Ukutshala imali emakethe yamasheya isikhathi eside Kuyisu elizosivumela ukuthi sithole inzuzo enhle ngemali esiyongile nange-a Ubungozi obuphansi uma kuqhathaniswa namanye amasu okutshala izimali. Ngokombono wami, kungenye yezinketho ezithakazelisa kakhulu kulabo abafuna ukuphumela obala futhi abanaso isikhathi nolwazi olwanele lokufunda amasu anzima kakhulu.
Ngaphezu kwalokho, kufanele kukhunjulwe ukuthi kuyisu okuhlale kufakazelwa ukuthi liyilo kunenzuzo kakhulu kusukela - kuze kube manje - labo abamlandela ngokuqinile bakwazile ukukhulisa izimpahla zabo. Ake sibheke-ke ukuthi yiziphi izinsika eziyisisekelo leli qhinga elisuselwa kulo, elaziwa nangokuthi Thenga futhi ubambe (igama lalo ngesiNgisi):
- Njengoba igama liphakamisa, ingxenye ebaluleke kakhulu ukuthi kufanele uthenge amasheya futhi ungalokothi uthengise. Kukhona okunye okwehlukile kokuthengisa kodwa sizokubona ngokuhamba kwesikhathi
- Khetha njalo izinkampani ezinokwethenjelwa futhi ngenani elikhulu lemakethe yamasheya (ama-chip eluhlaza okwesibhakabhaka). ESpain ezinye izibonelo kuzoba yiBBVA, Telefónica, Santander, Iberdrola, Inditext
- Khetha izinkampani ezinikeza i- izabelo eziphakeme futhi okulindelwe okungubani ukwanda kusho isabelo ngendlela ende futhi ezinzile.
- Thola kabusha izinzuzo etholwe ngezenzo ezintsha ukusizakala ngomphumela we inzalo ehlanganisiwe.
Ngemuva kokuxoxa ngezinto eziyisisekelo, kubalulekile ukuthi ubheke ukuthi uzowathengisa nini amasheya enkampani. Kumele uthengise kuphela uma kwenzeka ubungozi obusobala ukuqothuka. Uma sithola ukuthi noma yiziphi izinkampani ezakha iphothifoliyo yethu zihlangabezana nesimo esibucayi esibeka ukusinda kwazo engozini esobala, kusho ukuthiukuthengisa kulungile.
Kepha kubaluleke KAKHULU ukukwazi hlukanisa inkinga ethile - ukuthi zonke izinkampani zihlupheka - kusuka enkingeni yangempela necacile ngoba uma sidayisa ezinkingeni ezithile lapho-ke sizobe senza okuphambene nalokho okushiwo isu futhi sithengise ngezikhathi eziheha kakhulu zokuthenga. Isibonelo, ehlobo lika-2012 i-IBEX35 yayinamaphoyinti angama-6.000 futhi kwabonakala kanjalo umhlaba wawuzophela. Abatshalizimali abaningi besikhathi eside bangalingeka ukuthi bathengise wonke amasheya abo ngokwesaba ukwehla kwezinkampani ezinkulu eSpain. Kodwa lokhu kwakungeyona into yangempela akwenzeki ukuthi zonke izinkampani ezweni zibhideke (futhi uma kwenzeka besingeke sikukhathalele ukuba semakethe yamasheya noma cha ngoba besizophila ikusasa elingaqinisekile ngempela) ngakho ihlobo lika-2012 kwakungeyona isikhathi sokuthengisa, kepha ithuba eliyingqayizivele lokwenza iphothifoliyo futhi uthenge amasheya ngamanani amangalisayo asebenzise ukusangana okuhlangene okwenza abantu abaningi bathengise.
Manje kulula ukusho lokhu, kodwa into ebaluleke kakhulu uma uzolandela leli qhinga ukuthi uqiniseke ngalo ngokuphelele ngo-100% ukuze kuthi uma kwenzeka isimo esinjengaleso ukwazi ukuthi ungasabela kanjani ngendlela efanele futhi ungawathengisi amasheya akho.