosuku esikhuluma ngakho kungukutshalwa kwezimali okuphindayo. Ngakho konke okushiwo yileli gama kulezi zikhathi eziqondile.
Kuya ngephrofayili yomtshali-zimali
Lona omunye wemibuzo emikhulu abaningi abatshalizimali abancane nabaphakathi abazibuza yona, futhi kunzima ukuyiphendula. Konke kuncike kuphrofayela yakho njengomtshalizimali wezitolo kanye, vele, okulindelwe ukukhulisa ingcebo yakho noma yomndeni. Ngaphakathi kwalesi simo esijwayelekile, ngabatshalizimali bezitolo abalondolozayo noma abavikelayo abakhetha inkomba ye-Ibex 35 Dividends. Lokhu kungenxa yokuzinza enikeza izikhundla zabo emakethe yamasheya kanye nengozi ephansi ehambisana nayo.
Ngenkathi ngakolunye uhlangothi, i-Ibex 35 Inverso ithambekele kakhulu kubatshalizimali abanolaka noma abaqagelayo. Ngesifiso sokuthola inzuzo enkulu yemali ezikhathini ezinde zesikhathi, yize wazi ukuthi isikhathi sayo saphakade siba mfushane kakhulu ngenxa yezici ezikhethekile zale nkomba yezimali zaseSpain. Ngoba kuyo akufuneki ukubuyekezwa, uma kungenjalo ngokuphambene nokuthi imakethe yamasheya iwela ngaphezu kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe. Awukwazi ukukhohlwa ukuthi le nkomba akuyona leyo oyisebenzisayo, yaleyo ebekhona impilo yonke. Kuyisigaba sokutshala imali esihluke kakhulu kunokwesiko noma okujwayelekile.
Yikuphi kulezi zinkomba okungifanele?
Yiqiniso, zombili izinkomba zemakethe yamasheya zisekelwe emibonweni ehlukene ngokuphelele. Kangangokuba azinawo amaphrofayili afanayo abalandeli, njengoba kufakazelwa idatha enikezwe yizinhlangano zabatshalizimali baseSpain. Le datha iqinisekisa ukuthi imelela izindlela ezahlukene zokuqonda ukutshalwa kwezimali futhi inezindlela ezahlukene kusukela ekuqaleni. Kuhle ukugcizelela ukuthi inkomba ngayinye ingadinga isikhathi esihlukile sokuvula izikhundla. Kwezinye izimo, inkomba eyodwa izoba ngcono, kanti kwezinye, enye. Lokhu kuzoncika ezinqumweni ezenziwa ngabatshalizimali abancane nabaphakathi.
Esinye isici okudingeka sigcizelelwe ngalesi sikhathi ukuhlaziywa kwayo kobuchwepheshe. Ngenkathi i-Ibex 35 Inverse idinga isimo esithile kakhulu, i-Ibex 35 Dividends isekelwe ngokuphelele emalini ekhokhelwa abanikazi bamasheya. Ngamanye amazwi, imbuyiselo yokutshalwa kwezimali ayihlobene nhlobo, ngaphandle kwesici esisodwa esibalulekile: ukukhulisa ukonga ngaphezu kwakho konke okunye . Lokhu, phela, inhloso yanoma yikuphi ukutshalwa kwezimali ezimakethe zamasheya, okusebenza njengendawo evamile kubo bonke abatshalizimali abancane nabaphakathi.
Umthelela kubo bonke abatshalizimali
Ukuvela kwalezi zinkomba zezimakethe zamasheya ezintsha ngokungangabazeki kube nomthelela osheshayo ezithakazelweni zabatshalizimali futhi, okufanele kubhekwe nakho, yize kukhona nokulinganiselwa okuthile ekusebenzeni kwazo okuzofanele futhi kubalwe. Iminikelo emikhulu abayinikezayo, ikakhulukazi leyo ebhekiswe enkombeni yezabelo, ukuthi kusukela manje umtshali-zimali uzoba nenkomba lapho konke ukuphepha okukuhlu kukhetho lukazwelonke kuqoqiwe, hhayi kuze kube manje ukuthi bekungekho ireferensi . Njengoba kwenzeka ezimakethe zokulingana zamanye amazwe endaweni yethu eseduze.
Ngakolunye uhlangothi, i-Ibex 35 Inverse ikuvumela ukuthi uzuze noma ngabe indawo yemakethe yamasheya ayifanele abatshalizimali. Imikhiqizo eminingi yalolu hlobo ivele eminyakeni yamuva nje ukuze inikeze izinsiza ezinkulu kubatshalizimali abancane nabaphakathi nendawo. Laba batshalizimali bangenza ngisho nenzuzo enkulu kulezi zimo ezingavamile, ezingase zibuye eminyakeni ezayo. Kodwa-ke, noma yikuphi ukungalingani ekuhwebeni kungabangela ukulahlekelwa okukhulu.
Kunoma ikuphi, kunezindlela ezimbili ongasondela ngazo zokuqonda izindlela ezimbili zokusondela kotshalomali, kulokho okungesinye sezikhangiso ezifanele kakhulu. Ngoba kuzimo zombili lezi ungenza imali kancane kancane ngoba izimakethe zezezimali zikusekela kancane ezibikezelweni, ikakhulukazi maqondana nemikhiqizo ephikisanayo emakethe yamasheya okuyiyona eyinkinga kakhulu ukuyenza ibe semthethweni ngenxa yengozi enkulu yokuthi ukusebenza kwayo kuhlanganisa kusukela phakade. Akumangalisi ukuthi azilula kakhulu ukuzikhethela. Njengoba kwenzeka ezimakethe zokulingana zamanye amazwe.