Iyini i-Yearn Finance

I-Yearn Finance ilichaza kahle igama elithi DeFi, elidume njengetemu elisho i-ecosystem yemikhiqizo yezezimali eyakhelwe kumanethiwekhi e-blockchain avumela ukufinyelela okulula emikhiqizweni yezezimali. Ngaphambilini eyaziwa ngokuthi i-iEarn, Yearn Finance, yasungulwa unjiniyela oyedwa, u-Andre Cronje. Ake sibone ukuthi iyini i-Year Finance nokuthi isinika ini. 

Iyini i-Yearn Finance

I-Yearn Finance ilichaza kahle igama elithi DeFi, elidume kakhulu njengetemu elibhekisela kuhlelo lwezemvelo lwemikhiqizo yezezimali olwakhelwe kumanethiwekhi e-blockchain avumela ukufinyelela okulula emikhiqizweni yezezimali, okwenza kube lula ukufinyelela ohlelweni lwamanje lwezezimali kubantu abangenalo ulwazi. Ezinsukwini ngaphambi kokwethulwa kwethokheni, umthetho olandelwayo wawunezimpahla ezingaba yizigidi eziyisi-8 ezigcinwe esitokisini, ezamukelwa ngokushesha ngezigidi ezingaphezu kwezigidi ezingama-400 ngesonto lokuqala. Noma ubani owayefake imali etholakala kumachibi e-Curve yPool noma e-YFI Balancer phakathi nesonto lokuqala lokwethulwa wayefaneleka ukufaka isicelo se-YFI. Lawa maqiniso yiwo athathe ukunaka komphakathi mayelana ne-Yearn Finance, ngoba indlela eyethulwa ngayo kamuva yasiza ukuguqula izinhlelo zokusebenza ezisabalalise (Decentralized Apps noma DApps) zibe umphakathi osebenzayo, ngenxa yokuthi zazingezinye zezokuqala. amaphrojekthi lapho bekungekho khona isabelo samathokheni sethimba lokuthuthukisa noma abatshalizimali. Leli qiniso linikeze konke ukulawula kokuhlinzekwa kubasebenzisi bomphakathi, okwenza kube iphrojekthi elawulwa ngokuphelele abasebenzisi ngokwabo.

Bunjani ubuchwepheshe? Yearn Ezezimali

• Ama-Vaults (Ama-Vaults ahunyushelwe kusi-Spanish): iphrothokholi ehamba phambili ngenxa yokusetshenziswa kwayo iningi labasebenzisi, Ama-Vaults amelela u-67% Wenani Eliphelele Elikhiyiwe (i-TVL noma Inani Eliphelele Elikhiyiwe elihunyushwe ngesiNgisi) le-Yearn Finance. Abasebenzisi bafaka ku-vault echazwa ngempahla futhi amasu okusebenza angaphansi asetshenziswa ukuze kusetshenziswe imali. 
• Hola: Kufana ngokwemvelo nama-vaults, kodwa alula nakakhulu. Ekuqaleni ibigxile ezimpahleni ezinzile abasebenzisi abangazifaka, futhi ngaphansi, izimpahla zihamba phakathi kwezimiso zemakethe yemali kuye ngokuthi iyiphi imbuyiselo ephezulu kakhulu.
• I-Iron Bank: Iphrothokholi yemakethe yemali egxile ekunikezeni abasebenzisi namaphrothokholi. Abasebenzisi bangafaka amafa agunyaziwe njengesibambiso ukuze bathole imbuyiselo kubaboleki noma baboleke ezinye izimpahla. Abasebenzisi bephrothokholi bangagunyazwa ukuze baqhubekisele phambili imalimboleko engavikelekile.
• yInsure: Umshwalense ohlanganisiwe onikeza ukuvikeleka ngokumelene nokulahlekelwa kwezimali ngenxa yamaphutha enkontileka ehlakaniphile kanye nezingozi ezihlukahlukene ezibhalwe ngaphansi kwe-Nexus Mutual. Ngokungafani ne-Nexus Mutual, ukuze ube ngumnikazi wethokheni, umsebenzisi akudingeki abe yi-KYC. Ngaphezu kwalokho, ithokheni liphinde lidluliselwe njengoba lisesimweni se-NFT (ithokheni elingakhungi). Idiphozithi ngayinye ku-vault enomshwalense ikhokhiswa imali yokuqala engu-0,1% kanye no-0,01% emavikini okuqala. Konke kungashintshwa uhulumeni we-YFI.
• I-StableCredit: Isebenza ngendlela efanayo nemodeli ye-MakerDAO yezibambiso eziningi, kodwa umehluko lapha ukuthi ungakwazi ukufaka noma iyiphi impahla esiyifunayo njengesibambiso futhi uthole umugqa wesikweletu uma impahla isifakiwe. Empeleni ingumbolekisi, kuhlanganiswe nabenzi bezimakethe abazenzakalelayo abenza isilinganiso esiguqukayo sokusebenzisa (umugqa wesikweletu) ukuze ikwazi ukuhambisana nenani lesikweletu elibolekiwe umsebenzisi ngokusekelwe esibambiso esinikezwa umsebenzisi.

Ubani oyingxenye yeqembu? Yearn Ezezimali

Ngaphambilini eyaziwa ngokuthi i-iEarn, Yearn Finance, yasungulwa unjiniyela oyedwa, u-Andre Cronje. Ngemuva kokuxhashazwa ngoFebhuwari 2020, u-Andre wamemezela ukuthi uyawushiya lo msebenzi ngemuva kokubhekana nokuhlehla komphakathi. Kamuva wabuya futhi iphrojekthi yashintsha ukuze ibe nokubukeka kwamanje; Yearn Finance, futhi yethula isethi yamathuluzi amasha. Eminyakeni yakhe yokuqala wafunda i-Law, kodwa washintsha imisebenzi lapho ebona kumakhodi abonakalayo ikusasa elithembisayo kanye nokukhula okukhulu okufanele akuhlole. Ngakho waqunga isibindi ekukhetheni umsebenzi weSoftware Architecture ezweni lakubo, eNingizimu Afrika. Ngemva kokuphothula izifundo zakhe, wasebenza njengoprofesa esikhungweni esifanayo lapho ayesethuthukise khona izifundo zakhe iminyaka engu-5. Umsebenzi wakhe emkhakheni wedatha enkulu kanye nokuphepha kumadivayisi eselula wamvumela ukuthi afunde ngezwe le-cryptography kusuka ngaphakathi. Wazihlanganisa kuqala nayo yonke imiqondo emayelana nobuchwepheshe be-blockchain, futhi ikakhulukazi kwakuwukusebenza kwalobu buchwepheshe okwamkhanga emhlabeni we-cryptocurrencies.

Yini uphawu Yearn Ezezimali (YFI)

Ithokheni yomdabu yephrothokholi Yezezimali ye-Year ibonwa ithikha ye-YFI. Kuwuphawu lokuthi kusukela ekuqaleni kokudalwa kwayo futhi namuhla iyaqhubeka nokuqoshwa njengethokheni yokubusa, okudingekayo ukuze ukwazi ukuhlanganyela ezinqumweni zokuphatha ezicutshungulwa yi-protocol. Ekuqaleni, u-Andre wayewukuphela komuntu ovunyelwe ukwenza amathokheni, kodwa lelo lungelo ladluliselwa kubanikazi besignesha abangu-9 abaningi abadinga amasignesha angu-6. Lawa malungu angamalungu asebenzayo emphakathini we-DeFi futhi u-Andre akazange azibhale njengomuntu osayinile. Abasebenzisi kufanele bafake i-YFI yabo endaweni yokuphatha ukuze bavote futhi bafune izinzuzo zabo. Esigabeni sokuqala sephrojekthi, inqubo yokuvota i-100% on-chain, lapho umsebenzisi ezibophezela ku-YFI izinsuku ezi-3 kunkontileka yokuvota.

Ubuhle nobubi be Yearn Ezezimali

Nakuba ekuqaleni umphakathi wawuwele ku-André Cronje ngemuva kokuxhashazwa kwesiteji lapho u-Andre Cronje enquma ukushiya iphrojekthi okwesikhashana, umzamo oqhubekayo weqembu wokuqhubekela phambili nephrojekthi kanye nokwengezwa okusha kwezinketho zabasebenzisi besiteji bakuvumele. ukubuyisela umoya ofakwe ekuqaleni kwephrojekthi. Lapho umdali wayo ebuya futhi kwethulwa ithokheni yesikhulumi, kwase kubonakala ukuthi umphakathi wawunikeza kanjani ukubaluleka kwephrojekthi ngendlela yawo, njengoba isibonakaliso abasiqambile kwakuwukuphatha, yingakho amazinga entengo esiwabonile kusukela ngaleso sikhathi. ukudalwa kwayo kuyamangalisa njengoba kuwuphawu olwadalwa ngombono wokukwazi ukubamba iqhaza ezinqumweni zephrojekthi futhi ukwazile ukufinyelela cishe ku-$100.000 maphakathi noMeyi 2021. Singakubona lokhu njengelinye lamaphuzu amahle ukuthi , kanye nemikhiqizo yayo ene-interface enembile, iyethula njengephrojekthi enhle ongayibona esikhathini eside. Kodwa-ke, kufanele futhi sikhumbule ukuthi elinye lamaphuzu angemahle esingawabona ngaphakathi kwe-Defi ecosystem futhi elingathinta ngokuqondile i-Yearn Finance ukucwaninga ngolunye usuku lwalolu hlobo lwezimpahla zedijithali ohulumeni ngokwabo Imali Yedijithali Yebhange noma Imali Yedijithali Yebhange Elikhulu nge-Spanish) enemikhiqizo efanayo naleyo iphrothokholi yamanje enganikezwa yona kodwa enembuyiselo evamile izinhlangano zamabhange ezisinikeza zona namuhla. Kufanele futhi sithembele kwabancintisana nabo abangase bavele banikeze ukusebenza okungcono.