Ezweni lanamuhla lomhlaba jikelele, ukuvela kwezinkampani ezintsha sekuyinsakavukela umchilo wesidwaba, njengoba amathuluzi ezobuchwepheshe asezuze ukukhula okukhulu eminyakeni yamuva, njengezicelo ezahlukahlukene ezingasetshenziswa kwi-inthanethi, sekwenze osomabhizinisi abaningi baqala amabhizinisi anga bahlukanise nemikhawulo yobungcweti evame ukutholakala ehhovisi.
Ngokufanayo, izinkampani ezinkulu nazo zikhula njalo, ngakho-ke namuhla kungenzeka ukuthola izinhlobo eziningi zamabhizinisi nezinkampani zazo zonke izinhlobo.
Kodwa-ke, lezi mpumelelo azizange zenzeke ngobusuku obubodwa, futhi ukuze zihlale zizinzile futhi zikhule iminyaka eminingi, kwadingeka zigcine ukulawula kwezezimali okufanele kusukela ekuqaleni. Alikho ibhizinisi elingachuma emkhakheni webhizinisi oncintisanayo wanamuhla ngaphandle kokusebenzisa imali eningi kanye nokuguquguquka kwemali okubavumela ukuthi babhekane nokwehla okukhulu kwemali engenayo noma izindleko ezinkulu ezingazelelwe ezingaba yingozi ezinkampanini namabhizinisi angavikelwe ngokwezimali.
Ngabe ukugeleza kwemali kumayelana nani?
Ukuze sibhekane nezinselele ezihlobene nokuntuleka kwemali kanye nenzuzo , izinkinga ezingathinta amabhizinisi amasha ngisho nezinkampani ezinkulu ezisunguliwe, siphendukela ekungeneni kwemali , okwaziwa nangokuthi isitatimende sokugeleza kwemali noma isitatimende sezimali. Le ndlela entsha ingaqondwa njengenkomba enikeza ulwazi mayelana nempilo yezezimali yebhizinisi elincane noma ngisho nenkampani enkulu. Ihilela ukulandelela ukungena kwemali kanye nokuphuma kwayo esikhathini esithile, ithuluzi elivumela ukuqwashisa okukhulu ngezindleko kanye nemali engenayo yenkampani. Ngamafuphi, kumayelana nokuthola ibhalansi phakathi kwezidingo zethu kanye namandla ethu ezezimali okuhlangabezana nazo.
Hlobo luni lwezinhlelo zokusebenza ezingaba khona izifundo zokugeleza kwemali ngaphakathi kwenkampani?
Izitatimende zemali zingafeza izinjongo ezahlukene ukuqinisekisa ukuzinza kwezezimali zenkampani. Ezinye zezindlela eziyinhloko zokusebenzisa kwazo zingasetshenziswa ezimweni ezilandelayo:
Ukuxazulula izinkinga zenkampani yokuthola imali:
Ngokuvamile, kucatshangwa ukuthi impumelelo yenkampani incike kuphela enzuzweni. Lokhu kuholela abanikazi bamabhizinisi amancane abaningi ukuba baphuthelwe amathuba okukhula ngoba abanalo ulwazi oluyisisekelo namakhono adingekayo ukuphatha izindleko kanye nezindleko ezingathinta kabi ukuhamba kwemali. Yingakho leli thuluzi lokuphatha ukuhamba kwemali likuvumela ukuthi ubikezele ibhalansi yemali, uqinisekise ukuthi awukaze ubhekane nezinkinga zokuhamba kwemali—isimo okungekho nkampani, ngisho noma inenzuzo, okufanele ibhekane naso.
Ukugeleza kwemali kukuvumela ukuthi uhlaziye ukusebenza kwamaphrojekthi wokutshala imali:
Ukuze uqonde izinzuzo zokutshala imali kuphrojekthi ethile yezomnotho , ukuhlaziywa kwemali kukuvumela ukuthi usebenzise imali eyakha isisekelo sokubala inani lamanje eliphelele kanye nesilinganiso sangaphakathi sembuyiselo. Ngale datha, ungabona izinzuzo nezingozi zanoma yimuphi umsebenzi wokutshala imali ocabanga ngawo.
Linganisa inzuzo nokukhula:
Ukuhamba kwemali futhi kukuvumela ukuthi ulinganise inzuzo nokukhula ibhizinisi elingaba nakho esikhathini esithile, ikakhulukazi kulezo zimo lapho amazinga ezimali engameleli ngokwanelisayo iqiniso lezomnotho lebhizinisi elishiwoyo.
Ukugeleza kwemali kuqukethe ziphi izinto?
Ukuhamba kwemali kuyinkomba evamise ukwenziwa ngezinto ezilandelayo: Izinhlinzeko zenzuzo + yokukhokha +.
Lezi zinto ezintathu ziyadingeka ukuze sikwazi ukucubungula ukuhamba kwemali, ngendlela yokuthi, ngokusho kwalesi sikhombisi, ukwehliswa kwemali kanye nokuhlinzekwa kuyizindleko okufanele zengezwe ezinzuzweni ngokwesikhathi esithile, hhayi lokho bacabanga ukuthi ukuphuma kwemali, okusho ukuthi, ukwehla kwemali yize kuyizindleko, akudingeki ukuthi kuchaze ukuphuma kwemali, ngoba ukubalwa kwezimali bacabanga ukwehliswa komphumela wonyaka, kepha lokhu akusho ukuthi bayinkokhelo enjalo. Okubalulekile ukuthi imali, okungukuthi, umgcinimafa uhlala etholakala. Inhloso yale nqubo ukuthi ngokuhamba kwemali, umuntu uyakwazi ukwazi ukuthi iziphi izinzuzo ezitholwa yibhizinisi elinikeziwe, okungukuthi, inani lemali inkampani engayenza ngesikhathi esithile.
Yini ukubaluleka kokusebenzisa ukungena kwemali emabhizinisini anamuhla?
Ukuhamba kwemali kubaluleke kakhulu namuhla, njengoba kuyithuluzi eliyisisekelo esingalandela ngalo inani lemali ekhiqizwa inkampani. Le datha ibalulekile ukuze sikwazi ukwazi impilo yethu yezezimali futhi ngaleyo ndlela sikwazi ukuhola ukuvela kwezinto ibhizinisi lethu noma inkampani yethu ezoba nakho ngokuhamba kwesikhathi. Ngokunjalo, ukusebenzisa kahle ukungena kwemali kuzophinde kusivumele ukuthi sakhe izivumelwano ezingcono nezinye izinkampani nabahlinzeki, ngoba ngokwazi ukungena kwethu kwemali, sizokwazi ukuthi sizilandele kanjani izinkokhelo zethu noma yiziphi izibopho ezingasungulwa ngokuya ngezezimali inkampani. ibhizinisi.
Yiziphi izinhlobo zokugeleza kwemali ezikhona?
Ngenxa yemvelaphi yayo, kunezinhlobo ezahlukene zokuhlukaniswa kwemali esingazisebenzisa ukuxazulula inkinga ethile mayelana nokuntuleka kwemali noma ukungabi namandla kwebhizinisi.
- Ukuhamba kwemali okusebenzayo: Yimali etholwayo noma ehanjisiwe ngenxa yaleyo misebenzi eyisisekelo yezomnotho inkampani enayo. Ngokufingqa, sibhekisa enanini lemali eqoqwe ngenxa yemisebenzi eyisisekelo yezomnotho yenkampani.
- Ukuhamba kwemali kwemali: Kuyimali eqoqiwe noma esetshenzisiwe ngemuva kokucabangela izindleko zokutshalwa kwemali eziyinhloko ezingasiza ibhizinisi esikhathini esizayo. Into ebalulekile ngalolu hlobo lokugeleza kwemali ukuthi konke lokho kutshalwa kwezimali okungase kuhlomule kamuva kuyabhekwa, njengokuthengwa kwemishini emisha yefekthri, ngokwesibonelo, noma iqiniso lokuzinikela ekutshalweni okusha noma kubatholi abakhiqizayo izinzuzo zabo ngokuzayo.
- Ukuxhasa ukugeleza kwemali: Le yimali eqoqiwe noma esetshenzisiwe njengomphumela wemisebenzi eyehlukene yezezimali engasuka kokukhokha noma kokutholwa kwemali mboleko ukukhishwa noma ukuthengwa kwamasheya. Vele, kunenani elikhulu lokusebenza kwezezimali lapho imali ingatholwa noma ikhokhwe, yingakho lolu hlobo lokuhamba kwemali lulungele ukugcina ithrekhi yemali ephethwe futhi etholwa ekuhambeni okuhlukahlukene kwezezimali kwenkampani.
Ingabe kukhona ukulinganiselwa ekubalweni kwemali engenayo?
Indlela evame kakhulu neyaziwa kakhulu yokubala ukuhamba kwemali yindlela yokubala ukuhamba kwemali. Le fomula isetshenziswa kabanzi, ikakhulukazi ngezinjongo zokuqhathanisa; nokho, inomkhawulo omkhulu: isimiso sokubala imali esiqongelelwe.
Ngokuyisisekelo, lokhu kusho ukuthi uma kubalwa inzuzo, inzuzo yokubala iqoshwa njengemali , okuyinto engabonakali nhlobo. Isizathu ukuthi uma kukhishwa ama-invoyisi okuthengisa, inzuzo evela kulokho kuthengiselana iyaqoshwa, kodwa lokhu akusho ukuthi inani eliphelele lokuthengisa seliqoqwe ngempela. Ngamanye amazwi, le nkinga ivela ngoba kulezi zinsuku izinkampani eziningi zinezivumelwano nabaphakeli, noma okuphambene nalokho.
Amadili athi noma izivumelwano ziqukethe, ngokwesibonelo, zokunikeza izikweletu ukwenza ngempumelelo ukuthengisa, okusho ukuthi ukuthenga kuyenziwa kepha imali yalokhu kuthengiswa ayitholakali ngokushesha. Isibonelo, uma umphakeli ekwazi ukuthengisa uchungechunge lwemikhiqizo noma izinto ezinenani elithile enkampanini, kujwayelekile ukuthi kuthengwe ngemali, kepha kulezi zinsuku kuyenzeka, kaningi kakhulu, ukuthi ukuthengiswa kwemikhiqizo ngesikweletu noma okunemibandela ngokusetshenziswa noma inzuzo inkampani ethola ngayo kuleyo mikhiqizo.
Ngenxa yalokho, ukuthengiswa kwesikweletu kuvame ukuvela kuma-invoyisi ebhizinisi, kodwa ngokuvamile kufinyelelwa esivumelwaneni nomthengi ukuze kukhokhwe kamuva, ngakho-ke inani lalokhu kuthengiswa alikho ngemali ekhokhwayo kodwa limelela inzuzo efakwa ku-invoyisi yize imali izotholwa esikhathini esizayo esithile.
Lokhu yilokho okwaziwa njengokuthengisa okuhlehlisiwe futhi uma kwethulwa, kuyinto ejwayelekile ukuthi ingxenye yokuthengiswa konyaka owodwa, kanye nezinzuzo zayo, kuzohlala kulindwe ukuqoqwa kuze kube unyaka olandelayo, kunjalo, uma kwenzeka konke kuhamba kahle, ngoba uma izinto zingahambi kahle kulowo othenga izinto kithi ngaphansi kwalo mqondo, lokho kuthengiswa ngeke kukhokhiswe, ngoba lokhu kuyinzuzo enikezwa inqobo nje uma sinohlobo lwesivumelwano esizothenga kuso isikhathi nesikhathi sezulu. Inkinga ukuthi sesivele sikubhalile lokho kuthengiswa kuma-invoice lapho kungakacaci ukuthi sizoyithola yini imali kubo.
Isixazululo salolu hlobo lwenkinga ukuthi sizihlomisa ngezinsimbi ezimbalwa ukukala amazinga wemali noma ukwenziwa kwemali ebhizinisini, noma ngabe kungamanje noma kuhlelwe, ukuze sikwazi ukuwalawula kangcono futhi sikwazi ukubala kangcono izindleko nezinzuzo. ukunyakaza kwezezimali esikwenzayo.
Iziphetho
Ukugeleza kwemali ngokungangabazeki kuyithuluzi elihle kakhulu lemisebenzi yokubala imali engasisiza ukuthi sithuthukise inzuzo kanye nemali engenayo yebhizinisi lethu. Ngokusebenzisa le ndlela ngendlela efanele, sizoba yisinyathelo esisodwa phambili ekuthuthukisweni kwebhizinisi lethu, futhi ngomzamo nokuzinikela okufanele, singalikhulisa libe yinkampani enenzuzo enkulu futhi enemali eyanele yokusingatha noma yiziphi izehlakalo zezimali ezingalindelekile.