Impilo yamanje Kugcwele imisebenzi okufanele yenziwe nsuku zonke, kusuka emsebenzini, ukuzivocavoca, ukuthenga, ukudlala nezingane, ukwenza imisebenzi yasendlini phakathi kwabanye abaningi; Ngalesi sizathu, isikhathi esisishiye nsuku zonke asenele ukuthi sikwazi ukuhambela yonke imisebenzi yethu, ikakhulukazi leyo echaza ukuthi siqeqeshelwe isikhathi esithile ukwenza izinqubo, njengoba bekwenzeka nasemabhange.
Impela ukuhlangabezana nalesi sidingo se- amakhasimende, ukwenziwa kwamabhange akude kwakhiwa, esivumela ukuthi sifeze ukunyakaza ngaphandle kwesidingo sokuchitha isikhathi esiningi. Kepha kunezinhlobo eziningana zamabhange akude ukuze sikwazi ukusebenzisa kangcono isikhathi sethu, sifunde ukuthi ziyini nokuthi sizisebenzisa kanjani.
Enye ye izindlela zokubhanga okukude ngama-ATM ezisigwema imigqa emide yamabhange. Ubuchwepheshe beselula obuhamba nathi cishe usuku lonke buyindlela enhle yokwazi ukusebenzisa kakhulu amabhange ethu, futhi kulolu hlobo lobuchwepheshe kunezindlela ezimbili zokusebenzisa ukubhenka okukude, ngokusebenzisa ukubhenka online ngokusebenzisa amapulatifomu ewebhu noma izinhlelo zokusebenza ezahlukahlukene, nokubhenka ngocingo. Okunye Ake sibhekisise ngayinye yalezi zinto kuqala ngama-ATM.
Ama-ATM
Ama-ATM Ingabhekwa njengemishini yokuthengisa, okungukuthi, isendaweni yomphakathi, futhi cishe noma ngubani angayisebenzisa. Ubuchwepheshe bayo busivumela ukuthi sifeze izinqubo ezithile ezivela ku-akhawunti yethu. Lawa ma-ATM anamafayela we- inzuzo yokuzenzakalela ngokugcwele, futhi banochungechunge lokusekelwa ukuze umsebenzisi akwazi ukufaka imininingwane edingekayo emazingeni okuphepha ngokuya ngohlobo lwenqubo.
Into yokuqala esiyidingayo ukuze sikwazi ukusebenzisa eyodwa yalezi imishini iyikhadi lomuntu siquNgiyazi ngokulondolozwa, isikweletu noma incwadi yokonga. Kepha akuphelelanga lapho, ngoba ukuze kuqinisekiswe ukuthi uma kwenzeka kulahleka noma kwebiwa elinye lala makhadi, imininingwane noma imali engaphakathi kule akhawunti ayikwazi ukutholakala, kudingeka i-PIN, okuyinombolo eyimfihlo etholakala kuphela umnikazi we-akhawunti kufanele azi. Uma i-PIN isifakiwe umsebenzisi uzokwazi ukuba nayo ukufinyelela kwe-akhawunti.
Kufanele kucaciswe ukuthi le nombolo kufanele ifakwe, ku- ama-ATM amaningi, ngesikhathi sokunyakaza ngakunye ofuna ukukwenza. Kubaluleke kakhulu ukuthi umnikazi we-akhawunti angalokothi anikeze noma ubani le nombolo, ngoba kuleso simo yonke imininingwane yakho ingaba sengozini uma othile ezama ukusebenzisa kabi leyo nombolo.
Phakathi kokunyakaza okuningi lokho Ama-ATM asivumela ukuthi sikwenze, Ngokuphathelene nokheshi singakhipha noma sifake imali ku-akhawunti yethu, futhi sifake imali kwenye i-akhawunti ethile noma sikhokhele ezinye zezinsizakalo zethu njenge ucingo noma izinsiza ze-inthanethi.
Ezinye izinketho ezisivumela ukuthi senze le mishini ukwenza imibuzo maqondana nama-akhawunti ethu, njengokuhlola ibhalansi esivuna yona noma izikweletu zethu, singabheka nesimo sezitshalomali zethu. Lokhu kwenza impilo yethu ibe lula kakhulu, ngoba isikhathi esisetshenziselwe ukwenza yonke le mibuzo sincane kakhulu kunokuya emagatsheni.
Okubi kuphela kulokhu uhlelo olude lokubhanga ukuthi kungenzeka ukuthi amanye amakhomishini angakhokhiswa ngokwenza izinqubo ezithile, futhi uma kungama-ATM ebhange lethu singaba namalungelo okwenza ukunyakaza mahhala, kepha-ke, uma sisebenzisa ama-ATM wamanye amabhange, lawa makhomishini angahle akhokhelwe imele inani eliphakeme uma singenazo ngesikhathi sokusebenzisa okukodwa kwalokhu.
On line ibhange
Ukubhanga ku-inthanethi kungenxa yokuchazwa, inkontileka lapho umnikazi we-akhawunti yasebhange egunyazwe ukufinyelela ku-database yasebhange ngemikhiqizo ehlukahlukene etholakala kwi-inthanethi.
Le sevisi inikezwa ngamabhange amaningi njengokungeziwe ezinsizakalweni ezijwayelekile, kepha ezimweni eziningi ayinazo izindleko ezingeziwe. Kodwa-ke, kubalulekile ukuthi silucacise lolu daba nabaphathi, ngaphezu kweqiniso lokuthi ngesikhathi sokwenza lokhu kuxhumana kubaluleke kakhulu ukuthi sicacise noma imiphi imibuzo mayelana nokuthi yiziphi izinsizakalo esinazo nokuthi kufanele sizisebenzise kanjani.
Kule ndawo kunezinketho ezimbili, owokuqala ukwenza ukusetshenziswa kwezingxenyekazi zewebhu, kanti okwesibili ukusebenzisa ifayili le- izinhlelo zokusebenza zeselula Siyakucacisa lokhu ngoba ngayinye, ngenxa yesixhumi esibonakalayo, inezakhiwo ezahlukahlukene nezindawo zokuphepha zokufika, kwezinye izimo amabhange azokunikeza inombolo yokuphepha ukuze ukwazi ukwenza izinqubo ezahlukene online. Le ndlela ngaphandle kokungabaza okuncane iyona eshesha kunazo zonke izinhlobo ezintathu zamabhange akude akhona futhi enye yalezo ezikuvumela ukuthi wenze amaphepha amaningi.
Phakathi kwezenzo le platform ekuvumela ukuthi uzenze singathola ifayela le- Ukudluliselwa kweBhange, lapho singakhokha khona insizakalo, noma simane sikhokhele umuntu wesithathu ngaphandle kwesidingo sokuya khipha bese ufaka imali kwi-akhawunti yomuntu ngaphezulu, ngakho ukonga ngesikhathi namandla kuphezulu kakhulu. Enye inzuzo evunyelwa lolu hlobo lwebhange ukukwazi ukwenza imibuzo ehlukahlukene, efana nebhalansi yethu, izikweletu zethu, ukutshalwa kwezimali kwethu, phakathi kwezinye izinhlobo zolwazi esidinga ukuthi sazi ngama-akhawunti ethu asebhange.
Njengamanje kungenzeka nokuthi kusuka kulokhu ipulatifomu ye-inthanethi Masigcine ngokunyakaza kuma-akhawunti ethu kuphela, kepha futhi nezinqubo obekuzodingeka ukuthi siye ebhange ngazo ngaphambili. Ezinye zezinqubo ezivunyelwa yilezi zingxenyekazi ukucela imali mboleko, kanye nokucaphuna nokwenza isivumelwano semoto, umshuwalense womuntu siqu, njll. Ngaphezu kwalokho, ama-oda adonswa ngqo angakhishwa ukuze kuqhutshekwe nokwenza lula uhlelo lwe- ukukhokhwa kwezinsizakalo zethu.
Kungenzeka nokuthola imininingwane ezimakethe ezehlukene zezezimali uma i-akhawunti yethu isivumela ukuthi sitshale imali, ngale ndlela singenza utshalomali olungcono, sibe nesisekelo esiqinile solwazi sokuxhasa isinqumo sethu. Ngaphandle kokungabaza, lezi zingxenyekazi ziwusizo olukhulu empilweni yethu yansuku zonke.
Manje, ukubhenka oku-inthanethi kunezinzuzo eziningi ezenza lula ukusetshenziswa nokuphathwa kwama-akhawunti ethu asebhangeKodwa-ke, kubalulekile ukuthi wazi ukuthi kukhona nokubi okuthile, ake sibone ukuthi kuyini. Into ebaluleke kakhulu nalokho okufanele sikuqaphele ukukhwabanisa, ngoba kungahle kube khona izingosi ze-intanethi lapho singenza khona okubhalisile noma okukhokhwayo okusolwayo, kepha empeleni okungumbombayi. Futhi ngaphezu kokuthi kungenzeka silahlekelwe yimali, kukhona futhi nethuba lokuthi imininingwane yethu izokwebiwa, kepha lokhu kungagwemeka uma senza kanjalo ukusetshenziswa kwamakhasi noma amapulatifomu lapho amazinga okuphepha anele futhi aqinisekisiwe.
Enye ye ukungalungi kwalezi zingxenyekazi ukuthi akekho umeluleki othintekayo, ngakho-ke uma kuphakama imibuzo kuzofanele siseshe izinkundla ezahlukahlukene noma okokufundisa. Yize ukugwema lokhu, amanye amabhange akhe izingxoxo ezibukhoma ukuze abasebenzisi bakwazi ukuxazulula konke ukungabaza kwabo. Kepha unokufinyelela kuphela ngezikhathi ezikhonjisiwe. Kukho konke okunye, le nketho ngokungangabazeki iyona engcono kakhulu ongayenza ukunyakaza okukude kwamabhange.
Ukubhanga ngocingo
Ekugcineni, sizokhuluma ngefayela le- ukubhenka ngocingo. Le nketho ingenye engasetshenziswa kakhulu ngabasebenzisi, kepha inezinzuzo eziningi uma sazi ukuthi singakusebenzisa kanjani ngokugcwele. Into yokuqala okufanele siyicacise ukuthi kunezindlela ezimbili zokukwazi ukwenza ifayili le- ukunyakaza ngocingo; Esokuqala sisebenzisa imenyu esivele ihleliwe, lapho izinkambu zolwazi ezahlukahlukene esingafinyelela kuzo zikhonjiswa ngokunikezela ngemininingwane yethu efanelekile. Indlela yesibili ukusebenzisa opharetha abanekhono lokuxazulula noma ikuphi ukungabaza noma abenza noma yikuphi ukunyakaza okungalindelwe kuhlelo.
njenge ukubhenka online, inkontileka iyadingeka lapho kucaciswa wonke amalungelo ethu nazo zonke izenzo esingazenza ngocingo. Umsebenzi ulula, ngoba uqala ngocingo, futhi uhlelo olufanayo noma ophethe ophethe uzosinika izinkomba zokukwazi ukuxazulula ukungabaza kwethu nokwenza izindawo ezigunyaziwe zokuhamba.
Amabhange amaningana nawo asebenzise inqubo ye- ukusetshenziswa kwemiyalezo ye-SMS ukuze amaklayenti akho akwazi ukuhlela ama-oda ahlukahlukene, noma futhi ukuze athole izaziso ezahlukahlukene ze- isimo sokuhamba kwakho noma okwenzayo. Kubalulekile ukuthi yonke le mininingwane icaciswe ngesikhathi sokusayina inkontileka, ngoba ngale ndlela sizokwazi ukwazi zonke izinketho esizokwazi ukufinyelela kuzo. Manje, kubaluleke kakhulu ukuthi sinakekele ukuthi izinombolo esixhumana nazo futhi ezixhumana nathi zigunyazwe ngokuphelele, futhi akumele nanini sinikeze imininingwane eminingi kakhulu, ngoba ngokungangabazeki kunabantu abathile abangazama ukweba imininingwane yethu.